HET WAGENHUIS
ActiveThe computed 12-month bankruptcy probability of HET WAGENHUIS is 2.6% (moderate). The 2024 annual accounts show equity of €206k and a net result of €-6k. Equity is growing by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 2935 sector peers (fiscal year 2024). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
41
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability42▼-10
Solvency50▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 1.6 against 1.83 in 2023; short-term debt: 53.2% and cash: 5.2% of total assets), but 74.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25.1%
Return on assets
-0.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
30 d late
2022
30 d late
2021
30 d late
2020
27 d late
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€206k▼ 3.0%
2023 · €212k
2018: €107k
2019: €111k
2020: €86k
2021: €127k
2022: €205k
2023: €212k
2018 → 2024
Total assets
€820k▲ 4.3%
2023 · €786k
2018: €696k
2019: €635k
2020: €548k
2021: €539k
2022: €654k
2023: €786k
2018 → 2024
Net result
€-6k
2023 · €7k
2018: €59k
2019: €4k
2020: €-25k
2021: €41k
2022: €95k
2023: €7k
2018 → 2024
Working capital
€262k▼ 12.1%
2023 · €298k
2018: €188k
2019: €284k
2020: €262k
2021: €356k
2022: €417k
2023: €298k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€86k-€127k▲ 47.2%€205k▲ 61.6%€212k▲ 3.5%€206k▼ 3.0%
Operating result€-14k-€52k€112k▲ 115%€25k▼ 77.6%€14k▼ 45.6%
Net result€-25k-€41k€95k▲ 133%€7k▼ 92.3%€-6k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 46% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €820k
Fixed assets
€122k▼ 5.3%
Current assets
€699k▲ 6.2%
Equity and liabilities €820k
Equity
€206k▼ 3.0%
Debt
€615k▲ 7.1%
The debt ratio rises from 73.0% to 74.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€54k▼
2023 · €68k
Cash flow
€35k▼
2023 · €50k
Solvency
25.1%▼
2023 · 27.0%
Current ratio
1.60▼
2023 · 1.83
Quick ratio
1.52▼
2023 · 1.73
Debt / equity
2.99▲
2023 · 2.71
ROE
-3.1%▼
2023 · 3.4%
ROA
-0.8%▼
2023 · 0.9%
Interest coverage
2.88▼
2023 · 3.84
Debt
€615k▲
2023 · €574k
Debt ≤ 1 year
€436k▲
2023 · €359k
Debt > 1 year
€178k▼
2023 · €215k
Income taxes
€8k▲
2023 · €7k
Staff costs
€742k▲
2023 · €690k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€786k€820k▲
Fixed assets21/28€128k€122k▼
Tangible fixed assets22/27€127k€120k▼
Plant, machinery and equipment23€20k€37k▲
Furniture and vehicles24€107k€83k▼
Financial fixed assets28€2k€2k=
Current assets29/58€658k€699k▲
Stocks and contracts in progress3€35k€36k▲
Stocks30/36€35k€36k▲
Amounts receivable within one year40/41€571k€619k▲
Trade receivables40€147k€117k▼
Other amounts receivable41€424k€502k▲
Cash at bank and in hand54/58€49k€43k▼
Deferred charges and accrued income490/1€2k€543▼
Equity and liabilities
Total equity and liabilities10/49€786k€820k▲
Equity10/15€212k€206k▼
Contributions10/11€6k€6k=
Reserves13€206k€200k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€271€271=
Distributable reserves133€204k€197k▼
Amounts payable17/49€574k€615k▲
Amounts payable after more than one year17€215k€178k▼
Financial debts170/4€215k€178k▼
Amounts payable within one year42/48€359k€436k▲
Current portion of amounts payable after more than one year42€52k€62k▲
Trade debts44€233k€270k▲
Suppliers440/4€233k€270k▲
Taxes, remuneration and social security45€75k€82k▲
Taxes450/3€49k€55k▲
Remuneration and social security454/9€26k€27k▲
Other amounts payable47/48-€23k
Income statement
Code20232024
Remuneration, social security and pensions62€690k€742k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€41k▼
Other operating charges640/8€3k€7k▲
Gross operating margin9900€761k€804k▲
Operating profit (loss)9901€25k€14k▼
Financial income75/76B€7k€7k▲
Recurring financial income75€7k€7k▲
Financial charges65/66B€18k€19k▲
Recurring financial charges65€18k€19k▲
Profit (loss) for the period before taxes9903€14k€2k▼
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€7k€-6k▼
Profit (loss) for the period to be appropriated9905€7k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€-6k▼
Transfer from equity791/2-€6k
Transfer to equity691/2€7k€0▼
To other reserves6921€7k€0▼
Social balance
Average headcount (FTE)908734.0-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €95k ▲133%
Operating result €112k, net result €95k, both a record.
31-12
Financial
Equity above €200kEq €205k ▲61.6%
2 profitable years in a row build equity to €205k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
31-12
Financial
Equity above €100kEq €127k ▲47.2%
Equity rises from €86k to €127k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €-25k ▼720%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 122 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 3 establishment units since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Horststraat 283220 HolsbeekGround area
11.1 ha
Building footprint
3,673 m²
Volume, LiDAR
30,184 m³
3 parcels, Flanders · tallest building 34.3 m, ±4 floors. Linked by address, not a title deed.
3 establishment units
Horststraat 28, 3220 Holsbeek
since 20022.095.652.930
BRASSERIE HOFHEIDE
since 20132.244.374.023
Staatsbaan(LUB) 263, 3210 Lubbeek
since 20252.379.324.678
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24080A0044/00H000 | Flanders | 10.9 ha | 1 · 2,847 m² | 8.8 m · 2 fl. |
| 24103B0096/00M000 | Flanders | 1,417 m² | 1 · 826 m² | 34.2 m · 4 fl. |
| 24066H0351/00R003 | Flanders | 456 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
2 sitesHolsbeek2.095.652.930
Holsbeek2.244.374.023
Dual-learning approval
4 endedSimilar companies · same sector, comparable size
VALSA
BE 0442.199.343
Sint-Truiden · Eq €206k
BEUKENHOF LUMMEN
BE 0882.460.864
Lummen · Eq €206k
Domein De Ghellinck
BE 0475.846.069
Wortegem-Petegem · Eq €206k
MADAM KROKET
BE 0765.588.237
Oostende · Eq €206k
LA PENTE
BE 0837.835.421
Comines-Warneton · Eq €206k
Of 20,499 companies in sector 56111 we hold annual accounts for 11,450. 8,480 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2001
Fiscal year end31-12
Activities, NACEBEL
55301
55401
56101Full-service restaurants
56111Full-service restaurants
55302
56210Event catering
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.