HEYVAERT
ActiveHEYVAERT has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €679k and a net result of €554. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 91% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-13
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 5.32 against 4.14 in 2024; short-term debt: 12.7% and cash: 31.5% of total assets), and 12.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.3%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
59 d early
2023
50 d early
2022
60 d early
2021
32 d early
2020
61 d early
2019
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€679k▲ 0.1%
2024 · €678k
2018: €339k
2019: €389k
2020: €448k
2021: €500k
2022: €558k
2023: €630k
2024: €678k
2018 → 2025
Total assets
€778k▼ 1.8%
2024 · €792k
2018: €408k
2019: €548k
2020: €585k
2021: €659k
2022: €735k
2023: €806k
2024: €792k
2018 → 2025
Net result
€554▼ 99.3%
2024 · €83k
2018: €37k
2019: €50k
2020: €59k
2021: €52k
2022: €58k
2023: €72k
2024: €83k
2018 → 2025
Working capital
€428k▲ 19.5%
2024 · €358k
2018: €239k
2019: €251k
2020: €266k
2021: €313k
2022: €372k
2023: €335k
2024: €358k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€500k-€558k▲ 11.5%€630k▲ 13.0%€678k▲ 7.6%€679k▲ 0.1%
Operating result€71k-€81k▲ 14.5%€102k▲ 25.5%€116k▲ 14.7%€5k▼ 96.0%
Net result€52k-€58k▲ 11.4%€72k▲ 25.5%€83k▲ 15.0%€554▼ 99.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €778k
Fixed assets
€250k▼ 21.7%
Current assets
€527k▲ 11.6%
Equity and liabilities €778k
Equity
€679k▲ 0.1%
Debt
€99k▼ 13.2%
The debt ratio falls from 14.4% to 12.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€76k▼
2024 · €182k
Cash flow
€71k▼
2024 · €149k
Solvency
87.3%▲
2024 · 85.6%
Current ratio
5.32▲
2024 · 4.14
Quick ratio
4.84▲
2024 · 3.71
Debt / equity
0.15▼
2024 · 0.17
ROE
0.1%▼
2024 · 12.3%
ROA
0.1%▼
2024 · 10.5%
Interest coverage
13.80▼
2024 · 29.08
Debt
€99k▼
2024 · €114k
Debt ≤ 1 year
€99k▼
2024 · €114k
Income taxes
€1k▼
2024 · €31k
Staff costs
€34k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€792k€778k▼
Fixed assets21/28€320k€250k▼
Intangible fixed assets21-€1k
Tangible fixed assets22/27€320k€249k▼
Land and buildings22€46k€43k▼
Plant, machinery and equipment23€171k€125k▼
Furniture and vehicles24€103k€81k▼
Current assets29/58€472k€527k▲
Stocks and contracts in progress3€49k€47k▼
Stocks30/36€49k€47k▼
Amounts receivable within one year40/41€57k€23k▼
Trade receivables40€51k€3k▼
Other amounts receivable41€6k€20k▲
Current investments50/53€310k€208k▼
Cash at bank and in hand54/58€48k€245k▲
Deferred charges and accrued income490/1€9k€3k▼
Equity and liabilities
Total equity and liabilities10/49€792k€778k▼
Equity10/15€678k€679k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€600k€600k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€594k€594k▲
Profit (loss) carried forward14€16k€16k=
Amounts payable17/49€114k€99k▼
Amounts payable within one year42/48€114k€99k▼
Trade debts44€12k€6k▼
Suppliers440/4€12k€6k▼
Taxes, remuneration and social security45€25k€18k▼
Taxes450/3€12k€14k▲
Remuneration and social security454/9€14k€4k▼
Other amounts payable47/48€77k€76k▼
Income statement
Code20242025
Remuneration, social security and pensions62€34k€34k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€71k▲
Other operating charges640/8€10k€11k▲
Gross operating margin9900€226k€121k▼
Operating profit (loss)9901€116k€5k▼
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€114k€2k▼
Income taxes67/77€31k€1k▼
Profit (loss) for the period9904€83k€554▼
Profit (loss) for the period to be appropriated9905€83k€554▼
Appropriation of the result
Profit (loss) to be appropriated9906€100k€17k▼
Profit (loss) brought forward from the previous period14P€16k€16k=
Transfer from equity791/2€35k-
Transfer to equity691/2€83k€550▼
To other reserves6921€83k€550▼
Profit to be distributed694/7€35k-
Return on contributions (dividend)694€35k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €554 ▼99.3%
Net result drops to €554, the lowest in the series.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €83k ▲15%
Operating result €116k, net result €83k, both a record.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €500kEq €500k ▲11.5%
4 profitable years in a row build equity to €500k.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veurtstraat 592870 Puurs-Sint-AmandsGround area
1,640 m²
Building footprint
626 m²
Volume, LiDAR
3,548 m³
2 parcels, Flanders · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Veurtstraat 58, 2870 Puurs-Sint-Amands
since 19882.040.591.077
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12008B0221/00K003 | Flanders | 1,112 m² | 1 · 447 m² | 10.1 m · 1 fl. |
| 12008B0010/00A002 | Flanders | 529 m² | 1 · 179 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Ittre · Eq €678k
DE MUYLDER CHRISTOPHE & CO
BE 0867.826.237
Sint-Pieters-Leeuw · Eq €678k
Winters-Verweyen Michiel Algemene schrijn-en timmerwerken
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Pelt · Eq €680k
DE COSTER P
BE 0898.780.521
Grobbendonk · Eq €680k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 5,289 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded04-10-1988
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43410Roofing work
45220
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.