HETC
ActiveSummary
HETC has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €7k. Its solvency ranks better than 50% of 2043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency69
Growth-
Track record67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.78; short-term debt: 56.3% and cash: 28.8% of total assets), but 56.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.7%
Return on assets
34.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€8k
Total assets
€19k
Net result
€7k
Working capital
€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €19k
Equity
€8k
Debt
€11k
Debt finances 56.3% of the balance-sheet total.
Key figures and ratios
Current ratio
1.78
Debt to equity
1.29
ROE
79.7%
ROA
34.8%
Debt ≤ 1 year
€11k
Income taxes
€2k
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet
Code2025
Assets
Total assets20/58€19k
Current assets29/58€19k
Amounts receivable within one year40/41€10k
Trade receivables40€10k
Cash at bank and in hand54/58€5k
Deferred charges and accrued income490/1€3k
Equity and liabilities
Total equity and liabilities10/49€19k
Equity10/15€8k
Contributions10/11€3k
Profit (loss) carried forward14€6k
Amounts payable17/49€11k
Amounts payable within one year42/48€11k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€3k
Taxes450/3€3k
Other amounts payable47/48€4k
Income statement
Code2025
Other operating charges640/8€517
Gross operating margin9900€10k
Operating profit (loss)9901€9k
Financial charges65/66B€538
Recurring financial charges65€538
Profit (loss) for the period before taxes9903€9k
Income taxes67/77€2k
Profit (loss) for the period9904€7k
Profit (loss) for the period to be appropriated9905€7k
Appropriation of the result
Profit (loss) to be appropriated9906€7k
Profit to be distributed694/7€833
Return on contributions (dividend)694€833
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verlaine · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Bodegnée Village(BOD) 244537 VerlaineGround area
1,202 m²
Building footprint
95 m²
Volume, LiDAR
826 m³
Parcel 61032B0241/00F000, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Bodegnée Village(BOD) 24, 4537 Verlaine
since 20252.377.477.225
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61032B0241/00F000 | Wallonia | 1,202 m² | 1 · 95 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NEVO Consulting
BE 1013.260.218
Niel · Eq €8,244
Accent-Graeve
BE 0783.706.649
Gent · Eq €8,293
Neybergh
BE 0799.066.006
Knokke-Heist · Eq €8,334
Marvel Momentum
BE 0756.835.273
Gent · Eq €8,336
JOSEE Producties
BE 0745.604.059
Schaarbeek · Eq €8,376
Of 11,671 companies in sector 85599 we hold annual accounts for 1,329. 700 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-08-2025
Fiscal year end31-12
Activities, NACEBEL 2025
85599Other education
70200Business and other management consultancy
82100Office administrative and support services
85699Other educational support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.