Het Veld
ActiveThe annual accounts of Het Veld for fiscal year 2025 show a net loss of 50% of total assets. The 2025 annual accounts show equity of €11k and a net result of €-6k. Equity is shrinking by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 86% of 2035 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 6.21 against 5.57 in 2024; short-term debt: 14.4% and cash: 67.3% of total assets), and 14.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.6%
Return on assets
-50.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2022
36 d early
2021
31 d late
2020
31 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▼ 36.9%
2024 · €17k
2019: €16k
2020: €19k
2021: €17k
2022: €9k
2024: €17k
2019 → 2025
Total assets
€12k▼ 38.4%
2024 · €20k
2019: €28k
2020: €22k
2021: €21k
2022: €10k
2024: €20k
2019 → 2025
Net result
€-6k
2024 · €12k
2019: €4k
2020: €3k
2021: €-2k
2022: €-8k
2024: €12k
2019 → 2025
Working capital
€9k▼ 38.6%
2024 · €15k
2019: €9k
2020: €13k
2021: €17k
2022: €9k
2024: €15k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€19k-€17k▼ 12.2%€9k▼ 46.5%€17k▲ 86.5%€11k▼ 36.9%
Operating result€4k-€-2k€-8k▼ 232%€12k€-6k
Net result€3k-€-2k€-8k▼ 236%€12k€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12k
Fixed assets
€1k▼ 22.6%
Current assets
€11k▼ 39.9%
Equity and liabilities €12k
Equity
€11k▼ 36.9%
Debt
€2k▼ 46.2%
The debt ratio falls from 16.4% to 14.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-6k▼
2024 · €12k
Cash flow
€-6k▼
2024 · €12k
Solvency
85.6%▲
2024 · 83.6%
Current ratio
6.21▲
2024 · 5.57
Quick ratio
6.21▲
2024 · 5.57
Debt / equity
0.17▼
2024 · 0.20
ROE
-58.6%▼
2024 · 71.1%
ROA
-50.1%▼
2024 · 59.5%
Interest coverage
-47.36▼
2024 · 72.02
Debt
€2k▼
2024 · €3k
Debt ≤ 1 year
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€20k€12k▼
Fixed assets21/28€2k€1k▼
Intangible fixed assets21€2k€1k▼
Current assets29/58€18k€11k▼
Amounts receivable within one year40/41€4k€2k▼
Trade receivables40€1k€553▼
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€14k€8k▼
Deferred charges and accrued income490/1€89€589▲
Equity and liabilities
Total equity and liabilities10/49€20k€12k▼
Equity10/15€17k€11k▼
Contributions10/11€12k€12k=
Reserves13€189€189=
Non-distributable reserves130/1€189€189=
Reserves not available under the articles1311€189€189=
Profit (loss) carried forward14€4k€-2k▼
Amounts payable17/49€3k€2k▼
Amounts payable within one year42/48€3k€2k▼
Trade debts44€333€989▲
Suppliers440/4€333€989▲
Taxes, remuneration and social security45€3k€781▼
Taxes450/3€1k€781▼
Remuneration and social security454/9€2k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€225€390▲
Other operating charges640/8€658€520▼
Gross operating margin9900€13k€-5k▼
Operating profit (loss)9901€12k€-6k▼
Financial income75/76B-€80
Recurring financial income75-€80
Financial charges65/66B€171€121▼
Recurring financial charges65€171€121▼
Profit (loss) for the period before taxes9903€12k€-6k▼
Profit (loss) for the period9904€12k€-6k▼
Profit (loss) for the period to be appropriated9905€12k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-2k▼
Profit (loss) brought forward from the previous period14P€-8k€4k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
2023
25-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 5.05
Current ratio from 1.75 to 5.05; short-term debt falls from €12k to €3k.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boechout · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hovesesteenweg 82530 BoechoutGround area
854 m²
Building footprint
535 m²
Volume, LiDAR
3,541 m³
2 parcels, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Het Veld
since 20182.283.607.850
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11004D0233/00K002 | Flanders | 550 m² | 1 · 433 m² | 9.7 m · 2 fl. |
| 11021A0251/00M004 | Flanders | 304 m² | 1 · 102 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
L ECOLE A LA FERME
BE 0567.670.922
Lobbes · Eq €11k
YA-COURS
BE 0833.731.925
Brussel · Eq €11k
Onki
BE 0758.864.949
Edegem · Eq €11k
La Rose Institut
BE 1009.733.871
Oupeye · Eq €10k
TINE BECKERS, HUISARTS
BE 0732.634.565
Herk-de-Stad · Eq €11k
Of 11,669 companies in sector 85599 we hold annual accounts for 1,329. 780 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-2018
Fiscal year end31-12
Activities, NACEBEL
85599Other education
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.