Het Bijhuis
ActiveThe computed 12-month bankruptcy probability of Het Bijhuis is 2.9% (moderate). The 2025 annual accounts show equity of €51k and a net result of €22k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 70% of 13071 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
96
/ 100
Excellent▲ +33 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency79▲+30
Growth52=
Stability100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 0.9 in 2024), and 45.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.2%
Return on assets
23%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-03-2026, 143 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
143 d early
2024
36 d early
2023
8 d early
2022
22 d early
2021
37 d early
2020
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▲ 23.3%
2024 · €41k
2020: €34k
2021: €84k
2022: €104k
2023: €92k
2024: €41k
2020 → 2025
Total assets
€94k▼ 25.8%
2024 · €127k
2020: €97k
2021: €146k
2022: €174k
2023: €164k
2024: €127k
2020 → 2025
Net result
€22k▲ 21.0%
2024 · €18k
2020: €28k
2021: €50k
2022: €20k
2023: €-12k
2024: €18k
2020 → 2025
Working capital
€9k
2024 · €-9k
2020: €-4k
2021: €38k
2022: €60k
2023: €38k
2024: €-9k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€104k▲ 23.6%€92k▼ 11.2%€41k▼ 55.0%€51k▲ 23.3%
Operating result€60k-€27k▼ 54.7%€-12k€20k€28k▲ 40.0%
Net result€50k-€20k▼ 60.2%€-12k€18k€22k▲ 21.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 40% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€42k▼ 21.5%
Current assets
€52k▼ 28.9%
Equity and liabilities €94k
Equity
€51k▲ 23.3%
Debt
€43k▼ 49.6%
The debt ratio falls from 67.4% to 45.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€40k▲
2024 · €33k
Cash flow
€34k▲
2024 · €30k
Solvency
54.2%▲
2024 · 32.6%
Current ratio
1.22▲
2024 · 0.90
Quick ratio
1.10▲
2024 · 0.84
Debt / equity
0.84▼
2024 · 2.07
ROE
42.4%▼
2024 · 43.2%
ROA
23.0%▲
2024 · 14.1%
Interest coverage
24.34▲
2024 · 20.96
Debt
€43k▼
2024 · €85k
Debt ≤ 1 year
€43k▼
2024 · €82k
Income taxes
€6k▲
2024 · €3k
Staff costs
€43k▼
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€127k€94k▼
Fixed assets21/28€53k€42k▼
Tangible fixed assets22/27€53k€41k▼
Plant, machinery and equipment23€39k€30k▼
Furniture and vehicles24€4k€3k▼
Other tangible fixed assets26€10k€9k▼
Financial fixed assets28€40€40=
Current assets29/58€74k€52k▼
Amounts receivable after more than one year29€23k€13k▼
Other amounts receivable291€23k€13k▼
Stocks and contracts in progress3€5k€5k=
Stocks30/36€5k€5k=
Amounts receivable within one year40/41€30k€23k▼
Trade receivables40€2k€3k▲
Other amounts receivable41€28k€21k▼
Cash at bank and in hand54/58€14k€10k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€127k€94k▼
Equity10/15€41k€51k▲
Reserves13€41k€51k▲
Distributable reserves133€41k€51k▲
Amounts payable17/49€85k€43k▼
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€82k€43k▼
Current portion of amounts payable after more than one year42€6k€3k▼
Trade debts44€7k€7k▲
Suppliers440/4€7k€7k▲
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€3k€3k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€65k€28k▼
Income statement
Code20242025
Remuneration, social security and pensions62€61k€43k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€159€-159▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€95k€85k▼
Operating profit (loss)9901€20k€28k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€21k€28k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€18k€22k▲
Profit (loss) for the period to be appropriated9905€18k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€22k▲
Transfer from equity791/2€44k-
Transfer to equity691/2-€10k
To other reserves6921-€10k
Profit to be distributed694/7€62k€12k▼
Return on contributions (dividend)694€62k€12k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-12k ▼159%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €104k ▲23.6%
3 profitable years in a row build equity to €104k.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €50k ▲78%
Operating result €60k, net result €50k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.92
Current ratio from 0.90 to 1.92.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwe Kouterstraat(BOR) 22880 BornemGround area
2,608 m²
Building footprint
310 m²
Volume, LiDAR
3,316 m³
2 parcels, Flanders · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
HET BIJHUIS
since 20192.286.239.520
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007B0510/03Y000 | Flanders | 2,473 m² | 1 · 230 m² | 18.8 m · 5 fl. |
| 12007B0766/00H002 | Flanders | 135 m² | 1 · 80 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBornem2.286.239.520
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Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 9,702 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2019
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.hetbijhuis.be
E-mail:info@hetbijhuis.be