Summary
HEUSEUX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €45,815 and a net result of €10,439. Equity is growing by ~30.3% per year across the filed fiscal years. Its solvency ranks better than 23% of 5585 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 5585 sector peers (2025).
NBB · sector comparisonPosition among 5585 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
29 d late
2022
on the day
2021
16 d early
2020
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 10 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€45,815▲ 29.5%
2024 · €35,376
Net result
€10,439▼ 16.3%
2024 · €12,476
Total assets
€214,149▼ 3.2%
2024 · €221,185
Solvency
21.4%▲ 5.4pp
2024 · 16.0%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€19,475▲ 204%€8,147▼ 58.2%€14,908▲ 83.0%€19,932▲ 33.7%€17,865▼ 10.4%
Net result€9,490within the sector's middle half€2,915within the sector's middle half▼ 69.3%-€3,896below the sector's middle half€12,476within the sector's middle half€10,439within the sector's middle half▼ 16.3%
Equity€17,781below the sector's middle half▲ 114%€20,697below the sector's middle half▲ 16.4%€16,800below the sector's middle half▼ 18.8%€35,376below the sector's middle half▲ 111%€45,815below the sector's middle half▲ 29.5%
Total assets€231,137below the sector's middle half▼ 5.1%€230,689below the sector's middle half▼ 0.2%€223,281below the sector's middle half▼ 3.2%€221,185below the sector's middle half▼ 0.9%€214,149below the sector's middle half▼ 3.2%
Debt€213,356▼ 9.3%€209,992▼ 1.6%€206,481▼ 1.7%€185,809▼ 10.0%€168,334▼ 9.4%
Working capital-€14,023within the sector's middle half▼ 26.2%-€35,173within the sector's middle half▼ 151%-€50,150within the sector's middle half▼ 42.6%-€41,146within the sector's middle half▲ 18.0%-€41,019within the sector's middle half▲ 0.3%
Solvency7.7%below the sector's middle half▲ 4.3pp9.0%below the sector's middle half▲ 1.3pp7.5%below the sector's middle half▼ 1.4pp16.0%below the sector's middle half▲ 8.5pp21.4%below the sector's middle half▲ 5.4pp
Current ratio0.07below the sector's middle half▼ 0.160.07below the sector's middle half=0.03below the sector's middle half▼ 0.040.16below the sector's middle half▲ 0.130.18below the sector's middle half▲ 0.02
Return on assets (ROA)4.1%within the sector's middle half▲ 5.8pp1.3%within the sector's middle half▼ 2.8pp-1.7%below the sector's middle half▼ 3.0pp5.6%within the sector's middle half▲ 7.4pp4.9%within the sector's middle half▼ 0.8pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €214,149
Fixed assets
€205,278 ▼ 3.7%
Current assets
€8,872 ▲ 10.9%
Equity and liabilities €214,149
Equity
€45,815 ▲ 29.5%
Debt
€168,334 ▼ 9.4%
Debt's share of the balance-sheet total falls from 84.0% to 78.6%. Equity is higher and debt is lower.
Key figures and ratios
ROE
22.8%▼
2024 · 35.3%
Debt ≤ 1 year
€49,890▲
2024 · €49,146
Debt > 1 year
€103,717▼
2024 · €124,402
Income taxes
€3,800▲
2024 · €3,176
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,059 | €8,059 | €8,826 | €7,991 | €7,908 | ▼ 1.0% |
| Other operating charges640/8 | €1,140 | €1,360 | €1,274 | €1,123 | €1,326 | ▲ 18.1% |
| Gross operating margin9900 | €28,674 | €17,566 | €25,009 | €29,046 | €27,099 | ▼ 6.7% |
| Operating profit (loss)9901 | €19,475 | €8,147 | €14,908 | €19,932 | €17,865 | ▼ 10.4% |
| Financial charges65/66B | €7,312 | €5,377 | €15,942 | €4,280 | €3,626 | ▼ 15.3% |
| Recurring financial charges65 | €5,249 | €5,377 | €4,249 | €3,943 | €3,626 | ▼ 8.0% |
| Non-recurring financial charges66B | €2,063 | - | €11,693 | €337 | - | - |
| Profit (loss) for the period before taxes9903 | €12,164 | €2,770 | -€1,034 | €15,652 | €14,239 | ▼ 9.0% |
| Income taxes67/77 | €2,673 | -€145 | €2,862 | €3,176 | €3,800 | ▲ 19.7% |
| Profit (loss) for the period9904 | €9,490 | €2,915 | -€3,896 | €12,476 | €10,439 | ▼ 16.3% |
