HeViNi
ActiveHeViNi has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €149k and a net result of €44k. Equity is growing by ~39% per year across the filed fiscal years. Its solvency ranks better than 18% of 4760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+43
Solvency6▲+2
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.19 against 0.24 in 2024), and 91.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
7 signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.5%
Return on assets
2.5%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 4760 sector peers (2025).
NBB · sector comparisonPosition among 4760 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
11 d late
2024
1 d early
2023
5 d early
2022
23 d late
2021
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€149k▲ 41.4%
2024 · €105k
2021: €40k
2022: €56k
2023: €93k
2024: €105k
2021 → 2025
Total assets
€1.74M▼ 1.0%
2024 · €1.76M
2021: €1.79M
2022: €1.78M
2023: €1.80M
2024: €1.76M
2021 → 2025
Net result
€44k▲ 265%
2024 · €12k
2021: €20k
2022: €16k
2023: €38k
2024: €12k
2021 → 2025
Working capital
€-472k▼ 6.3%
2024 · €-445k
2021: €-361k
2022: €-378k
2023: €-407k
2024: €-445k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€56k▲ 40.0%€93k▲ 67.9%€105k▲ 12.8%€149k▲ 41.4%
Operating result€63k-€52k▼ 17.6%€82k▲ 58.8%€87k▲ 5.5%€86k▼ 1.7%
Net result€20k-€16k▼ 19.3%€38k▲ 137%€12k▼ 68.4%€44k▲ 265%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.74M
Fixed assets
€1.63M▲ 0.7%
Current assets
€112k▼ 20.7%
Equity and liabilities €1.74M
Equity
€149k▲ 41.4%
Debt
€1.59M▼ 3.7%
The debt ratio falls from 94.0% to 91.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€156k▲
2024 · €143k
Cash flow
€114k▲
2024 · €68k
Solvency
8.5%▲
2024 · 6.0%
Current ratio
0.19▼
2024 · 0.24
Quick ratio
0.19▼
2024 · 0.24
Debt / equity
10.72▼
2024 · 15.74
ROE
29.3%▲
2024 · 11.3%
ROA
2.5%▲
2024 · 0.7%
Interest coverage
5.95▲
2024 · 5.19
Debt
€1.59M▼
2024 · €1.66M
Debt ≤ 1 year
€584k▼
2024 · €586k
Debt > 1 year
€1.01M▼
2024 · €1.07M
Income taxes
€19k▼
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Total assets
20/58€1.74M
Fixed assets
21/28€1.63M
Tangible fixed assets
22/27€1.63M
Financial fixed assets
28€250
Current assets
29/58€112k
Amounts receivable within one year
40/41€106k
Cash & bank
54/58€2k
Total equity & liabilities
10/49€1.74M
Equity
10/15€149k
Contributions / capital
10/11€20k
Reserves
13€129k
Amounts payable
17/49€1.59M
Amounts payable after one year
17€1.01M
Amounts payable within one year
42/48€584k
Trade debts payable within one year
44€137k
Income statement
Code2025
Gross operating margin
9900€160k
Operating result
9901€86k
Financial income
75€3k
Financial charges
65€26k
Result before taxes
9903€63k
Income taxes
67/77€19k
Net result for the period
9904€44k
Result to be appropriated
9905€44k
This is the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan.
See plans →
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
31-12
Financial
Highest result since 2021net €44k ▲265%
Net result €44k, the highest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €12k ▼68.4%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €105k ▲12.8%
4 profitable years in a row build equity to €105k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
SABU-Invest
BE 1007.415.076
Duffel · Eq €149k
NAMOTEK
BE 0701.896.750
Evere · Eq €149k
GHA MANAGEMENT
BE 1002.608.034
Beauvechain · Eq €149k
DHOW CONSULT
BE 0733.879.630
Antwerpen · Eq €149k
Challenge Your Business
BE 0740.792.562
Roeselare · Eq €149k
Of 82,341 companies in sector 70200 we hold annual accounts for 50,889. 39,913 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-10-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70100Activities of head offices
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-08-2026. Scores and ratios are computed by Checked and are not a credit decision.