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HET GETIJ

Active
Private limited companyfounded 199729 yrs activePostbaan 67, 2910 Essen, BelgiumKBO/BCE: BE 0460.001.021
Summary

HET GETIJ has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €483. Equity remains stable across the filed fiscal years (±0.6% per year). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability38=
Solvency67=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
short-term debt: 0.1% and cash: 12.1% of total assets, and 57.6% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 29 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
42.4%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-03-2026, 140 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
140 d early
2024
79 d early
2023
139 d early
2022
7 d late
2021
20 d early
2020
40 d early
2019
23 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€84k▲ 0.6%
2024 · €84k
2018: €83k 2019: €84k▲ +0.6% vs 2018 2020: €81k▼ -3.9% vs 2019lowest in 8 years 2021: €81k▲ +0.9% vs 2020 2022: €82k▲ +1.2% vs 2021 2023: €83k▲ +1.3% vs 2022 2024: €84k▲ +0.5% vs 2023 2025: €84k▲ +0.6% vs 2024highest in 8 years
2018 → 2025
Total assets
€199k▲ 0.3%
2024 · €198k
2018: €201k 2019: €202k▲ +0.4% vs 2018highest in 8 years 2020: €195k▼ -3.3% vs 2019lowest in 8 years 2021: €195k▲ +0.2% vs 2020 2022: €196k▲ +0.5% vs 2021 2023: €198k▲ +0.6% vs 2022 2024: €198k▲ +0.2% vs 2023 2025: €199k▲ +0.3% vs 2024
2018 → 2025
Net result
€483▲ 16.3%
2024 · €415
2018: €960 2019: €539▼ -43.8% vs 2018 2020: €-3k▼ -705% vs 2019lowest in 8 years 2021: €713▲ +122% vs 2020 2022: €980▲ +37.6% vs 2021 2023: €1k▲ +11.2% vs 2022highest in 8 years 2024: €415▼ -61.9% vs 2023 2025: €483▲ +16.3% vs 2024
2018 → 2025
Working capital
€24k▲ 14.2%
2021 · €21k
2018: €23k 2019: €23k▲ +2.4% vs 2018 2020: €20k▼ -13.9% vs 2019lowest value 2021: €21k▲ +3.5% vs 2020 2025: €24khighest value
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€81k-€82k▲ 1.2%€83k▲ 1.3%€84k▲ 0.5%€84k▲ 0.6% 2021: €81klowest in 5 years 2022: €82k▲ +1.2% vs 2021 2023: €83k▲ +1.3% vs 2022 2024: €84k▲ +0.5% vs 2023 2025: €84k▲ +0.6% vs 2024highest in 5 years
Operating result€806-€1k▲ 29.3%€1k▲ 10.0%€369▼ 67.9%€625▲ 69.5% 2021: €806 2022: €1k▲ +29.3% vs 2021 2023: €1k▲ +10.0% vs 2022highest in 5 years 2024: €369▼ -67.9% vs 2023lowest in 5 years 2025: €625▲ +69.5% vs 2024
Net result€713-€980▲ 37.6%€1k▲ 11.2%€415▼ 61.9%€483▲ 16.3% 2021: €713 2022: €980▲ +37.6% vs 2021 2023: €1k▲ +11.2% vs 2022highest in 5 years 2024: €415▼ -61.9% vs 2023lowest in 5 years 2025: €483▲ +16.3% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€500€1kOperating result 2021: €806€806Net result 2021: €713€713Operating result 2022: €1k€1kNet result 2022: €980€980Operating result 2023: €1k€1kNet result 2023: €1k€1kOperating result 2024: €369€369Net result 2024: €415€415Operating result 2025: €625€625Net result 2025: €483€48320212022202320242025€0€500€1kOperating result 2023: €1k€1.1kNet result 2023: €1k€1.1kOperating result 2024: €369€369Net result 2024: €415€415Operating result 2025: €625€625Net result 2025: €483€483202320242025
The operating result recovers in 2025; 2025 is 69% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €199k
Fixed assets €175k =
Current assets €24k ▲ 2.6%
Equity and liabilities €199k
Equity €84k ▲ 0.6%
Debt €114k ▲ 0.1%
Debt's share of the balance-sheet total falls from 57.7% to 57.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
1.36▼
2024 · 1.36
ROE
0.6%▲
2024 · 0.5%
ROA
0.2%▲
2024 · 0.2%
Debt ≤ 1 year
€115
Debt > 1 year
€114k=
2024 · €114k
Income taxes
€150
A ratio outside any meaningful range has been withheld (balance sheet total €199k, equity €84k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€198k€199k▲
Fixed assets21/28€175k€175k=
Tangible fixed assets22/27€175k€175k=
Land and buildings22€175k€175k=
Current assets29/58€23k€24k▲
Amounts receivable within one year40/41€37€0▼
Other amounts receivable41€37€0▼
Cash at bank and in hand54/58€23k€24k▲
Equity and liabilities
Total equity and liabilities10/49€198k€199k▲
Equity10/15€84k€84k▲
Contributions10/11€62k€62k=
