HESBIMMO
ActiveSummary
HESBIMMO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €296,025 and a net result of €46,825. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 65% of 934 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81=
Solvency87▲+12
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23,000 at 30 days acceptable
Liquidity short (current ratio 0.51 against 0.66 in 2024; short-term debt: 37.8% and cash: 15.2% of total assets), and 37.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.2%
Return on assets
9.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
21 d late
2024
27 d late
2023
30 d late
2022
30 d late
2021
31 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, full schema
In the rankings
#4 company by equity in Huy, Administrative and support services sector#7 company by total assets in Huy, Administrative and support services sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€46,825▼ 5.4%
2024 · €49,487
Working capital
-€87,795▼ 5.3%
2024 · -€83,375
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€46,515▼ 24.0%€40,591▼ 12.7%€22,322▼ 45.0%€70,461▲ 216%€64,786▼ 8.1%
Net result€33,735▼ 23.7%€26,407▼ 21.7%€12,192▼ 53.8%€49,487▲ 306%€46,825▼ 5.4%
Equity€161,115▲ 26.5%€187,522▲ 16.4%€199,714▲ 6.5%€249,200▲ 24.8%€296,025▲ 18.8%
Total assets€167,074▼ 6.0%€340,029▲ 104%€336,769▼ 1.0%€496,780▲ 47.5%€475,801▼ 4.2%
Debt€5,959▼ 88.2%€152,507▲ 2,459%€137,055▼ 10.1%€247,580▲ 80.6%€179,776▼ 27.4%
Working capital€157,792▲ 53.5%-€24,873-€23,967▲ 3.6%-€83,375▼ 248%-€87,795▼ 5.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €439,940
Fixed assets
€348,083 ▲ 17.2%
Current assets
€91,857 ▼ 43.8%
Equity and liabilities €475,801
Equity
€296,025 ▲ 18.8%
Debt
€179,776 ▼ 27.4%
Debt's share of the balance-sheet total falls from 49.8% to 37.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€71,324▼
2024 · €89,663
Cash flow
€53,363▼
2024 · €68,688
Current ratio
0.51▼
2024 · 0.66
Debt to equity
0.61▼
2024 · 0.99
ROE
15.8%▼
2024 · 19.9%
ROA
9.8%▼
2024 · 10.0%
Interest coverage
63.21▲
2024 · 50.96
Debt ≤ 1 year
€179,653▼
2024 · €246,762
Income taxes
€16,833▼
2024 · €19,215
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,776 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
2.6%
stopped otherwise
97%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,776 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,502 | €19,233 | €18,256 | €19,202 | €6,538 | ▼ 65.9% |
| Other operating charges640/8 | €2,518 | €3,258 | €5,641 | €2,918 | €2,632 | ▼ 9.8% |
| Non-recurring operating charges66A | €9,763 | - | - | - | €15,696 | - |
| Gross operating margin9900 | €62,298 | €63,082 | €46,219 | €92,581 | €89,652 | ▼ 3.2% |
| Operating profit (loss)9901 | €46,515 | €40,591 | €22,322 | €70,461 | €64,786 | ▼ 8.1% |
| Financial charges65/66B | €2,259 | €2,877 | €2,256 | €1,759 | €1,128 | ▼ 35.9% |
| Recurring financial charges65 | €2,259 | €2,877 | €2,256 | €1,759 | €1,128 | ▼ 35.9% |
| Profit (loss) for the period before taxes9903 | €44,256 | €37,714 | €20,066 | €68,702 | €63,658 | ▼ 7.3% |
| Income taxes67/77 | €10,521 | €11,307 | €7,874 | €19,215 | €16,833 | ▼ 12.4% |
| Profit (loss) for the period9904 | €33,735 | €26,407 | €12,192 | €49,487 | €46,825 | ▼ 5.4% |
| Profit (loss) for the period to be appropriated9905 | €33,735 | €26,407 | €12,192 | €49,487 | €46,825 | ▼ 5.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €167,074 | €340,029 | €336,769 | €496,780 | €475,801 | ▼ 4.2% |
| Formation expenses20 | €459 | €23,582 | €23,430 | €36,370 | €35,860 | ▼ 1.4% |
| Fixed assets21/28 | €2,864 | €219,468 | €216,548 | €297,022 | €348,083 | ▲ 17.2% |
| Tangible fixed assets22/27 | €2,834 | €219,438 | €216,185 | €296,659 | €347,720 | ▲ 17.2% |
| Land and buildings22 | - | €167,587 | €182,219 | €253,446 | €313,909 | ▲ 23.9% |
| Plant, machinery and equipment23 | €0 | - | - | - | - | - |
| Furniture and vehicles24 | €2,834 | €902 | - | €26,231 | €33,811 | ▲ 28.9% |
| Leasing and similar rights25 | €0 | €50,949 | €33,966 | €16,983 | - | - |
| Financial fixed assets28 | €30 | €30 | €363 | €363 | €363 | = |
| Current assets29/58 | €163,751 | €96,979 | €96,791 | €163,388 | €91,857 | ▼ 43.8% |
