HET ZUIDERLICHT
ActiveHET ZUIDERLICHT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €158k and a net result of €22k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 90% of 13090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+54
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 4.68 against 5.54 in 2024; short-term debt: 19.8% and cash: 22.9% of total assets), and 19.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.2%
Return on assets
11.4%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
17 d early
2023
19 d early
2022
3 d early
2021
26 d early
2020
30 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€158k▲ 16.6%
2024 · €136k
2018: €118k
2019: €112k
2020: €112k
2021: €131k
2022: €132k
2023: €135k
2024: €136k
2018 → 2025
Total assets
€197k▲ 21.5%
2024 · €162k
2018: €151k
2019: €148k
2020: €146k
2021: €160k
2022: €167k
2023: €162k
2024: €162k
2018 → 2025
Net result
€22k▲ 2,090%
2024 · €1k
2018: €9k
2019: €-6k
2020: €41
2021: €19k
2022: €301
2023: €3k
2024: €1k
2018 → 2025
Working capital
€144k▲ 19.2%
2024 · €120k
2018: €104k
2019: €111k
2020: €110k
2021: €116k
2022: €115k
2023: €119k
2024: €120k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€131k-€132k▲ 0.2%€135k▲ 2.3%€136k▲ 0.8%€158k▲ 16.6%
Operating result€22k-€7k▼ 68.8%€2k▼ 67.6%€2k▼ 30.0%€33k▲ 1,990%
Net result€19k-€301▼ 98.4%€3k▲ 885%€1k▼ 65.4%€22k▲ 2,090%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,990% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €197k
Fixed assets
€15k▼ 4.4%
Current assets
€183k▲ 24.2%
Equity and liabilities €197k
Equity
€158k▲ 16.6%
Debt
€39k▲ 46.9%
The debt ratio rises from 16.4% to 19.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€34k▲
2024 · €3k
Cash flow
€24k▲
2024 · €2k
Solvency
80.2%▼
2024 · 83.6%
Current ratio
4.68▼
2024 · 5.54
Quick ratio
4.67▼
2024 · 5.35
Debt / equity
0.25▲
2024 · 0.20
ROE
14.2%▲
2024 · 0.8%
ROA
11.4%▲
2024 · 0.6%
Interest coverage
13.13▲
2024 · 1.18
Debt
€39k▲
2024 · €27k
Debt ≤ 1 year
€39k▲
2024 · €27k
Income taxes
€11k▲
2024 · €1k
Staff costs
€90k▼
2024 · €100k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€162k€197k▲
Fixed assets21/28€15k€15k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€658€782▲
Furniture and vehicles24€823€330▼
Other tangible fixed assets26€1k€884▼
Financial fixed assets28€13k€13k=
Current assets29/58€147k€183k▲
Amounts receivable after more than one year29€128k€128k=
Other amounts receivable291€128k€128k=
Stocks and contracts in progress3€5k€466▼
Stocks30/36€5k€466▼
Amounts receivable within one year40/41€265€1k▲
Trade receivables40€265€789▲
Other amounts receivable41-€518
Cash at bank and in hand54/58€10k€45k▲
Deferred charges and accrued income490/1€4k€8k▲
Equity and liabilities
Total equity and liabilities10/49€162k€197k▲
Equity10/15€136k€158k▲
Contributions10/11€6k€6k=
Reserves13€68k€91k▲
Distributable reserves133€68k€91k▲
Profit (loss) carried forward14€61k€61k=
Amounts payable17/49€27k€39k▲
Amounts payable within one year42/48€27k€39k▲
Trade debts44€5k€8k▲
Suppliers440/4€5k€8k▲
Taxes, remuneration and social security45€16k€15k▼
Taxes450/3€6k€8k▲
Remuneration and social security454/9€10k€7k▼
Other amounts payable47/48€6k€16k▲
Income statement
Code20242025
Remuneration, social security and pensions62€100k€90k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€166-
Gross operating margin9900€104k€126k▲
Operating profit (loss)9901€2k€33k▲
Financial income75/76B€3k€3k=
Recurring financial income75€3k€3k=
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€2k€34k▲
Income taxes67/77€1k€11k▲
Profit (loss) for the period9904€1k€22k▲
Profit (loss) for the period to be appropriated9905€1k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€84k▲
Profit (loss) brought forward from the previous period14P€61k€61k=
Transfer to equity691/2€1k€22k▲
To other reserves6921€1k€22k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial
Highest result since 2018net €22k ▲2090%
Operating result €33k, net result €22k, both a record.
31-12
Financial
Equity above €150kEq €158k ▲16.6%
6 profitable years in a row build equity to €158k.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €41
Net result €41 after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-6k ▼165%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zimmerplein 122500 LierGround area
204 m²
Building footprint
138 m²
Volume, LiDAR
1,436 m³
Parcel 12021K0081/00D000, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Cagé Refuge
since 20032.115.467.456
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12021K0081/00D000 | Flanders | 204 m² | 1 · 138 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 3,322 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2002
Fiscal year end31-12
Activities, NACEBEL
55401
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.