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Het Pandschap Antwerpen

Active
Cooperative companyfounded 2020active for 5 yearsGroeningenlei 89, 2550 Kontich, BelgiumKBO/BCE: BE 0760.346.871
Summary

Het Pandschap Antwerpen has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177,607 and a net result of €38,944, of which €36,727 non-recurring income. Equity has been growing by about 212% per year since 2021. Its solvency ranks better than 69% of 17,149 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 21-12-2020 Normal situation
Activity
Renting and operating of own or leased residential real estate, excluding social housing NACE 68201and 4 others
Joint committee
319 Paritair Comité voor de opvoedings- en huisvestingsinrichtingen en -diensten · annual accounts 2025
Establishment unit
2.311.043.311 2550 Kontich, since 21-12-2020
Financial year end
31 December
Peppol
Reachable since 31-10-2023

Board and ownership

Board

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€192,674
▲ 31.8%
Turnover
≈ €280,000
estimated
Profit
€38,944
Equity
€177,607
▲ 106%
Total assets
€328,375
▲ 19.8%
Employees on 31-12-2025
3
=
Score breakdownlowers riskLiquidity: current ratio 4.90, cash €195,592Sector: Real estate activities (NACE 68)Equity €177,607 (54.1% of total assets)Size: total assets €328,375Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 84% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 79+22
equity 54.1% of total assets
Liquidity 98+5
short-term debt 13.6% · cash 59.6%
Profitability 84+71
return on assets 11.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.2%▲ +0.1 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026highest value 07-2026: < 0.1%▼ -0.2 percentage points vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.9 (2.93 in 2024), above the usual 1.5. Short-term debt is 13.6% and cash 59.6% of total assets. 45.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 67% of them on solvency, 95% on liquidity, 81% on profitability and 92% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 4.90, cash €195,592
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Equity €177,607 (54.1% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €328,375
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
56 days early
2024
15 days early
2023
69 days early
2022
61 days early
2021
20 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 44 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 June (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2025from €86,346 to €177,607 ▲ 106% View
  • Higher gross margin than 87% of companies in real estatesector median €40,727 · 17,117 companies €192,674 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Reappointments: Elisabet Van Wymeersch, Stephane Coen and Sven Claes
  2. · Gazette deed Incorporation
All 11 events

Comparable companies

These companies have the same main activity as Het Pandschap Antwerpen: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €258,000 and €374,000, founded between 2018 and 2021.

CompanyTotal assetsGross margin
Het Pandschap Antwerpen Kontich€328,375€192,674
TANINO Antwerpen€350,315€227,725
MFIELD Meerhout€349,668€157,477
Area Partners Antwerpen€373,983€167,046
COLIVE GESTION Brussel€257,897€168,013
Wina Invest Tessenderlo-Ham€373,204€170,883
GS Investments Sint-Lievens-Houtem€317,435€159,006
Full comparison

Key facts about Het Pandschap Antwerpen

What is the company number of Het Pandschap Antwerpen?
The company number of Het Pandschap Antwerpen is 0760.346.871. The VAT number is the same number with BE in front: BE 0760.346.871.
Where is Het Pandschap Antwerpen based?
The registered office is at Groeningenlei 89, 2550 Kontich.Company details
What does Het Pandschap Antwerpen do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of Het Pandschap Antwerpen?
The legal form of Het Pandschap Antwerpen is Cooperative company (CV).
When was Het Pandschap Antwerpen founded?
Het Pandschap Antwerpen was founded on 21-12-2020.
Is Het Pandschap Antwerpen still active?
Yes, Het Pandschap Antwerpen is an active enterprise in the KBO register.
How many employees does Het Pandschap Antwerpen have?
Het Pandschap Antwerpen had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Het Pandschap Antwerpen fall under?
In its 2025 annual accounts, Het Pandschap Antwerpen states joint committee 319 (Paritair Comité voor de opvoedings- en huisvestingsinrichtingen en -diensten).
What is the turnover of Het Pandschap Antwerpen?
The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €192,674 and 31 comparable companies (NACE 68201). It probably lies between €220,000 and €380,000.
Is Het Pandschap Antwerpen profitable?
In financial year 2025, Het Pandschap Antwerpen made a profit of €38,944.
Where can I find the annual accounts of Het Pandschap Antwerpen?
Het Pandschap Antwerpen filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Het Pandschap Antwerpen due?
Het Pandschap Antwerpen must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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