HET HAARPALEIS
ActiveSummary
HET HAARPALEIS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €99,724 and a net result of €25,685. Equity is growing by ~11.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability92▼-3
Solvency98▲+18
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 2.89 against 1.33 in 2023; short-term debt: 18.7% and cash: 49.4% of total assets), and 26.8% of the assets are financed with debt.
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Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
45 d early
2023
47 d early
2022
52 d early
2021
51 d early
2020
50 d early
2019
49 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 49 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€99,724▲ 34.7%
2023 · €74,039
Total assets
€136,224▲ 1.3%
2023 · €134,495
Net result
€25,685▼ 8.8%
2023 · €28,152
Working capital
€48,146▲ 238%
2023 · €14,257
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€2,380▲ 38.0%€10,722▲ 351%€22,773▲ 112%€41,072▲ 80.4%€37,081▼ 9.7%
Net result-€56within the sector's middle half▲ 96.4%€7,487within the sector's middle half€15,902within the sector's middle half▲ 112%€28,152within the sector's middle half▲ 77.0%€25,685within the sector's middle half▼ 8.8%
Equity€47,930within the sector's middle half▼ 0.1%€55,417within the sector's middle half▲ 15.6%€55,503within the sector's middle half▲ 0.2%€74,039within the sector's middle half▲ 33.4%€99,724within the sector's middle half▲ 34.7%
Total assets€97,871below the sector's middle half▼ 8.7%€97,655below the sector's middle half▼ 0.2%€138,958below the sector's middle half▲ 42.3%€134,495within the sector's middle half▼ 3.2%€136,224below the sector's middle half▲ 1.3%
Debt€49,940▼ 15.7%€42,238▼ 15.4%€83,456▲ 97.6%€60,456▼ 27.6%€36,500▼ 39.6%
Working capital-€1,277within the sector's middle half€1,568within the sector's middle half-€9,915within the sector's middle half€14,257within the sector's middle half€48,146within the sector's middle half▲ 238%
Solvency49.0%within the sector's middle half▲ 4.2pp56.7%within the sector's middle half▲ 7.8pp39.9%within the sector's middle half▼ 16.8pp55.0%within the sector's middle half▲ 15.1pp73.2%above the sector's middle half▲ 18.2pp
Current ratio0.94within the sector's middle half▼ 0.191.06within the sector's middle half▲ 0.120.83within the sector's middle half▼ 0.231.33within the sector's middle half▲ 0.502.89above the sector's middle half▲ 1.56
Return on assets (ROA)-0.1%within the sector's middle half▲ 1.4pp7.7%within the sector's middle half▲ 7.7pp11.4%above the sector's middle half▲ 3.8pp20.9%above the sector's middle half▲ 9.5pp18.9%above the sector's middle half▼ 2.1pp
Staff (FTE)1.4below the sector's middle half▲ 27.3%0.8below the sector's middle half▼ 42.9%0.8below the sector's middle half=1.4below the sector's middle half▲ 75.0%0.9below the sector's middle half▼ 35.7%
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 10% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €136,224
Fixed assets
€62,541 ▼ 18.5%
Current assets
€73,682 ▲ 27.5%
Equity and liabilities €136,224
Equity
€99,724 ▲ 34.7%
Debt
€36,500 ▼ 39.6%
Debt's share of the balance-sheet total falls from 45.0% to 26.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51,231▼
2023 · €55,961
Cash flow
€39,835▼
2023 · €43,041
Quick ratio
2.70▲
2023 · 1.26
Debt to equity
0.37▼
2023 · 0.82
ROE
25.8%▼
2023 · 38.0%
Interest coverage
36.80▲
2023 · 31.26
Debt ≤ 1 year
€25,536▼
2023 · €43,547
Debt > 1 year
€10,964▼
2023 · €16,909
Income taxes
€10,044▼
2023 · €11,184
Staff costs
€39,980▲
2023 · €22,022
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €7,051 | €0 | - | - |
| Remuneration, social security and pensions62 | - | €21,301 | €31,374 | €22,022 | €39,980 | ▲ 81.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,984 | €10,046 | €10,724 | €14,889 | €14,150 | ▼ 5.0% |
| Other operating charges640/8 | - | €2,162 | €1,780 | €1,393 | €1,406 | ▲ 0.9% |
| Non-recurring operating charges66A | - | €2,200 | €0 | - | - | - |
| Gross operating margin9900 | €47,882 | €46,431 | €66,652 | €79,376 | €92,617 | ▲ 16.7% |
| Operating profit (loss)9901 | €2,380 | €10,722 | €22,773 | €41,072 | €37,081 | ▼ 9.7% |
| Financial income75/76B | - | €7 | €896 | €54 | €40 | ▼ 26.1% |
| Recurring financial income75 | €0 | €7 | €896 | €54 | €40 | ▼ 26.1% |
| Financial charges65/66B | - | €2,262 | €1,856 | €1,790 | €1,392 | ▼ 22.2% |
| Recurring financial charges65 | €2,213 | €2,262 | €1,856 | €1,790 | €1,392 | ▼ 22.2% |
| Profit (loss) for the period before taxes9903 | €167 | €8,468 | €21,812 | €39,336 | €35,729 | ▼ 9.2% |
| Income taxes67/77 | €223 | €981 | €5,910 | €11,184 | €10,044 | ▼ 10.2% |