| Profit (loss) for the period to be appropriated9905 | €9,490 | €2,915 | -€3,896 | €12,476 | €10,439 | ▼ 16.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €231,137 | €230,689 | €223,281 | €221,185 | €214,149 | ▼ 3.2% |
| Fixed assets21/28 | €230,085 | €228,026 | €221,515 | €213,186 | €205,278 | ▼ 3.7% |
| Tangible fixed assets22/27 | €218,054 | €215,996 | €221,177 | €213,186 | €205,278 | ▼ 3.7% |
| Land and buildings22 | €216,069 | €208,961 | €221,094 | €213,186 | €205,278 | ▼ 3.7% |
| Furniture and vehicles24 | €1,985 | €1,034 | €83 | - | - | - |
| Assets under construction and advance payments27 | - | €6,000 | - | - | - | - |
| Financial fixed assets28 | €12,031 | €12,031 | €337 | - | - | - |
| Current assets29/58 | €1,052 | €2,663 | €1,767 | €7,999 | €8,872 | ▲ 10.9% |
| Amounts receivable within one year40/41 | - | - | €14 | €307 | €307 | = |
| Other amounts receivable41 | - | - | €14 | €307 | €307 | = |
| Cash at bank and in hand54/58 | €1,052 | €2,663 | €1,753 | €7,693 | €8,565 | ▲ 11.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €231,137 | €230,689 | €223,281 | €221,185 | €214,149 | ▼ 3.2% |
| Equity10/15 | €17,781 | €20,697 | €16,800 | €35,376 | €45,815 | ▲ 29.5% |
| Contributions10/11 | €12,500 | €12,500 | €12,500 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | €5,281 | €8,197 | €4,300 | €16,776 | €27,215 | ▲ 62.2% |
| Amounts payable17/49 | €213,356 | €209,992 | €206,481 | €185,809 | €168,334 | ▼ 9.4% |
| Amounts payable after more than one year17 | €192,809 | €165,105 | €144,864 | €124,402 | €103,717 | ▼ 16.6% |
| Financial debts170/4 | €192,809 | €165,105 | €144,864 | €124,402 | €103,717 | ▼ 16.6% |
| Amounts payable within one year42/48 | €15,075 | €37,836 | €51,917 | €49,146 | €49,890 | ▲ 1.5% |
| Current portion of amounts payable after more than one year42 | €11,973 | €20,022 | €20,240 | €20,462 | €20,685 | ▲ 1.1% |
| Trade debts44 | €307 | - | - | €562 | - | - |
| Suppliers440/4 | €307 | - | - | €562 | - | - |
| Taxes, remuneration and social security45 | €2,673 | €693 | €3,555 | - | €3,800 | - |
| Taxes450/3 | €2,673 | €693 | €3,555 | - | €3,800 | - |
| Other amounts payable47/48 | €121 | €17,121 | €28,121 | €28,121 | €25,405 | ▼ 9.7% |
| Accrued charges and deferred income492/3 | €5,471 | €7,052 | €9,700 | €12,261 | €14,727 | ▲ 20.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,490 | €2,915 | -€3,896 | €12,476 | €10,439 | ▼ 16.3% |
| + Depreciation and write-downs630 | €8,059 | €8,059 | €8,826 | €7,991 | €7,908 | ▼ 1.0% |
| Operating cash flow (approximation) | €17,549 | €10,974 | €4,930 | €20,467 | €18,347 | ▼ 10.4% |
| Investment in fixed assets (approximation) | - | -€6,000 | -€2,314 | €337 | €0 | ▼ 100% |
| Change in cash | - | €1,610 | -€909 | €5,940 | €872 | ▼ 85.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
31-12
Financial
Back to profitnet €12,476
Net result €12,476 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €9,490
Net result €9,490 after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soumagne
Ground area
1,556 m²
Building footprint
120 m²
Volume, LiDAR
651 m³
Parcel 62099C0518/00A000, Wallonia · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62099C0518/00A000 | Wallonia | 1,556 m² | 1 · 119 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 owners · 1 holdingChain of control
- JLP Management
- HEUSEUX
Highest known parent: JLP Management. The sources do not say who stands above it.
Owners 2
-
51%
- Laetitia CASTERMANSnatural personSourceown accounts 202549%
Holdings 1
- LA PETITE FEE DU MAIREUXsubsidiaryEquity €19,783Result €4,263100%
According to the 2025 annual accounts of HEUSEUX and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 10,168 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded21-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0718941036
Also
9925:BE0718941036
Registered
22-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.