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HEWIKA

Active
Private limited companyfounded 201016 yrs activeKerkstraat 10, 1840 Londerzeel, BelgiumKBO/BCE: BE 0822.848.624
Summary

HEWIKA has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€98,058) and a net result of -€8,631. Equity is shrinking by ~20% per year across the filed fiscal years. Its solvency ranks better than 6% of 31958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-4
Solvency0▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.23 against 0.34 in 2024; short-term debt: 39.2% and cash: 0.8% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-26.6%
Return on assets
-2.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€98,058
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
41 d late
2024
61 d late
2023
28 d late
2022
60 d late
2021
92 d late
2020
31 d late
2019
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 53 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 September (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 26 January 2010, HEWIKA was incorporated.1 Total assets went from EUR 428,165 in 2019 to EUR 368,760 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€98,058▼ 9.7%
2024 · -€89,428
Total assets
€368,760▼ 7.2%
2024 · €397,470
Net result
-€8,631▲ 46.1%
2024 · -€16,022
Working capital
-€110,737▼ 1.9%
2024 · -€108,662
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€9,895▲ 354%-€5,285€4,580-€1,036€6,370
Net result-€5,765below the sector's middle half-€20,302below the sector's middle half▼ 252%-€11,825below the sector's middle half▲ 41.8%-€16,022below the sector's middle half▼ 35.5%-€8,631below the sector's middle half▲ 46.1%
Equity-€41,278below the sector's middle half▼ 16.2%-€61,580below the sector's middle half▼ 49.2%-€73,405below the sector's middle half▼ 19.2%-€89,428below the sector's middle half▼ 21.8%-€98,058below the sector's middle half▼ 9.7%
Total assets€458,625within the sector's middle half▼ 2.1%€430,039within the sector's middle half▼ 6.2%€435,485within the sector's middle half▲ 1.3%€397,470within the sector's middle half▼ 8.7%€368,760within the sector's middle half▼ 7.2%
Debt€193,091▼ 1.6%€185,932▼ 3.7%€203,452▲ 9.4%€182,293▼ 10.4%€163,086▼ 10.5%
Working capital-€115,500below the sector's middle half▲ 18.8%-€102,944below the sector's middle half▲ 10.9%-€131,309below the sector's middle half▼ 27.6%-€108,662below the sector's middle half▲ 17.2%-€110,737below the sector's middle half▼ 1.9%
Solvency-9.0%below the sector's middle half▼ 1.4pp-14.3%below the sector's middle half▼ 5.3pp-16.9%below the sector's middle half▼ 2.5pp-22.5%below the sector's middle half▼ 5.6pp-26.6%below the sector's middle half▼ 4.1pp
Current ratio0.34below the sector's middle half▲ 0.140.38below the sector's middle half▲ 0.050.29below the sector's middle half▼ 0.100.34below the sector's middle half▲ 0.050.23below the sector's middle half▼ 0.10
Return on assets (ROA)-1.3%below the sector's middle half▼ 1.6pp-4.7%below the sector's middle half▼ 3.5pp-2.7%below the sector's middle half▲ 2.0pp-4.0%below the sector's middle half▼ 1.3pp-2.3%below the sector's middle half▲ 1.7pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0€10,000Operating result 2021: €9,895€9,895Net result 2021: -€5,765-€5,765Operating result 2022: -€5,285-€5,285Net result 2022: -€20,302-€20,302Operating result 2023: €4,580€4,580Net result 2023: -€11,825-€11,825Operating result 2024: -€1,036-€1,036Net result 2024: -€16,022-€16,022Operating result 2025: €6,370€6,370Net result 2025: -€8,631-€8,63120212022202320242025-€20,000-€10,000€0€10,000Operating result 2023: €4,580€4,580Net result 2023: -€11,825-€11,800Operating result 2024: -€1,036-€1,040Net result 2024: -€16,022-€16,000Operating result 2025: €6,370€6,370Net result 2025: -€8,631-€8,630202320242025
