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HEYFIN

Active
Private limited companyfounded 20251 yr activeVollezelestraat 145, 1755 Pajottegem, BelgiumKBO/BCE: BE 1019.282.928
Summary

HEYFIN has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,435 and a net result of €23,435. Its solvency ranks better than 66% of 7794 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency93
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 2.73; short-term debt: 31.9% and cash: 86.8% of total assets), and 31.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
68.1%
Return on assets
60.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
16 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 January 2025, HEYFIN was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€26,435
Total assets
€38,824
Net result
€23,435
Working capital
€21,435

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €38,824
Fixed assets €5,000
Current assets €33,824
Equity and liabilities €38,824
Equity €26,435
Debt €12,388
Debt finances 31.9% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
2.73
Debt to equity
0.47
ROE
88.7%
ROA
60.4%
Debt ≤ 1 year
€12,388
Income taxes
€9,642
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet Code2025
Assets
Total assets20/58€38,824
Fixed assets21/28€5,000
Financial fixed assets28€5,000
Current assets29/58€33,824
Cash at bank and in hand54/58€33,680
Deferred charges and accrued income490/1€144
Equity and liabilities
Total equity and liabilities10/49€38,824
Equity10/15€26,435
Contributions10/11€3,000
Reserves13€23,435
Distributable reserves133€23,435
Amounts payable17/49€12,388
Amounts payable within one year42/48€12,388
Trade debts44€2,415
Suppliers440/4€2,415
Taxes, remuneration and social security45€9,642
Taxes450/3€9,642
Other amounts payable47/48€332
Income statement Code2025
Gross operating margin9900€33,083
Operating profit (loss)9901€33,083
Financial charges65/66B€6
Recurring financial charges65€6
Profit (loss) for the period before taxes9903€33,077
Income taxes67/77€9,642
Profit (loss) for the period9904€23,435
Profit (loss) for the period to be appropriated9905€23,435
Appropriation of the result
Profit (loss) to be appropriated9906€23,435
Transfer to equity691/2€23,435
To other reserves6921€23,435

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Gross operating margin9900€33,083
Operating profit (loss)9901€33,083
Financial charges65/66B€6
Recurring financial charges65€6
Profit (loss) for the period before taxes9903€33,077
Income taxes67/77€9,642
Profit (loss) for the period9904€23,435
Profit (loss) for the period to be appropriated9905€23,435
Line2025
Assets
Total assets20/58€38,824
Fixed assets21/28€5,000
Financial fixed assets28€5,000
Current assets29/58€33,824
Cash at bank and in hand54/58€33,680
Deferred charges and accrued income490/1€144
Equity and liabilities
Total equity and liabilities10/49€38,824
Equity10/15€26,435
Contributions10/11€3,000
Reserves13€23,435
Distributable reserves133€23,435
Amounts payable17/49€12,388
Amounts payable within one year42/48€12,388
Trade debts44€2,415
Suppliers440/4€2,415
Taxes, remuneration and social security45€9,642
Taxes450/3€9,642
Other amounts payable47/48€332
Line2025
Profit (loss) for the period9904€23,435
Operating cash flow (approximation)€23,435

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
15-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,305 m²
Building footprint
137 m²
Volume, LiDAR
545 m³
Parcel 23058C0468/00C000, Flanders · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
HEYFIN
Vollezelestraat 145, 1755 PajottegemActivities of holding companies
since 20252.370.057.913
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23058C0468/00C000 Flanders 1,305 m² 1 · 137 m² 5.8 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

254900GT8YZJQS0W3J67
live in the LEI register

Similar companies · same sector, comparable size

Of 24,515 companies in sector 82990 we hold annual accounts for 9,413. 6,225 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services

Scores and ratios are computed by Checked and are not a credit decision.