Reserves13€22k€22k▲
Distributable reserves133€22k€22k▲
Amounts payable17/49€114k€114k▲
Amounts payable after more than one year17€114k€114k=
Financial debts170/4€114k€114k=
Amounts payable within one year42/48-€115
Taxes, remuneration and social security45-€115
Taxes450/3-€115
Income statement Code20242025
Other operating charges640/8€505€520▲
Gross operating margin9900€874€1k▲
Operating profit (loss)9901€369€625▲
Financial income75/76B€122€116▼
Recurring financial income75€122€116▼
Financial charges65/66B€76€108▲
Recurring financial charges65€76€108▲
Profit (loss) for the period before taxes9903€415€633▲
Income taxes67/77-€150
Profit (loss) for the period9904€415€483▲
Profit (loss) for the period to be appropriated9905€415€483▲
Appropriation of the result
Profit (loss) to be appropriated9906€415€483▲
Transfer to equity691/2€415€483▲
To other reserves6921€415€483▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Other operating charges640/8€101€450€493€505€520▲ 2.8%
Gross operating margin9900€907€1k€2k€874€1k▲ 30.9%
Operating profit (loss)9901€806€1k€1k€369€625▲ 69.5%
Financial income75/76B--€39€122€116▼ 5.4%
Recurring financial income75--€39€122€116▼ 5.4%
Financial charges65/66B€94€62€97€76€108▲ 42.1%
Recurring financial charges65€94€62€97€76€108▲ 42.1%
Profit (loss) for the period before taxes9903€713€980€1k€415€633▲ 52.4%
Income taxes67/77----€150-
Profit (loss) for the period9904€713€980€1k€415€483▲ 16.3%
Profit (loss) for the period to be appropriated9905€713€980€1k€415€483▲ 16.3%
Line20212022202320242025Change
Assets
Total assets20/58€195k€196k€198k€198k€199k▲ 0.3%
Fixed assets21/28€175k€175k€175k€175k€175k=
Tangible fixed assets22/27€175k€175k€175k€175k€175k=
Land and buildings22€175k€175k€175k€175k€175k=
Current assets29/58€21k€22k€23k€23k€24k▲ 2.6%
Amounts receivable within one year40/41--€11€37€0▼ 100%
Other amounts receivable41--€11€37€0▼ 100%
Cash at bank and in hand54/58€21k€22k€23k€23k€24k▲ 2.7%
Equity and liabilities
Total equity and liabilities10/49€195k€196k€198k€198k€199k▲ 0.3%
Equity10/15€81k€82k€83k€84k€84k▲ 0.6%
Contributions10/11€62k€62k€62k€62k€62k=
Reserves13€19k€20k€21k€22k€22k▲ 2.2%
Distributable reserves133€19k€20k€21k€22k€22k▲ 2.2%
Amounts payable17/49€114k€114k€114k€114k€114k▲ 0.1%
Amounts payable after more than one year17€114k€114k€114k€114k€114k=
Financial debts170/4€114k€114k€114k€114k€114k=
Amounts payable within one year42/48€0---€115-
Taxes, remuneration and social security45€0---€115-
Taxes450/3€0---€115-
Line20212022202320242025Change
Profit (loss) for the period9904€713€980€1k€415€483▲ 16.3%
Operating cash flow (approximation)€713€980€1k€415€483▲ 16.3%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€980€1k€390€635▲ 62.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-03
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
13-05
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
14-03
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Highest result since 2018net €1k ▲11.2%
Operating result €1k, net result €1k, both a record.
07-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 7 days late
2022
11-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Back to profitnet €713
Net result €713 after one loss-making year.
21-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity times 11current ratio 84.39
Current ratio from 7.48 to 84.39; short-term debt falls from €4k to €242.
08-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
19-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 1997
seat establishment The establishment unit on the map
Ground area
4,706 m²
Building footprint
1,405 m²
Volume, LiDAR
6,799 m³
Parcel 11016B0647/00B000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
HET GETIJ
Postbaan 67, 2910 EssenInsurance, reinsurance and pension funding, except compulsory social security
since 19972.080.715.227
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11016B0647/00B000 Flanders 4,706 m² 1 · 1,405 m² 7.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded10-02-1997
Fiscal year end31-12

Scores and ratios are computed by Checked and are not a credit decision.