| Profit (loss) for the period9904 | -€56 | €7,487 | €15,902 | €28,152 | €25,685 | ▼ 8.8% |
| Profit (loss) for the period to be appropriated9905 | -€56 | €7,487 | €15,902 | €28,152 | €25,685 | ▼ 8.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €97,871 | €97,655 | €138,958 | €134,495 | €136,224 | ▲ 1.3% |
| Fixed assets21/28 | €78,549 | €70,238 | €91,580 | €76,691 | €62,541 | ▼ 18.5% |
| Tangible fixed assets22/27 | €77,949 | €69,638 | €90,980 | €76,091 | €61,941 | ▼ 18.6% |
| Land and buildings22 | - | €63,632 | €56,516 | €49,594 | €42,672 | ▼ 14.0% |
| Plant, machinery and equipment23 | - | €1,889 | €4,235 | €3,238 | €2,440 | ▼ 24.6% |
| Furniture and vehicles24 | - | €4,118 | €30,228 | €23,259 | €16,830 | ▼ 27.6% |
| Financial fixed assets28 | €600 | €600 | €600 | €600 | €600 | = |
| Current assets29/58 | €19,321 | €27,416 | €47,378 | €57,804 | €73,682 | ▲ 27.5% |
| Stocks and contracts in progress3 | €3,786 | €3,130 | €3,099 | €3,099 | €4,678 | ▲ 50.9% |
| Stocks30/36 | - | €3,130 | €3,099 | €3,099 | €4,678 | ▲ 50.9% |
| Amounts receivable within one year40/41 | €1,000 | €0 | - | €174 | €0 | ▼ 100% |
| Trade receivables40 | - | - | - | €174 | €0 | ▼ 100% |
| Other amounts receivable41 | - | €0 | - | - | - | - |
| Cash at bank and in hand54/58 | €11,627 | €21,435 | €42,608 | €52,733 | €67,271 | ▲ 27.6% |
| Deferred charges and accrued income490/1 | - | €2,851 | €1,670 | €1,798 | €1,734 | ▼ 3.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €97,871 | €97,655 | €138,958 | €134,495 | €136,224 | ▲ 1.3% |
| Equity10/15 | €47,930 | €55,417 | €55,503 | €74,039 | €99,724 | ▲ 34.7% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €27,292 | €43,017 | €43,103 | €61,639 | €87,324 | ▲ 41.7% |
| Non-distributable reserves130/1 | - | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €0 | - | - | - |
| Distributable reserves133 | - | €41,157 | €43,103 | €61,639 | €87,324 | ▲ 41.7% |
| Profit (loss) carried forward14 | €8,239 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €49,940 | €42,238 | €83,456 | €60,456 | €36,500 | ▼ 39.6% |
| Amounts payable after more than one year17 | €29,342 | €16,389 | €26,162 | €16,909 | €10,964 | ▼ 35.2% |
| Financial debts170/4 | - | €16,389 | €26,162 | €16,909 | €10,964 | ▼ 35.2% |
| Amounts payable within one year42/48 | €20,598 | €25,848 | €57,293 | €43,547 | €25,536 | ▼ 41.4% |
| Current portion of amounts payable after more than one year42 | - | €12,953 | €17,788 | €9,253 | €5,946 | ▼ 35.7% |
| Trade debts44 | €341 | €1,047 | €2,497 | €3,311 | €2,090 | ▼ 36.9% |
| Suppliers440/4 | - | €1,047 | €2,497 | €3,311 | €2,090 | ▼ 36.9% |
| Taxes, remuneration and social security45 | - | €9,583 | €17,405 | €17,024 | €12,935 | ▼ 24.0% |
| Taxes450/3 | - | €7,945 | €15,226 | €15,817 | €11,798 | ▼ 25.4% |
| Remuneration and social security454/9 | - | €1,639 | €2,179 | €1,207 | €1,138 | ▼ 5.8% |
| Other amounts payable47/48 | - | €2,265 | €19,603 | €13,959 | €4,566 | ▼ 67.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€56 | €7,487 | €15,902 | €28,152 | €25,685 | ▼ 8.8% |
| + Depreciation and write-downs630 | €8,984 | €10,046 | €10,724 | €14,889 | €14,150 | ▼ 5.0% |
| Operating cash flow (approximation) | €8,929 | €17,532 | €26,626 | €43,041 | €39,835 | ▼ 7.4% |
| Investment in fixed assets (approximation) | - | -€1,735 | -€32,066 | €0 | €0 | - |
| Change in cash | - | €9,808 | €21,173 | €10,125 | €14,538 | ▲ 43.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity doublescurrent ratio 2.89
Current ratio from 1.33 to 2.89; short-term debt falls from €43,547 to €25,536.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €28,152 ▲77%
Operating result €41,072, net result €28,152, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €7,487
Net result €7,487 after 2 loss-making years.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet -€1,549
Net result drops to -€1,549, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Niel · 1 establishment unit since 2008
Ground area
1,176 m²
Building footprint
214 m²
Volume, LiDAR
1,233 m³
Parcel 11030C0022/00X003, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Het Haarpaleis BVBA
since 20082.174.566.487
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11030C0022/00X003 | Flanders | 1,176 m² | 1 · 214 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,732 companies in sector 96210 we hold annual accounts for 2,835. 1,767 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-11-2008
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
Contact
E-mail
hethaarpaleis@telenet.be
Phone
038441488
E-invoicing
Reachable via Peppol
Peppol ID
0208:0807874693
Also
9925:BE0807874693
Registered
20-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.