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Het Hamse Bouwbedrijf

Active
Private limited companyfounded 1968active for 58 yearsRoodkruisstraat 23, 9220 Hamme (Vl.), BelgiumKBO/BCE: BE 0405.032.111
Summary

Het Hamse Bouwbedrijf has been active since 1968 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.2m and a net result of -€33,177. Equity remains stable across the filed financial years (±0.6% per year). Its solvency ranks better than 84% of 17,042 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
Het Hamse BouwbedrijfActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Development of residential building projects
NACE 68121General construction of residential buildings NACE 41001
5th largest company by equity in Hamme, Real estate sector1 site
Size
€4.2mtotal assets 2025
Equity
€3.2m
Loss
-€33,177
Turnover not published (abbreviated or micro format)
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 16 days early2 of 5 deeds summarised
Why 93raises riskLiquidity: current ratio 4.38, cash €40,430lowers riskSize: total assets €4.2mFigures for financial year 2025 (filed 15-07-2026)Founded in 1968Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 47% of its sector peers (NACE 68, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 76.7% of total assets
Liquidity 44=
short-term debt 21.1% · cash 1.0%
Profitability 25-19
return on assets -0.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,985 companies, NACE 68, small)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €290,000 on 30-day terms is acceptable
Liquidity ample (current ratio 4.38, compared with 4.44 in 2024, above the usual 1.5; short-term debt: 21.1% and cash: 1% of total assets), and 23.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 92% on solvency, 40% on liquidity, 17% on profitability and 38% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €4.2m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 4.38, cash €40,430
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 15-07-2026)
NBB · annual accounts
lowers risk · Founded in 1968
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 days early
2024
21 days early
2023
35 days early
2022
96 days early
2021
45 days early
2020
83 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Capital & shares · Purpose ·…Resignation: Van den Broeck Willy…
  2. Annual accounts filedfinancial year 2025 · micro…
  3. RestructuringAppointment: CONSCIUS BEDRIJFSREVISOREN (company auditor)…

Key points

  • Caution: From profit to loss in 2025after €25,120 in 2024 -€33,177 View
  • Caution: Among the weakest 12% on net resultsector median €6,032 · 17,032 companies -€33,177 View
  • 5 restructurings in 2026latest: branch transferred to Gipau 5 View
  • New directorlatest change 31-08-2026 · 1 in office 1 joined View
  • Active since 1968founded 01-01-1968 58 years View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

By topic

Financials

Financial year
2025
Total assets
€4.2m
Loss
-€33,177
Solvency
76.7%
Total assets▼ 1.3%
Net result
20182025
Go to Financials

Timeline

Events
53
Since
1978
Next accounts
by 31-07-2027
  1. 10-07-2025Annual accounts filed
  2. 26-06-2024Annual accounts filed
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Development of residential building projectsNACE 68121
Founded
01-01-1968
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
16
Purpose
“De vennootschap heeft tot doel alle bouw-, metsel- en vloerwerken, het plaatsen van…” (deed in Dutch)
Go to Articles of association

Key facts about Het Hamse Bouwbedrijf

What is the company number of Het Hamse Bouwbedrijf?
0405.032.111. In Belgium the VAT number is the company number with BE in front: BE 0405.032.111.
Where is Het Hamse Bouwbedrijf based?
The registered office is at Roodkruisstraat 23, 9220 Hamme (Vl.).Company details
What does Het Hamse Bouwbedrijf do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of Het Hamse Bouwbedrijf?
Private limited company (BV).
When was Het Hamse Bouwbedrijf founded?
On 01-01-1968.
Is Het Hamse Bouwbedrijf still active?
Yes, Het Hamse Bouwbedrijf is an active enterprise in the KBO register.
How many employees does Het Hamse Bouwbedrijf have?
On average 4.7 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of Het Hamse Bouwbedrijf?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Het Hamse Bouwbedrijf profitable?
In financial year 2025, Het Hamse Bouwbedrijf made a loss of €33,177.
Where can I find the annual accounts of Het Hamse Bouwbedrijf?
Het Hamse Bouwbedrijf filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Het Hamse Bouwbedrijf due?
By 31-07-2027, for financial year 2026.Timeline

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