HEVEE
ActiveThe computed 12-month bankruptcy probability of HEVEE is 2.3% (moderate). The annual accounts of HEVEE for fiscal year 2025 show a net loss of 170% of the equity at the start of that year. The 2025 annual accounts show equity of €128k and a net result of €-55k. Equity is growing by ~35.3% per year across the filed fiscal years. Its solvency ranks better than 41% of 13306 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
34
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-45
Solvency45▲+13
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.23 against 0.36 in 2024; short-term debt: 71.6% and cash: 10.4% of total assets), and 80.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.8%
Return on assets
-8.5%
Age of the figures
15 mo
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-08-2026, 195 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
195 d late
2024
45 d late
2023
60 d late
2022
66 d late
2021
28 d late
2020
22 d late
2019
425 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€128k▲ 296%
2024 · €32k
2019: €9k
2020: €11k
2021: €10k
2022: €18k
2023: €27k
2024: €32k
2019 → 2025
Total assets
€643k▲ 35.1%
2024 · €476k
2019: €98k
2020: €80k
2021: €75k
2022: €76k
2023: €110k
2024: €476k
2019 → 2025
Net result
€-55k
2024 · €6k
2019: €4k
2020: €1k
2021: €-568
2022: €1k
2023: €9k
2024: €6k
2019 → 2025
Working capital
€-357k▼ 48.8%
2024 · €-240k
2019: €-66k
2020: €-56k
2021: €-63k
2022: €-50k
2023: €-57k
2024: €-240k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€18k▲ 72.7%€27k▲ 49.6%€32k▲ 20.8%€128k▲ 296%
Operating result€-540-€3k€13k▲ 367%€15k▲ 21.1%€-3k
Net result€-568-€1k€9k▲ 578%€6k▼ 37.2%€-55k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €15k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €581k
Fixed assets
€477k▲ 39.8%
Current assets
€104k▼ 22.8%
Equity and liabilities €643k
Equity
€128k▲ 296%
Debt
€516k▲ 16.2%
The debt ratio falls from 93.2% to 80.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€56k▲
2024 · €31k
Cash flow
€4k▼
2024 · €21k
Solvency
19.8%▲
2024 · 6.8%
Current ratio
0.23▼
2024 · 0.36
Quick ratio
0.20▼
2024 · 0.36
Debt / equity
4.04▼
2024 · 13.78
ROE
-42.8%▼
2024 · 17.2%
ROA
-8.5%▼
2024 · 1.2%
Interest coverage
1.09▼
2024 · 4.96
Debt
€516k▲
2024 · €444k
Debt ≤ 1 year
€461k▲
2024 · €375k
Debt > 1 year
€50k▼
2024 · €69k
Income taxes
€329▼
2024 · €4k
Staff costs
€399k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€476k€643k▲
Formation expenses20-€62k
Fixed assets21/28€341k€477k▲
Intangible fixed assets21€24k€22k▼
Tangible fixed assets22/27€317k€455k▲
Land and buildings22-€8k
Plant, machinery and equipment23€237k€393k▲
Furniture and vehicles24€37k€3k▼
Other tangible fixed assets26€43k€50k▲
Current assets29/58€135k€104k▼
Stocks and contracts in progress3-€10k
Stocks30/36-€10k
Amounts receivable within one year40/41€91k€26k▼
Trade receivables40€76k€11k▼
Other amounts receivable41€16k€15k▼
Cash at bank and in hand54/58€44k€67k▲
Deferred charges and accrued income490/1-€873
Equity and liabilities
Total equity and liabilities10/49€476k€643k▲
Equity10/15€32k€128k▲
Contributions10/11€19k€169k▲
Reserves13€120€120=
Non-distributable reserves130/1€120€120=
Reserves not available under the articles1311€120€120=
Profit (loss) carried forward14€13k€-41k▼
Amounts payable17/49€444k€516k▲
Amounts payable after more than one year17€69k€50k▼
Financial debts170/4€69k€50k▼
Amounts payable within one year42/48€375k€461k▲
Current portion of amounts payable after more than one year42€170k€21k▼
Trade debts44€98k€73k▼
Suppliers440/4€98k€73k▼
Advances received on contracts in progress46€43k€26k▼
Taxes, remuneration and social security45€15k€140k▲
Taxes450/3€12k€52k▲
Remuneration and social security454/9€4k€88k▲
Other amounts payable47/48€48k€201k▲
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Remuneration, social security and pensions62€21k€399k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€59k▲
Other operating charges640/8€1k€17k▲
Non-recurring operating charges66A€6k€0▼
Gross operating margin9900€60k€472k▲
Operating profit (loss)9901€15k€-3k▼
Financial income75/76B€59€0▼
Recurring financial income75€59€0▼
Financial charges65/66B€6k€51k▲
Recurring financial charges65€6k€51k▲
Profit (loss) for the period before taxes9903€9k€-54k▼
Income taxes67/77€4k€329▼
Profit (loss) for the period9904€6k€-55k▼
Profit (loss) for the period to be appropriated9905€6k€-55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-41k▼
Profit (loss) brought forward from the previous period14P€8k€13k▲
Social balance
Average headcount (FTE)90870.5-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 195 days late
2025
30-06
Financial
Weakest financial yearnet €-55k ▼1084%
Net result drops to €-55k, the lowest in the series.
30-06
Financial
Equity above €100kEq €128k ▲296%
Equity rises from €32k to €128k.
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 45 days late
2024
31-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
30-06
Financial
Highest result since 2019net €9k ▲578%
Net result €9k, the highest in the series.
07-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
2022
30-06
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 425 days late
31-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 790 days late
22-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 22 days late
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clement Cartuyvelsstraat 393800 Sint-TruidenGround area
1.2 ha
Building footprint
4,335 m²
Volume, LiDAR
31,371 m³
3 parcels, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Veemarkt
since 20122.206.110.392
V-BAR
since 20242.362.948.902
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352D0389/00A000 | Flanders | 7,326 m² | - | - |
| 71352D0555/00P000 | Flanders | 4,833 m² | 1 · 4,221 m² | 12.3 m · 2 fl. |
| 71053H0229/00T002 | Flanders | 113 m² | 1 · 113 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Truiden2.362.948.902
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D' AFSPANNING
BE 0861.128.881
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KWASI
BE 0806.624.185
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LAMUSO
BE 0459.546.705
Turnhout · Eq €128k
Thuisverpleging Saïs Petra
BE 0657.890.424
Antwerpen · Eq €127k
Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 3,497 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2012
Fiscal year end30-06
Activities, NACEBEL
56301Cafés and bars
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.