Skip to content

HET STEEN

Active
Private limited companyfounded 1982active for 43 yearsBaksteenkaai 36, 1000 Brussel, BelgiumKBO/BCE: BE 0423.721.041
Summary

HET STEEN has been active since 1982 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,926 and a net result of -€14,389. Equity is shrinking by about 8.4% per year across the filed financial years. Its solvency ranks better than 25% of 17,042 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€724,355total assets 2025
Equity
€23,926
Loss
-€14,389
Financial health
64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Structure
2025 accounts 34 days early
Why 64raises riskLiquidity: current ratio 0.882 of the last 3 latelowers riskSize: total assets €724,355Founded in 1982Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 20% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Weak
Solvency 28-2
equity 3.3% of total assets
Liquidity 26+11
short-term debt 69.2%
Profitability 19-17
return on assets -2.0%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,614 companies, NACE 68, micro)
Last 24 months 11-2024: 3.2% 12-2024: 3.7%▲ +0.5 percentage points vs 11-2024highest value 01-2025: 1.6%▼ -2.1 percentage points vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.6%● unchanged vs 03-2025 05-2025: 1.5%▼ -0.1 percentage points vs 04-2025 06-2025: 1.5%● unchanged vs 05-2025 07-2025: 1.8%▲ +0.3 percentage points vs 06-2025 08-2025: 2.3%▲ +0.5 percentage points vs 07-2025 09-2025: 2.5%▲ +0.2 percentage points vs 08-2025 10-2025: 0.6%▼ -1.9 percentage points vs 09-2025lowest value 11-2025: 0.6%● unchanged vs 10-2025lowest value 12-2025: 0.6%● unchanged vs 11-2025lowest value 01-2026: 0.6%● unchanged vs 12-2025lowest value 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.7%▲ +0.1 percentage points vs 02-2026 04-2026: 0.6%▼ -0.1 percentage points vs 03-2026 05-2026: 0.7%▲ +0.1 percentage points vs 04-2026 06-2026: 0.8%▲ +0.1 percentage points vs 05-2026 07-2026: 0.7%▼ -0.1 percentage points vs 06-2026 08-2026: 1.1%▲ +0.4 percentage points vs 07-2026 09-2026: 1.3%▲ +0.2 percentage points vs 08-2026 10-2026: 1.0%▼ -0.3 percentage points vs 09-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.88, compared with 0.94 in 2024, below 1; short-term debt: 69.2% of total assets), and 96.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 24% on solvency, 20% on liquidity, 20% on profitability and 15% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.88
NBB · annual accounts
raises risk · 2 of the last 3 late
NBB · filings
lowers risk · Size: total assets €724,355
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1982
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 17042 sector peers (2025).
NBB · sector comparison
Position among 17042 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-06-2026, 34 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
34 days early
2024
57 days late
2023
126 days late
2022
99 days late
2021
86 days late
2020
110 days late
2019
117 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 80 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 October (4 of the last 5 filed years within 41 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €8,743

Key points

  • Caution: Among the weakest 20% on net resultsector median €6,032 · 17,032 companies -€14,389 View
  • Active since 1982founded 29-12-1982 43 years View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€724,355
Loss
-€14,389
Solvency
3.3%
Turnover▼ 38.4%
Net result
20182022
Go to Financials

Timeline

Events
47
Since
1983
Next accounts
by 31-07-2027
  1. 04-12-2024Annual accounts filed
  2. 31-12-2023Weakest financial year
  3. 14-11-2023Purpose · Amendment of the articles ·…
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
29-12-1982
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
25
Annual meeting
Last Wednesday of May at 11:00
Purpose
“L’achat, la vente, l’importation, l’exportation, la restauration, la réparation, le…” (deed in French)
Go to Articles of association

Key facts about HET STEEN

What is the company number of HET STEEN?
0423.721.041. In Belgium the VAT number is the company number with BE in front: BE 0423.721.041.
Where is HET STEEN based?
The registered office is at Baksteenkaai 36, 1000 Brussel.Company details
What does HET STEEN do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of HET STEEN?
Private limited company (BV).
When was HET STEEN founded?
On 29-12-1982.
Is HET STEEN still active?
Yes, HET STEEN is an active enterprise in the KBO register.
What is the turnover of HET STEEN?
€97,931 in financial year 2022, according to the filed annual accounts.Financials
Is HET STEEN profitable?
In financial year 2025, HET STEEN made a loss of €14,389.
Where can I find the annual accounts of HET STEEN?
HET STEEN filed 44 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HET STEEN due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to HET STEEN

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.