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HET MOMENT

Active
Private limited companyfounded 199233 yrs activeGrote Markt 40, 2500 Lier, BelgiumKBO/BCE: BE 0448.971.923

HET MOMENT has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €292. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 26% of 3609 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
31 / 100
Weak▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-9
Solvency7=
Growth52=
Stability100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.61 against 0.61 in 2024), and 93.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 33 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
6.4%
Return on assets
0.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
60 d early
2024
58 d early
2023
54 d early
2022
62 d early
2021
54 d early
2020
61 d early
2019
58 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€25k▲ 1.2%
2024 · €25k
2018: €23k 2019: €2k 2020: €-48k 2021: €22k 2022: €38k 2023: €24k 2024: €25k
2018 → 2025
Total assets
€398k▲ 2.4%
2024 · €389k
2018: €420k 2019: €352k 2020: €291k 2021: €303k 2022: €329k 2023: €375k 2024: €389k
2018 → 2025
Net result
€292▼ 61.1%
2024 · €751
2018: €10k 2019: €-22k 2020: €-49k 2021: €70k 2022: €16k 2023: €-13k 2024: €751
2018 → 2025
Working capital
€-147k▼ 2.8%
2024 · €-143k
2018: €-64k 2019: €-44k 2020: €-13k 2021: €20k 2022: €-117k 2023: €-113k 2024: €-143k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€22k-€38k▲ 71.0%€24k▼ 35.4%€25k▲ 3.1%€25k▲ 1.2%
Operating result€95k-€25k▼ 73.5%€2k▼ 93.7%€2k▲ 6.4%€33k▲ 1,836%
Net result€70k-€16k▼ 77.6%€-13k€751€292▼ 61.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2021: €95k€95kNet result 2021: €70k€70kOperating result 2022: €25k€25kNet result 2022: €16k€16kOperating result 2023: €2k€2kNet result 2023: €-13k€-13kOperating result 2024: €2k€2kNet result 2024: €751€751Operating result 2025: €33k€33kNet result 2025: €292€29220212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,836% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €398k
Fixed assets €172k▲ 2.6%
Current assets €226k▲ 2.3%
Equity and liabilities €398k
Equity €25k▲ 1.2%
Debt €373k▲ 2.5%
The debt ratio rises from 93.5% to 93.6%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€52k
2024 · €21k
Cash flow
€19k
2024 · €20k
Solvency
6.4%
2024 · 6.5%
Current ratio
0.61
2024 · 0.61
Quick ratio
0.50
2024 · 0.47
Debt / equity
14.69
2024 · 14.50
ROE
1.2%
2024 · 3.0%
ROA
0.1%
2024 · 0.2%
Interest coverage
1.90
2024 · 21.94
Debt
€373k
2024 · €364k
Debt ≤ 1 year
€373k
2024 · €364k
Income taxes
€5k
Staff costs
€1.17M
2024 · €1.21M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€389k€398k
Fixed assets21/28€168k€172k
Tangible fixed assets22/27€39k€35k
Plant, machinery and equipment23€39k€35k
Financial fixed assets28€129k€137k
Current assets29/58€221k€226k
Stocks and contracts in progress3€51k€38k
Stocks30/36€51k€38k
Amounts receivable within one year40/41€90k€125k
Trade receivables40€84k€116k
Other amounts receivable41€6k€9k
Cash at bank and in hand54/58€80k€63k
Equity and liabilities
Total equity and liabilities10/49€389k€398k
Equity10/15€25k€25k
Contributions10/11€20k€20k=
Reserves13€304€304=
Tax-exempt reserves132€304€304=
Profit (loss) carried forward14€4k€5k
Amounts payable17/49€364k€373k
Amounts payable within one year42/48€364k€373k
Current portion of amounts payable after more than one year42€7k€4k
Trade debts44€235k€213k
Suppliers440/4€235k€213k
Taxes, remuneration and social security45€122k€156k
Taxes450/3€29k€67k
Remuneration and social security454/9€92k€89k
Other amounts payable47/48-€153
Income statement Code20242025
Remuneration, social security and pensions62€1.21M€1.17M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k
Other operating charges640/8€18k€37k
Gross operating margin9900€1.25M€1.26M
Operating profit (loss)9901€2k€33k
Financial charges65/66B€946€27k
Recurring financial charges65€946€27k
Profit (loss) for the period before taxes9903€751€5k
Income taxes67/77-€5k
Profit (loss) for the period9904€751€292
Profit (loss) for the period to be appropriated9905€751€292
Appropriation of the result
Profit (loss) to be appropriated9906€4k€5k
Profit (loss) brought forward from the previous period14P€4k€4k
Social balance
Average headcount (FTE)908719.621.6

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Back to profitnet €751
Net result €751 after one loss-making year.
07-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-05
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Back to profitnet €70k
Net result €70k after 2 loss-making years.
31-05
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Weakest financial yearnet €-49k
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
03-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
02-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 1993
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Grote Markt 402500 Lier
Ground area
1,239 m²
Building footprint
2,033 m²
Volume, LiDAR
8,729 m³
2 parcels, Flanders · tallest building 14.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HET MOMENT
Grote Markt 39-40, 2500 LierNACE 5530101
since 19932.060.463.112
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12021K0444/00H000
ProtectedMonument · Townscape or village viewBurgerhuizen Clynen Palmboom en Den PalmboomSource ↗
Flanders 847 m² 1 · 1,364 m² 14.5 m · 2 fl.
12021K0441/00G000
ProtectedMonument · Townscape or village viewBurgerhuis RomeSource ↗
Flanders 391 m² 1 · 669 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Public money · subsidies and aid

Flemish government

2023 to 2024 · 2 entries · 2,705 EUR awarded · 2,705 EUR paid
Year Entries awardedpaid
2024 1 277 EUR277 EUR
2023 1 2,428 EUR2,428 EUR
Schemes
Vlaams opleidingsverlof (VOV)
2 entries · 2,705 EUR · 2,705 EUR paid · Departement Werk en Sociale Economie

Recognitions · licences · registrations

Food safety, FASFC

1 site
Lier2.060.463.112
1 permission
Toelating · Eetgelegenheid · since 01-01-2006

Similar companies · same sector, comparable size

Of 20,234 companies in sector 56111 we hold annual accounts for 11,310. 9,092 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded10-12-1992
Fiscal year end31-12
Activities, NACEBEL
55301
55401
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.