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HET ZANDKASTEEL

Active
Private limited companyfounded 2012active for 14 yearsLeuvensesteenweg 373, 2800 Mechelen, BelgiumKBO/BCE: BE 0844.079.053

From the official registers: KBO 14 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

HET ZANDKASTEEL has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €422,644 and a net result of €82,542. Equity has been growing by about 13% per year since 2018. Its solvency ranks better than 87% of 699 sector peers (NACE 88, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 01-03-2012 Normal situation
Activity
Day nurseries and crèches NACE 88911
Establishment unit
2.207.471.263 2800 Mechelen, since 06-03-2012
Financial year end
31 December
Peppol
Reachable since 22-10-2025

Board and ownership

Board

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€371,300
▲ 2.3%
Turnover
≈ €440,000
estimated
Profit
€82,542
▼ 14.3%
Equity
€422,644
▲ 4.4%
Total assets
€548,140
▲ 4.5%
Staff
6.8 FTE
▼ 4.2%
Filed on 24-06-2026, 37 days before the deadlineat the National Bank
Score breakdownlowers riskLiquidity: current ratio 4.11, cash €486,896Size: total assets €548,140Sector: Social work activities without accommodation (NACE 88)Equity €422,644 (77.1% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 75% of micro companies in social work without accommodation (NACE 88)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 77.1% of total assets
Liquidity 92=
short-term debt 22.9% · cash 88.8%
Profitability 88-4
return on assets 15.1%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,127 companies, NACE 88, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025lowest value 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.11 (4.06 in 2024), above the usual 1.5. Short-term debt is 22.9% and cash 88.8% of total assets. 22.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, micro). It does better than 92% of them on solvency, 86% on liquidity, 76% on profitability and 45% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 4.11, cash €486,896
NBB · annual accounts
lowers risk · Size: total assets €548,140
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Social work activities without accommodation (NACE 88)
KBO
lowers risk · Equity €422,644 (77.1% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
37 days early
2024
14 days early
2023
13 days early
2022
20 days early
2021
18 days early
2020
15 days early
2019
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days before the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 91% of companies in social work without accommodationsector median €74,888 · 700 companies €422,644 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €82,542 8 years View
  • Flemish supportawarded from 2022 to 2025 €1.4m View

Comparable companies

These companies have the same main activity as HET ZANDKASTEEL: day nurseries and crèches (NACE 88911). They are comparable in size and age: total assets between €445,000 and €680,000, founded between 2009 and 2013.

CompanyTotal assetsGross margin
HET ZANDKASTEEL Mechelen€548,140€371,300
NoRo Boom€680,222€454,729
Het Pippertje Brasschaat€458,643€490,429
ANPA Westerlo€498,156€549,201
DE BENGELTJES Herzele€445,060€415,307
Hopsakee Lommel€591,061€321,602
Association sans but lucratif Initia Braine-le-Château€540,651€467,131
Full comparison

Documents

Annual accounts at the NBB

All 14 annual accounts

Articles and registers

Key facts about HET ZANDKASTEEL

What is the company number of HET ZANDKASTEEL?
The company number of HET ZANDKASTEEL is 0844.079.053. The VAT number is the same number with BE in front: BE 0844.079.053.
Where is HET ZANDKASTEEL based?
The registered office is at Leuvensesteenweg 373, 2800 Mechelen.Company details
What does HET ZANDKASTEEL do?
According to the KBO register, the main activity is day nurseries and crèches (NACE 88911).
What is the legal form of HET ZANDKASTEEL?
The legal form of HET ZANDKASTEEL is Private limited company (BV).
When was HET ZANDKASTEEL founded?
HET ZANDKASTEEL was founded on 01-03-2012.
Is HET ZANDKASTEEL still active?
Yes, HET ZANDKASTEEL is an active enterprise in the KBO register.
How many employees does HET ZANDKASTEEL have?
HET ZANDKASTEEL had an average of 6.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of HET ZANDKASTEEL?
The turnover in financial year 2025 is ≈ €440,000. This figure is estimated from the gross margin of €371,300 and 30 comparable companies (NACE 889). It probably lies between €410,000 and €500,000.
Is HET ZANDKASTEEL profitable?
In financial year 2025, HET ZANDKASTEEL made a profit of €82,542.
Where can I find the annual accounts of HET ZANDKASTEEL?
HET ZANDKASTEEL filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of HET ZANDKASTEEL due?
HET ZANDKASTEEL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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