The operating result returns to profit in 2025: €6,370 after a loss of €1,036 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €368,760
Fixed assets €335,011 ▼ 2.2%
Current assets €33,749 ▼ 38.7%
Key figures and ratios
2025 value · change against 2024
EBITDA
€27,967▼
2024 · €38,467
Cash flow
€12,966▼
2024 · €23,480
Debt to equity
-1.66▲
2024 · -2.04
Interest coverage
1.86▼
2024 · 2.57
Debt ≤ 1 year
€144,486▼
2024 · €163,693
Debt > 1 year
€18,600=
2024 · €18,600
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,332 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a small loss
2.8% went bankrupt
5.8% stopped otherwise
91% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,332 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€397,470€368,760▼
Fixed assets21/28€342,440€335,011▼
Tangible fixed assets22/27€342,440€335,011▼
Land and buildings22€340,119€332,658▼
Furniture and vehicles24€2,321€2,353▲
Current assets29/58€55,031€33,749▼
Amounts receivable within one year40/41€50,729€30,874▼
Trade receivables40€50,729€26,486▼
Other amounts receivable41-€4,388
Cash at bank and in hand54/58€3,655€2,779▼
Deferred charges and accrued income490/1€647€97▼
Equity and liabilities
Total equity and liabilities10/49€397,470€368,760▼
Equity10/15-€89,428-€98,058▼
Contributions10/11€18,600€18,600=
Profit (loss) carried forward14-€108,028-€116,658▼
Provisions and deferred taxes16€304,605€303,732▼
Provisions for liabilities and charges160/5€304,605€303,732▼
Environmental obligations163€304,605€303,732▼
Other liabilities and charges164/5€0-
Amounts payable17/49€182,293€163,086▼
Amounts payable after more than one year17€18,600€18,600=
Financial debts170/4€18,600€18,600=
Amounts payable within one year42/48€163,693€144,486▼
Trade debts44€3,378€893▼
Suppliers440/4€3,378€893▼
Taxes, remuneration and social security45€522€437▼
Taxes450/3€522€437▼
Other amounts payable47/48€159,793€143,156▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39,503€21,597▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€833-€873▼
Other operating charges640/8€3,349€3,354▲
Gross operating margin9900€40,983€30,447▼
Operating profit (loss)9901-€1,036€6,370▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€14,987€15,000▲
Recurring financial charges65€14,987€15,000▲
Profit (loss) for the period before taxes9903-€16,022-€8,631▲
Income taxes67/77€0-
Profit (loss) for the period9904-€16,022-€8,631▲
Profit (loss) for the period to be appropriated9905-€16,022-€8,631▲
Appropriation of the result
Profit (loss) to be appropriated9906-€108,028-€116,658▼
Profit (loss) brought forward from the previous period14P-€92,005-€108,028▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33,983€33,983€37,269€39,503€21,597▼ 45.3%
Provisions for liabilities and charges: additions (uses and reversals)635/8-€725-€1,125-€249-€833-€873▼ 4.8%
Other operating charges640/8€2,851€6,597€5,148€3,349€3,354▲ 0.1%
Gross operating margin9900€46,004€34,171€46,748€40,983€30,447▼ 25.7%
Operating profit (loss)9901€9,895-€5,285€4,580-€1,036€6,370▲ 715%
Financial income75/76B€0€0€0€0€0▼ 100%
Recurring financial income75€0€0€0€0€0▼ 100%
Financial charges65/66B€15,010€15,018€15,012€14,987€15,000▲ 0.1%
Recurring financial charges65€15,010€15,018€15,012€14,987€15,000▲ 0.1%
Profit (loss) for the period before taxes9903-€5,115-€20,302-€10,432-€16,022-€8,631▲ 46.1%
Income taxes67/77€650€0€1,394€0--
Profit (loss) for the period9904-€5,765-€20,302-€11,825-€16,022-€8,631▲ 46.1%
Profit (loss) for the period to be appropriated9905-€5,765-€20,302-€11,825-€16,022-€8,631▲ 46.1%
Line20212022202320242025Change
Assets
