HEYMAN
ActiveSummary
HEYMAN has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2,381 and a net result of €939. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 39% of 6162 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
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Signals
This company filed its last 6 accounts on average 8 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 3,980 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 96% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,980 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €263 | €308 | €328 | €345 | ▲ 5.1% |
| Gross operating margin9900 | -€3,808 | -€528 | -€2,342 | €4,438 | €1,785 | ▼ 59.8% |
| Operating profit (loss)9901 | -€4,026 | -€791 | -€2,650 | €4,111 | €1,441 | ▼ 65.0% |
| Financial income75/76B | - | - | €9,140 | - | - | - |
| Recurring financial income75 | - | - | €9,140 | - | - | - |
| Financial charges65/66B | - | - | €90 | €60 | €60 | = |
| Recurring financial charges65 | - | - | €90 | €60 | €60 | = |
| Profit (loss) for the period before taxes9903 | -€4,026 | -€791 | €6,401 | €4,051 | €1,381 | ▼ 65.9% |
| Income taxes67/77 | - | - | €348 | €1,130 | €442 | ▼ 60.9% |
| Profit (loss) for the period9904 | -€4,026 | -€791 | €6,053 | €2,921 | €939 | ▼ 67.9% |
| Profit (loss) for the period to be appropriated9905 | -€4,026 | -€791 | €6,053 | €2,921 | €939 | ▼ 67.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | - | - | €9,120 | €18,235 | €21,583 | ▲ 18.4% |
| Current assets29/58 | - | - | €9,120 | €18,235 | €21,583 | ▲ 18.4% |
| Cash at bank and in hand54/58 | - | - | €9,120 | €18,235 | €21,583 | ▲ 18.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €0 | €0 | €9,120 | €18,235 | €21,583 | ▲ 18.4% |
| Equity10/15 | -€6,741 | -€7,531 | -€1,478 | €1,442 | €2,381 | ▲ 65.1% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €6,749 | €6,749 | €6,749 | €6,749 | €6,749 | = |
| Non-distributable reserves130/1 | - | €387 | €387 | €387 | €387 | = |
| Reserves not available under the articles1311 | - | €387 | €387 | €387 | €387 | = |
| Distributable reserves133 | - | €6,362 | €6,362 | €6,362 | €6,362 | = |
| Profit (loss) carried forward14 | -€32,082 | -€32,872 | -€26,819 | -€23,899 | -€22,960 | ▲ 3.9% |
| Amounts payable17/49 | €6,741 | €7,531 | €10,598 | €16,792 | €19,202 | ▲ 14.3% |
| Amounts payable within one year42/48 | €6,741 | €7,531 | €10,598 | €16,792 | €19,202 | ▲ 14.3% |
| Trade debts44 | €483 | €2,564 | €0 | €536 | €30 | ▼ 94.5% |
| Suppliers440/4 | - | €2,564 | €0 | €536 | €30 | ▼ 94.5% |
| Taxes, remuneration and social security45 | - | - | €348 | €1,130 | €442 | ▼ 60.9% |
| Taxes450/3 | - | - | €348 | €1,130 | €442 | ▼ 60.9% |
| Other amounts payable47/48 | - | €4,967 | €10,251 | €15,127 | €18,730 | ▲ 23.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€4,026 | -€791 | €6,053 | €2,921 | €939 | ▼ 67.9% |
| Operating cash flow (approximation) | -€4,026 | -€791 | €6,053 | €2,921 | €939 | ▼ 67.9% |
| Change in cash | - | - | - | €9,115 | €3,348 | ▼ 63.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Av. du Bourg. Jean Materne(JB) 845100 Namur1 establishment unit
Similar companies · same sector, comparable size
Identification & contact
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.