| Amounts receivable within one year40/41 | €46,385 | €21,093 | €14,528 | €56,543 | €19,062 | ▼ 66.3% |
| Trade receivables40 | €29,539 | €12,397 | €12,397 | €56,529 | €19,039 | ▼ 66.3% |
| Other amounts receivable41 | €16,846 | €8,696 | €2,131 | €14 | €23 | ▲ 57.9% |
| Cash at bank and in hand54/58 | €117,366 | €75,886 | €82,263 | €106,845 | €72,126 | ▼ 32.5% |
| Deferred charges and accrued income490/1 | - | - | - | - | €669 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €167,074 | €340,029 | €336,769 | €496,780 | €475,801 | ▼ 4.2% |
| Equity10/15 | €161,115 | €187,522 | €199,714 | €249,200 | €296,025 | ▲ 18.8% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | €18,600 | €18,600 | - | - | - |
| Issued capital100 | €18,600 | €18,600 | €18,600 | - | - | - |
| Outside capital11 | - | - | - | €18,600 | €18,600 | = |
| Other1109/19 | - | - | - | €18,600 | €18,600 | = |
| Reserves13 | €142,515 | €168,922 | €181,114 | €230,600 | €277,425 | ▲ 20.3% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | = |
| Distributable reserves133 | €140,655 | €167,062 | €179,254 | €228,740 | €275,565 | ▲ 20.5% |
| Amounts payable17/49 | €5,959 | €152,507 | €137,055 | €247,580 | €179,776 | ▼ 27.4% |
| Amounts payable after more than one year17 | €0 | €30,635 | €16,262 | - | - | - |
| Financial debts170/4 | €0 | €30,635 | €16,262 | - | - | - |
| Amounts payable within one year42/48 | €5,959 | €121,852 | €120,758 | €246,762 | €179,653 | ▼ 27.2% |
| Current portion of amounts payable after more than one year42 | €0 | €15,000 | €15,400 | €16,104 | - | - |
| Trade debts44 | €3,167 | €4,524 | €3,097 | €34,474 | €952 | ▼ 97.2% |
| Suppliers440/4 | €3,167 | €4,524 | €3,097 | €34,474 | €952 | ▼ 97.2% |
| Taxes, remuneration and social security45 | €2,792 | €2,328 | €2,236 | €26,159 | €8,618 | ▼ 67.1% |
| Taxes450/3 | €2,792 | €2,328 | €2,236 | €26,159 | €8,618 | ▼ 67.1% |
| Other amounts payable47/48 | - | €100,000 | €100,025 | €170,025 | €170,083 | = |
| Accrued charges and deferred income492/3 | - | €20 | €35 | €817 | €123 | ▼ 85.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €33,735 | €26,407 | €12,192 | €49,487 | €46,825 | ▼ 5.4% |
| + Depreciation and write-downs630 | €3,502 | €19,233 | €18,256 | €19,202 | €6,538 | ▼ 65.9% |
| Operating cash flow (approximation) | €37,237 | €45,640 | €30,448 | €68,688 | €53,363 | ▼ 22.3% |
| Investment in fixed assets (approximation) | - | -€235,837 | -€15,336 | -€99,676 | -€57,599 | ▲ 42.2% |
| Change in cash | - | -€41,480 | €6,377 | €24,582 | -€34,718 | ▼ 241% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 21 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
31-12
Financial
Equity above €200,000Eq €249,200 ▲24.8%
6 profitable years in a row build equity to €249,200.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €12,192 ▼53.8%
Net result drops to €12,192, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Liquidity times 5current ratio 27.48
Current ratio from 5.27 to 27.48; short-term debt falls from €24,052 to €5,959.
31-12
Financial
Equity above €150,000Eq €161,115 ▲26.5%
3 profitable years in a row build equity to €161,115.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
31-12
Financial
Equity above €100,000Eq €127,380 ▲53.1%
2 profitable years in a row build equity to €127,380.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 90 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huy · 1 establishment unit since 2018
Ground area
188 m²
Building footprint
148 m²
Volume, LiDAR
1,876 m³
Parcel 61031B0197/00K002, Wallonia · tallest building 17.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
HESBIMMO
since 20182.277.637.402
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61031B0197/00K002 | Wallonia | 188 m² | 1 · 148 m² | 17.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,517 companies in sector 82990 we hold annual accounts for 9,415. 6,543 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-07-2018
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
73300Public relations and communication consultancy
74999Other professional, scientific and technical activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0699514906
Also
9925:BE0699514906
Registered
25-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.