HESPE
ActiveHESPE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €211k and a net result of €161k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 92% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+14
Solvency100▲+10
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 10.58 against 0.58 in 2024; short-term debt: 9.4% and cash: 96.1% of total assets), and 12.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.8%
Return on assets
67%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
42 d early
2023
44 d early
2022
43 d early
2021
41 d early
2020
44 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€211k▲ 252%
2024 · €60k
2019: €45k
2020: €55k
2021: €49k
2022: €52k
2023: €53k
2024: €60k
2019 → 2025
Total assets
€240k▲ 162%
2024 · €92k
2019: €140k
2020: €127k
2021: €139k
2022: €111k
2023: €108k
2024: €92k
2019 → 2025
Net result
€161k▲ 1,207%
2024 · €12k
2019: €14k
2020: €10k
2021: €15k
2022: €12k
2023: €11k
2024: €12k
2019 → 2025
Working capital
€217k
2024 · €-10k
2019: €11k
2020: €13k
2021: €-304
2022: €-4k
2023: €-14k
2024: €-10k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€52k▲ 7.1%€53k▲ 1.5%€60k▲ 12.8%€211k▲ 252%
Operating result€25k-€19k▼ 22.5%€18k▼ 6.2%€19k▲ 7.8%€9k▼ 51.5%
Net result€15k-€12k▼ 18.1%€11k▼ 13.7%€12k▲ 14.5%€161k▲ 1,207%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €240k
Fixed assets
€852▼ 98.9%
Current assets
€240k▲ 1,551%
Equity and liabilities €240k
Equity
€211k▲ 252%
Debt
€29k▼ 7.8%
The debt ratio falls from 34.6% to 12.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €26k
Cash flow
€162k▲
2024 · €18k
Solvency
87.8%▲
2024 · 65.4%
Current ratio
10.58▲
2024 · 0.58
Quick ratio
10.58▲
2024 · 0.58
Debt / equity
0.14▼
2024 · 0.53
ROE
76.3%▲
2024 · 20.5%
ROA
67.0%▲
2024 · 13.4%
Interest coverage
20.30▼
2024 · 22.81
Debt
€29k▼
2024 · €32k
Debt ≤ 1 year
€23k▼
2024 · €25k
Debt > 1 year
€5k=
2024 · €5k
Income taxes
€57k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€92k€240k▲
Fixed assets21/28€77k€852▼
Tangible fixed assets22/27€77k€852▼
Land and buildings22€75k€0▼
Furniture and vehicles24€2k€852▼
Current assets29/58€15k€240k▲
Amounts receivable within one year40/41€132€4k▲
Trade receivables40€132€12▼
Other amounts receivable41€0€4k▲
Cash at bank and in hand54/58€8k€231k▲
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€92k€240k▲
Equity10/15€60k€211k▲
Contributions10/11€8k€6k▼
Reserves13€52k€204k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€52k€204k▲
Profit (loss) carried forward14€209€1k▲
Amounts payable17/49€32k€29k▼
Amounts payable after more than one year17€5k€5k=
Other amounts payable178/9€5k€5k=
Amounts payable within one year42/48€25k€23k▼
Current portion of amounts payable after more than one year42€10k€0▼
Trade debts44€721€275▼
Suppliers440/4€721€275▼
Taxes, remuneration and social security45€9k€12k▲
Taxes450/3€9k€12k▲
Other amounts payable47/48€6k€10k▲
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€1k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€27k€12k▼
Operating profit (loss)9901€19k€9k▼
Financial income75/76B-€210k
Recurring financial income75-€210k
Non-recurring financial income76B-€210k
Financial charges65/66B€1k€517▼
Recurring financial charges65€1k€517▼
Profit (loss) for the period before taxes9903€18k€219k▲
Income taxes67/77€6k€57k▲
Profit (loss) for the period9904€12k€161k▲
Profit (loss) for the period to be appropriated9905€12k€161k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€161k▲
Profit (loss) brought forward from the previous period14P€134€209▲
Transfer from equity791/2€18k€10k▼
Transfer to equity691/2€25k€160k▲
To contributions691€12k€0▼
To the legal reserve6920-€60k
To other reserves6921€12k€100k▲
Profit to be distributed694/7€6k€10k▲
Return on contributions (dividend)694€6k€10k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €161k ▲1207%
Net result €161k, the highest in the series.
30-06
Financial
Liquidity times 18current ratio 10.58
Current ratio from 0.58 to 10.58; short-term debt falls from €25k to €23k.
30-06
Financial
Equity above €200kEq €211k ▲252%
7 profitable years in a row build equity to €211k.
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €10k ▼30%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
2019
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
02-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Glabais 11470 GenappeGround area
3,235 m²
Building footprint
290 m²
Volume, LiDAR
932 m³
2 parcels, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Rue de Glabais 1, 1470 Genappe
since 20092.178.018.994
HESPE
since 20132.232.259.317
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25022B0407/00H000 | Wallonia | 1,648 m² | 1 · 177 m² | - |
| 25031A0013/02E000 | Wallonia | 1,587 m² | 1 · 112 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGenappe2.178.018.994
Similar companies · same sector, comparable size
SEYDIS
BE 0447.832.766
Antwerpen · Eq €212k
LA BOUTEILLE D'AMOUR
BE 0479.363.112
Tielt · Eq €207k
TIME 2 WINE
BE 0833.296.811
Destelbergen · Eq €215k
TITULUS PICTUS
BE 0835.631.442
Elsene · Eq €207k
WIJNEN CRIJNS
BE 0632.650.034
Gent · Eq €204k
Of 2,333 companies in sector 47251 we hold annual accounts for 422. 281 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2009
Fiscal year end30-06
Activities, NACEBEL
47251Retail sale of wines and spirits
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0472/735.417