HET VISHUIS
ActiveHET VISHUIS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.07M and a net result of €165k. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 61% of 794 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77=
Solvency68▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.32 in 2024; short-term debt: 39.3% and cash: 3.2% of total assets), and 57% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43%
Return on assets
6.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
94 d early
2024
106 d early
2023
43 d early
2022
97 d early
2021
89 d early
2020
1 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.07M▲ 18.2%
2024 · €903k
2018: €317k
2019: €423k
2020: €498k
2021: €524k
2022: €632k
2023: €749k
2024: €903k
2018 → 2025
Total assets
€2.49M▲ 11.9%
2024 · €2.22M
2018: €602k
2019: €629k
2020: €1.40M
2021: €1.81M
2022: €2.09M
2023: €2.32M
2024: €2.22M
2018 → 2025
Net result
€165k▲ 6.6%
2024 · €155k
2018: €24k
2019: €105k
2020: €87k
2021: €46k
2022: €153k
2023: €117k
2024: €155k
2018 → 2025
Working capital
€333k▲ 26.4%
2024 · €264k
2018: €373k
2019: €341k
2020: €150k
2021: €45k
2022: €50k
2023: €167k
2024: €264k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€524k-€632k▲ 20.5%€749k▲ 18.5%€903k▲ 20.6%€1.07M▲ 18.2%
Operating result€56k-€185k▲ 228%€174k▼ 5.9%€229k▲ 32.1%€248k▲ 8.1%
Net result€46k-€153k▲ 234%€117k▼ 23.3%€155k▲ 32.1%€165k▲ 6.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.49M
Fixed assets
€1.18M▲ 3.4%
Current assets
€1.31M▲ 20.9%
Equity and liabilities €2.49M
Equity
€1.07M▲ 18.2%
Debt
€1.42M▲ 7.6%
The debt ratio falls from 59.3% to 57.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€443k▲
2024 · €386k
Cash flow
€360k▲
2024 · €312k
Solvency
43.0%▲
2024 · 40.7%
Current ratio
1.34▲
2024 · 1.32
Quick ratio
1.13▲
2024 · 1.07
Debt / equity
1.33▼
2024 · 1.46
ROE
15.4%▼
2024 · 17.1%
ROA
6.6%▼
2024 · 7.0%
Interest coverage
22.38▼
2024 · 29.86
Debt
€1.42M▲
2024 · €1.32M
Debt ≤ 1 year
€977k▲
2024 · €820k
Debt > 1 year
€432k▼
2024 · €487k
Income taxes
€70k▲
2024 · €65k
Staff costs
€799k▲
2024 · €729k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.22M€2.49M▲
Fixed assets21/28€1.14M€1.18M▲
Tangible fixed assets22/27€1.13M€1.17M▲
Land and buildings22€556k€528k▼
Plant, machinery and equipment23€404k€467k▲
Furniture and vehicles24€116k€139k▲
Leasing and similar rights25€54k€33k▼
Financial fixed assets28€6k€9k▲
Current assets29/58€1.08M€1.31M▲
Stocks and contracts in progress3€210k€211k▲
Stocks30/36€210k€211k▲
Amounts receivable within one year40/41€778k€1.01M▲
Trade receivables40€729k€851k▲
Other amounts receivable41€49k€155k▲
Cash at bank and in hand54/58€87k€81k▼
Deferred charges and accrued income490/1€8k€13k▲
Equity and liabilities
Total equity and liabilities10/49€2.22M€2.49M▲
Equity10/15€903k€1.07M▲
Contributions10/11€100k€100k=
Reserves13€803k€968k▲
Distributable reserves133€803k€968k▲
Amounts payable17/49€1.32M€1.42M▲
Amounts payable after more than one year17€487k€432k▼
Financial debts170/4€487k€432k▼
Amounts payable within one year42/48€820k€977k▲
Current portion of amounts payable after more than one year42€154k€178k▲
Trade debts44€581k€710k▲
Suppliers440/4€581k€710k▲
Taxes, remuneration and social security45€85k€89k▲
Taxes450/3€19k€19k=
Remuneration and social security454/9€66k€70k▲
Other amounts payable47/48€520€473▼
Accrued charges and deferred income492/3€10k€9k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€729k€799k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€157k€195k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€596€2k▲
Other operating charges640/8€5k€5k▼
Gross operating margin9900€1.12M€1.25M▲
Operating profit (loss)9901€229k€248k▲
Financial income75/76B€3k€6k▲
Recurring financial income75€3k€6k▲
Financial charges65/66B€13k€20k▲
Recurring financial charges65€13k€20k▲
Profit (loss) for the period before taxes9903€219k€235k▲
Income taxes67/77€65k€70k▲
Profit (loss) for the period9904€155k€165k▲
Profit (loss) for the period to be appropriated9905€155k€165k▲
Appropriation of the result
Profit (loss) to be appropriated9906€155k€165k▲
Transfer to equity691/2€155k€165k▲
To other reserves6921€155k€165k▲
Social balance
Average headcount (FTE)908710.611.4▲
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €165k ▲6.6%
Operating result €248k, net result €165k, both a record.
31-12
Financial
Equity above €1MEq €1.07M ▲18.2%
8 profitable years in a row build equity to €1.07M.
16-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €500kEq €524k ▲5.2%
4 profitable years in a row build equity to €524k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Putten 472320 HoogstratenGround area
2,849 m²
Building footprint
777 m²
Parcel 13014F0250/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
HET VISHUIS
since 20212.311.456.649
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13014F0250/00E000 | Flanders | 2,849 m² | 1 · 776 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 434 EUR awarded · 434 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 397 EUR | 397 EUR |
| 2024 | 1 | 37 EUR | 37 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteHoogstraten2.311.456.649
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Liège · Eq €1.24M
Of 98 companies in sector 10200 we hold annual accounts for 56. 36 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2010
Fiscal year end31-12
Activities, NACEBEL
10200Manufacture of food products
46323Wholesale trade
47230Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.