Total assets20/58€458,625€430,039€435,485€397,470€368,760▼ 7.2%
Fixed assets21/28€399,634€365,651€381,942€342,440€335,011▼ 2.2%
Tangible fixed assets22/27€399,634€365,651€381,942€342,440€335,011▼ 2.2%
Land and buildings22€366,958€343,475€368,795€340,119€332,658▼ 2.2%
Furniture and vehicles24€32,676€22,176€13,147€2,321€2,353▲ 1.4%
Current assets29/58€58,991€64,389€53,542€55,031€33,749▼ 38.7%
Amounts receivable within one year40/41€24,089€18,760€38,517€50,729€30,874▼ 39.1%
Trade receivables40€24,089€17,466€38,517€50,729€26,486▼ 47.8%
Other amounts receivable41-€1,294€0-€4,388-
Cash at bank and in hand54/58€34,617€45,344€12,894€3,655€2,779▼ 24.0%
Deferred charges and accrued income490/1€285€285€2,131€647€97▼ 85.0%
Equity and liabilities
Total equity and liabilities10/49€458,625€430,039€435,485€397,470€368,760▼ 7.2%
Equity10/15-€41,278-€61,580-€73,405-€89,428-€98,058▼ 9.7%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Profit (loss) carried forward14-€59,878-€80,180-€92,005-€108,028-€116,658▼ 8.0%
Provisions and deferred taxes16€306,812€305,687€305,438€304,605€303,732▼ 0.3%
Provisions for liabilities and charges160/5€306,812€305,687€305,438€304,605€303,732▼ 0.3%
Environmental obligations163€306,812€305,687€0€304,605€303,732▼ 0.3%
Other liabilities and charges164/5--€305,438€0--
Amounts payable17/49€193,091€185,932€203,452€182,293€163,086▼ 10.5%
Amounts payable after more than one year17€18,600€18,600€18,600€18,600€18,600=
Financial debts170/4€18,600€18,600€18,600€18,600€18,600=
Amounts payable within one year42/48€174,491€167,332€184,852€163,693€144,486▼ 11.7%
Trade debts44€13,835€2,558€2,627€3,378€893▼ 73.6%
Suppliers440/4€13,835€2,558€2,627€3,378€893▼ 73.6%
Taxes, remuneration and social security45€1,191€694€1,404€522€437▼ 16.2%
Taxes450/3€1,191€694€1,404€522€437▼ 16.2%
Other amounts payable47/48€159,465€164,080€180,820€159,793€143,156▼ 10.4%
Accrued charges and deferred income492/3€0-----
Line20212022202320242025Change
Profit (loss) for the period9904-€5,765-€20,302-€11,825-€16,022-€8,631▲ 46.1%
+ Depreciation and write-downs630€33,983€33,983€37,269€39,503€21,597▼ 45.3%
Operating cash flow (approximation)€28,219€13,681€25,444€23,480€12,966▼ 44.8%
Investment in fixed assets (approximation)-€0-€53,560€0-€14,168-
Change in cash-€10,727-€32,450-€9,239-€876▲ 90.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 41 days late
2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
28-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
29-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial Weakest financial yearnet -€20,302
Net result drops to -€20,302, the lowest in the series; recovery starts the following year.
31-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial Back to profitnet €1,739
Net result €1,739 after one loss-making year.
30-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
30-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
2015
28-08
NBB filing Annual accounts filed
fiscal year 2014 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2010
seat establishment The establishment unit on the map
Ground area
411 m²
Building footprint
335 m²
Volume, LiDAR
3,152 m³
2 parcels, Flanders · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
HEWIKA
Windmolenveldstraat 58, 3000 LeuvenFinancial service activities, except insurance and pension funding
since 20102.186.658.429
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23045E0214/00K000 Flanders 239 m² 1 · 212 m² 14.8 m · 4 fl.
24502C0025/00H000 Flanders 172 m² 1 · 123 m² 12.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-01-2010
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0822848624
Also 9925:BE0822848624
Registered 30-01-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.