HEVAMET is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €48k and a net result of €43k. Its solvency ranks better than 47% of 8018 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€48k
Net result
€43k
Total assets
€98k
Solvency
48.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €98k
Fixed assets
€44k
Current assets
€55k
Equity and liabilities €98k
Equity
€48k
Debt
€51k
Debt finances 51.6% of the balance-sheet total.
Key figures and ratios
Solvency
48.4%
ROE
89.5%
ROA
43.3%
Debt
€51k
Debt ≤ 1 year
€39k
Debt > 1 year
€12k
Income taxes
€17k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€98k
Fixed assets21/28€44k
Tangible fixed assets22/27€8k
Furniture and vehicles24€1k
Other tangible fixed assets26€7k
Financial fixed assets28€35k
Current assets29/58€55k
Amounts receivable within one year40/41€15k
Trade receivables40€14k
Other amounts receivable41€1k
Cash at bank and in hand54/58€40k
Equity and liabilities
Total equity and liabilities10/49€98k
Equity10/15€48k
Contributions10/11€5k
Reserves13€43k
Distributable reserves133€43k
Amounts payable17/49€51k
Amounts payable after more than one year17€12k
Financial debts170/4€12k
Amounts payable within one year42/48€39k
Current portion of amounts payable after more than one year42€10k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€27k
Taxes450/3€24k
Remuneration and social security454/9€3k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€1k
Gross operating margin9900€63k
Operating profit (loss)9901€61k
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€60k
Income taxes67/77€17k
Profit (loss) for the period9904€43k
Profit (loss) for the period to be appropriated9905€43k
Appropriation of the result
Profit (loss) to be appropriated9906€43k
Transfer to equity691/2€43k
To other reserves6921€43k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthulst · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Merkemstraat 188650 HouthulstGround area
5,218 m²
Building footprint
178 m²
Volume, LiDAR
825 m³
Parcel 32306B1266/00H000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HEVAMET
since 20242.367.246.594
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32306B1266/00H000 | Flanders | 5,218 m² | 1 · 178 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500OF78651F95FE68
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 10,293 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2024
Fiscal year end31-12
Activities, NACEBEL
64210Activities of holding companies
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.