Het Koffekoekske
ActiveThe computed 12-month bankruptcy probability of Het Koffekoekske is 2.1% (moderate). The 2024 annual accounts show equity of €36k and a net result of €1k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 63% of 18939 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability60▼-20
Solvency70▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.7 against 1.94 in 2023; short-term debt: 55.4% and cash: 24.7% of total assets), but 55.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
44.6%
Return on assets
1.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
1 d early
2022
23 d late
2020
61 d late
2019
97 d late
2018
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€36k▼ 12.4%
2023 · €41k
2018: €18k
2019: €25k
2020: €21k
2022: €42k
2023: €41k
2018 → 2024
Total assets
€81k▼ 7.1%
2023 · €87k
2018: €40k
2019: €37k
2020: €49k
2022: €75k
2023: €87k
2018 → 2024
Net result
€1k▼ 82.6%
2023 · €8k
2018: €12k
2019: €7k
2020: €-3k
2022: €4k
2023: €8k
2018 → 2024
Working capital
€32k▼ 21.3%
2023 · €40k
2018: €5k
2019: €15k
2020: €13k
2022: €49k
2023: €40k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202220232024Trend
Equity€25k-€21k▼ 12.4%€42k▲ 96.7%€41k▼ 2.6%€36k▼ 12.4%
Operating result€11k-€3k▼ 73.8%€8k▲ 189%€14k▲ 75.0%€7k▼ 53.8%
Net result€7k-€-3k€4k€8k▲ 90.8%€1k▼ 82.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 54% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €81k
Fixed assets
€5k▲ 12.7%
Current assets
€76k▼ 8.1%
Equity and liabilities €81k
Equity
€36k▼ 12.4%
Debt
€45k▼ 2.3%
The debt ratio rises from 52.6% to 55.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€9k▼
2023 · €16k
Cash flow
€4k▼
2023 · €10k
Solvency
44.6%▼
2023 · 47.4%
Current ratio
1.70▼
2023 · 1.94
Quick ratio
1.69▼
2023 · 1.92
Debt / equity
1.24▲
2023 · 1.11
ROE
3.8%▼
2023 · 19.2%
ROA
1.7%▼
2023 · 9.1%
Interest coverage
4.74▼
2023 · 9.42
Debt
€45k▼
2023 · €46k
Debt ≤ 1 year
€45k▲
2023 · €43k
Income taxes
€3k▼
2023 · €5k
Staff costs
€85k▼
2023 · €89k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€87k€81k▼
Fixed assets21/28€4k€5k▲
Tangible fixed assets22/27€4k€4k▲
Plant, machinery and equipment23€4k€4k▲
Financial fixed assets28€150€150=
Current assets29/58€83k€76k▼
Amounts receivable after more than one year29€46k€46k=
Other amounts receivable291€46k€46k=
Stocks and contracts in progress3€551€643▲
Stocks30/36€551€643▲
Amounts receivable within one year40/41€4k-
Trade receivables40€95-
Other amounts receivable41€4k-
Cash at bank and in hand54/58€24k€20k▼
Deferred charges and accrued income490/1€8k€10k▲
Equity and liabilities
Total equity and liabilities10/49€87k€81k▼
Equity10/15€41k€36k▼
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Share premium1100/10€6k€6k=
Reserves13€35k€30k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€33k€28k▼
Amounts payable17/49€46k€45k▼
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€43k€45k▲
Current portion of amounts payable after more than one year42€5k€4k▼
Trade debts44€8k€12k▲
Suppliers440/4€8k€12k▲
Taxes, remuneration and social security45€21k€22k▲
Taxes450/3€18k€18k▲
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€9k€7k▼
Income statement
Code20232024
Non-recurring operating income76A€3k€4k▲
Remuneration, social security and pensions62€89k€85k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€1k€353▼
Gross operating margin9900€106k€95k▼
Operating profit (loss)9901€14k€7k▼
Financial income75/76B€327-
Recurring financial income75€327-
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€13k€5k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€8k€1k▼
Profit (loss) for the period to be appropriated9905€8k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€1k▼
Transfer from equity791/2€9k€7k▼
Transfer to equity691/2€8k€1k▼
To other reserves6921€8k€1k▼
Profit to be distributed694/7€9k€7k▼
Return on contributions (dividend)694€9k€7k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 3.00
Current ratio from 1.49 to 3.00; short-term debt falls from €27k to €24k.
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Weakest financial yearnet €-3k ▼146%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 97 days late
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Kleve 392970 SchildeGround area
590 m²
Building footprint
230 m²
Volume, LiDAR
1,857 m³
2 parcels, Flanders · tallest building 12.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Het Koffekoekske
since 20172.270.536.012
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922B0513/00X000 | Flanders | 380 m² | 1 · 123 m² | 8.9 m · 2 fl. |
| 11342A0330/00K004 | Flanders | 209 m² | 1 · 107 m² | 12.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.270.536.012
Similar companies · same sector, comparable size
CAMI DELICES
BE 0895.924.959
Brussel · Eq €36k
L'EXTRA FRITES
BE 0889.532.362
Tournai · Eq €36k
She Rolls Food Truck
BE 1014.264.167
Wemmel · Eq €36k
COPENAUT-CAI
BE 0830.501.033
Merbes-le-Château · Eq €36k
Douaire Café
BE 0848.155.825
Ottignies-Louvain-la-Neuve · Eq €36k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,783. 8,450 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-11-2017
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.