Hestia
ActiveHestia has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €358k and a net result of €90k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 18.77 against 7.03 in 2024; short-term debt: 4.4% and cash: 1.3% of total assets), and 4.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.6%
Return on assets
24.1%
Age of the figures
18 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €358k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
7 d early
2023
5 d early
2022
32 d early
2021
54 d early
2020
16 d late
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€358k▲ 33.7%
2024 · €268k
2019: €-81k
2020: €-108k
2021: €-88k
2022: €-15k
2023: €115k
2024: €268k
2019 → 2025
Total assets
€375k▲ 22.9%
2024 · €305k
2019: €224k
2020: €212k
2021: €214k
2022: €217k
2023: €221k
2024: €305k
2019 → 2025
Net result
€90k▼ 40.9%
2024 · €152k
2019: €-144k
2020: €-27k
2021: €20k
2022: €73k
2023: €130k
2024: €152k
2019 → 2025
Working capital
€291k▲ 50.3%
2024 · €194k
2019: €82k
2020: €-7k
2021: €-49k
2022: €-56k
2023: €46k
2024: €194k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-88k-€-15k▲ 83.3%€115k€268k▲ 132%€358k▲ 33.7%
Operating result€28k-€79k▲ 185%€133k▲ 69.7%€154k▲ 15.4%€89k▼ 42.0%
Net result€20k-€73k▲ 265%€130k▲ 78.2%€152k▲ 17.2%€90k▼ 40.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €375k
Fixed assets
€67k▼ 15.1%
Current assets
€307k▲ 36.2%
Equity and liabilities €375k
Equity
€358k▲ 33.7%
Debt
€16k▼ 55.6%
The debt ratio falls from 12.1% to 4.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€105k▼
2024 · €170k
Cash flow
€106k▼
2024 · €168k
Solvency
95.6%▲
2024 · 87.9%
Current ratio
18.77▲
2024 · 7.03
Quick ratio
18.77▲
2024 · 7.03
Debt / equity
0.05▼
2024 · 0.14
ROE
25.2%▼
2024 · 56.9%
ROA
24.1%▼
2024 · 50.0%
Interest coverage
340.11▲
2024 · 140.85
Debt
€16k▼
2024 · €37k
Debt ≤ 1 year
€16k▼
2024 · €32k
Income taxes
€165▲
2024 · €132
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€305k€375k▲
Fixed assets21/28€79k€67k▼
Tangible fixed assets22/27€79k€67k▼
Land and buildings22€49k€42k▼
Plant, machinery and equipment23€17k€16k▼
Furniture and vehicles24€5k€2k▼
Other tangible fixed assets26€8k€6k▼
Financial fixed assets28€51€51=
Current assets29/58€226k€307k▲
Amounts receivable within one year40/41€213k€301k▲
Other amounts receivable41€213k€301k▲
Cash at bank and in hand54/58€13k€5k▼
Deferred charges and accrued income490/1€517€2k▲
Equity and liabilities
Total equity and liabilities10/49€305k€375k▲
Equity10/15€268k€358k▲
Contributions10/11€769k€769k=
Capital10€769k€769k=
Issued capital100€769k€769k=
Reserves13€67k€67k=
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Tax-exempt reserves132€56k€56k=
Profit (loss) carried forward14€-568k€-477k▲
Amounts payable17/49€37k€16k▼
Amounts payable after more than one year17€3k-
Other amounts payable178/9€3k-
Amounts payable within one year42/48€32k€16k▼
Current portion of amounts payable after more than one year42€11k€0▼
Trade debts44€652€777▲
Suppliers440/4€652€777▲
Taxes, remuneration and social security45€20k€12k▼
Taxes450/3€20k€12k▼
Other amounts payable47/48€433€4k▲
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▼
Other operating charges640/8€4k€5k▲
Gross operating margin9900€174k€110k▼
Operating profit (loss)9901€154k€89k▼
Financial income75/76B€34€1k▲
Recurring financial income75€34€1k▲
Non-recurring financial income76B€34-
Financial charges65/66B€1k€308▼
Recurring financial charges65€1k€308▼
Non-recurring financial charges66B€139-
Profit (loss) for the period before taxes9903€153k€90k▼
Income taxes67/77€132€165▲
Profit (loss) for the period9904€152k€90k▼
Profit (loss) for the period to be appropriated9905€152k€90k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-568k€-477k▲
Profit (loss) brought forward from the previous period14P€-720k€-568k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 18.77
Current ratio from 7.03 to 18.77; short-term debt falls from €32k to €16k.
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €152k ▲17.2%
Operating result €154k, net result €152k, both a record.
31-03
Financial
Liquidity times 5current ratio 7.03
Current ratio from 1.53 to 7.03; short-term debt falls from €88k to €32k.
31-03
Financial
Equity above €200kEq €268k ▲132%
4 profitable years in a row build equity to €268k.
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 1.53
Current ratio from 0.70 to 1.53; short-term debt falls from €186k to €88k.
31-03
Financial
Equity above €100kEq €115k
3 profitable years in a row build equity to €115k.
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
07-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Back to profitnet €20k
Net result €20k after 2 loss-making years.
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
25-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 2 establishment units since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wondelgemstraat 879000 GentGround area
483 m²
Building footprint
252 m²
Volume, LiDAR
3,215 m³
2 parcels, Flanders · tallest building 20.6 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Wondelgemstraat 87, 9000 Gent
since 19922.057.720.584
Gasthuis PPP
since 20092.182.780.805
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44810K0066/00S014 | Flanders | 277 m² | 1 · 109 m² | 13.5 m · 3 fl. |
| 44815F1294/00F000 | Flanders | 205 m² | 1 · 143 m² | 20.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.182.780.805
Similar companies · same sector, comparable size
APOTHEEK SINT-LODEWIJK
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APOTHEEK MANN
BE 0815.855.617
Antwerpen · Eq €358k
J&L PHARMA
BE 0849.895.390
Antwerpen · Eq €359k
PHARMANEMA
BE 0479.052.415
Leuven · Eq €358k
Apotheek Van Hoecke
BE 0472.484.624
Balen · Eq €359k
Of 5,222 companies in sector 47730 we hold annual accounts for 3,861. 3,463 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-03-1992
Fiscal year end31-03
Activities, NACEBEL
47730Retail sale of pharmaceutical products
52310
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:rabot@telenet.be
Phone:09/225 12 69