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HET RUYTERHUYS

Active
Private limited companyfounded 2012active for 14 yearsOude Zak 14, 8000 Brugge, BelgiumKBO/BCE: BE 0846.897.694

From the official registers: KBO 13 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

HET RUYTERHUYS has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€60,538) and a net result of €5,887. Equity has been shrinking by about 4.4% per year since 2018. Its solvency ranks better than 5% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Official details

KBO
Status
Active since 20-06-2012 Normal situation
Activity
Agents specialised in the wholesale of other particular products NACE 46180and 4 others
Establishment unit
2.210.866.065 8800 Roeselare, since 27-06-2012
Financial year end
31 December
Peppol
Reachable since 28-08-2023

Board and ownership

Board

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Annual accounts 2025
Gross margin
€8,438
▲ 371%
Turnover
≈ €50,000
estimated
Profit
€5,887
Equity
-€60,538
▲ 8.9%
Total assets
€81,877
▲ 15.7%
Filed on 16-09-2026, 47 days after the deadlineat the National Bank
Score breakdownraises riskCapped at 59: negative equityLast filed accounts filed 47 days late; 1 of the last 3 accounts lateNegative equity -€60,538lowers riskSize: total assets €81,877Founded in 2012Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 30% of micro companies in wholesale trade (NACE 46)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0=
equity -73.9% of total assets
Liquidity 8+2
short-term debt 133.0% · cash 6.1%
Profitability 55+34
return on assets 7.2%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.1 percentage points vs 06-2025 08-2025: 1.2%▲ +0.4 percentage points vs 07-2025 09-2025: 0.7%▼ -0.5 percentage points vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.6%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 1.2%▲ +0.5 percentage points vs 07-2026 09-2026: 1.4%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 1.2%▼ -0.2 percentage points vs 09-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.74 (0.71 in 2024), below 1. Short-term debt is 133% and cash 6.1% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 6% of them on solvency, 10% on liquidity, 42% on profitability and 62% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €81,877
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 47 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Negative equity -€60,538
NBB · annual accounts
lowers risk · Founded in 2012
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9829 sector peers (2025).
NBB · sector comparison
Position among 9829 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · 2025 accounts filed 47 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
47 days late
2024
2 days early
2023
29 days late
2022
7 days early
2021
9 days early
2020
31 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 17 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€60,538 View
  • Caution: Lower solvency than 95% of companies in wholesale tradesector median 43.0% · 9,829 companies -73.9% View

Comparable companies

These companies have the same main activity as HET RUYTERHUYS: agents specialised in the wholesale of other particular products (NACE 46180). They are comparable in size and age: total assets between €66,500 and €107,000, founded between 2009 and 2013.

CompanyTotal assetsGross margin
HET RUYTERHUYS Brugge€81,877€8,438
IN-DIRECT Peer€85,145€9,497
b(u)yFeryn@be Willebroek€86,701€6,770
LP Concept Rochefort€104,077€9,336
Smart Athlete Comines-Warneton€106,717€9,730
TB ADVICE Chaudfontaine€74,752€11,102
AUTOMOBILES WEEK-END Ukkel€66,544€8,079
Full comparison

Documents

Annual accounts at the NBB

All 13 annual accounts

Articles and registers

Key facts about HET RUYTERHUYS

What is the company number of HET RUYTERHUYS?
The company number of HET RUYTERHUYS is 0846.897.694. The VAT number is the same number with BE in front: BE 0846.897.694.
Where is HET RUYTERHUYS based?
The registered office is at Oude Zak 14, 8000 Brugge.Company details
What does HET RUYTERHUYS do?
According to the KBO register, the main activity is agents specialised in the wholesale of other particular products (NACE 46180).
What is the legal form of HET RUYTERHUYS?
The legal form of HET RUYTERHUYS is Private limited company (BV).
When was HET RUYTERHUYS founded?
HET RUYTERHUYS was founded on 20-06-2012.
Is HET RUYTERHUYS still active?
Yes, HET RUYTERHUYS is an active enterprise in the KBO register.
How many employees does HET RUYTERHUYS have?
HET RUYTERHUYS had an average of 0.1 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of HET RUYTERHUYS?
The turnover in financial year 2025 is ≈ €50,000. This figure is estimated from the gross margin of €8,438 and 32 comparable companies (NACE 461). It probably lies between €22,000 and €160,000. It is a rough estimate.
Is HET RUYTERHUYS profitable?
In financial year 2025, HET RUYTERHUYS made a profit of €5,887.
Where can I find the annual accounts of HET RUYTERHUYS?
HET RUYTERHUYS filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of HET RUYTERHUYS due?
HET RUYTERHUYS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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