HERVAL CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of HERVAL CONSTRUCT is 2.3% (moderate). The 2025 annual accounts show equity of €82,807 and a net result of €82,807. Its solvency ranks better than 82% of 34,954 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 01-04-2025 Normal situation
- Registered office
- 103 active companies are registered at this address 42 started in the 12 months before. Source: KBO register, as of 3 November 2026.
- Activity
- Bricklaying and masonry work NACE 43910
- Establishment unit
- 2.372.804.694 6030 Charleroi, since 01-04-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 22-01-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.3%
- Gross margin
- €105,133
- Turnover
- ≈ €390,000
- estimated
- Profit
- €82,807
- Equity
- €82,807
- Total assets
- €107,986
- 2025 accounts filed 49 days after the deadline
Score breakdownraises riskFounded in 2025Size: total assets €107,986Last filed accounts filed 49 days late; 1 of the last 3 accounts lateSector: Specialised construction activities (NACE 43)Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 46% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 49 days after the deadline Filed on 18 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00525231.
Annual accounts 2025 filed on 18-09-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2025 |
|---|---|
| Tangible fixed assets | €12,988 |
| Depreciation and write-downs of the year | €1,079 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,079 |
| Other operating charges640/8 | €480 |
| Gross operating margin9900 | €105,133 |
| Operating profit (loss)9901 | €103,574 |
| Financial charges65/66B | €67 |
| Recurring financial charges65 | €67 |
| Profit (loss) for the period before taxes9903 | €103,506 |
| Income taxes67/77 | €20,699 |
| Profit (loss) for the period9904 | €82,807 |
| Profit (loss) for the period to be appropriated9905 | €82,807 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €107,986 | |
| Formation expenses20 | €891 | |
| Fixed assets21/28 | €12,207 | |
| Tangible fixed assets22/27 | €12,207 | |
| Plant, machinery and equipment23 | €7,454 | |
| Furniture and vehicles24 | €4,753 | |
| Current assets29/58 | €94,888 | |
| Amounts receivable within one year40/41 | €86,232 | |
| Trade receivables40 | €69,630 | |
| Other amounts receivable41 | €16,602 | |
| Cash at bank and in hand54/58 | €8,656 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €107,986 | |
| Equity10/15 | €82,807 | |
| Profit (loss) carried forward14 | €82,807 | |
| Amounts payable17/49 | €25,179 | |
| Amounts payable within one year42/48 | €25,179 | |
| Trade debts44 | €4,480 | |
| Suppliers440/4 | €4,480 | |
| Taxes, remuneration and social security45 | €20,699 | |
| Taxes450/3 | €20,699 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €82,807 |
| + Depreciation and write-downs630 | €1,079 |
| Operating cash flow (approximation) | €83,887 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 11,279 companies had the same profile as HERVAL CONSTRUCT has now. Two years later, 96.6% were still going and 0.7% had gone bankrupt.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
The bankruptcy probability of HERVAL CONSTRUCT itself is higher: 2.3% within 12 months. It rests on far more data about HERVAL CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for HERVAL CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 18-09-2026 | 2026-00525231 |
Board & ownership
Directors
Owners and capital
Shareholders
- HERTIG Valentin Ionut sole founder · 100% at incorporation
Capital transactions
- 03-04-2025 Incorporation · €5,000 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Algemene vergadering bepaalt aantal duur opdracht en bij meerdere bevoegdheid, onbepaalde duur”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 03-04-2025 (in Dutch)
Network & group
HERVAL CONSTRUCT shares no director with another company.
Companies at the same address
102 other companies- ZAIAT CONSTRUCT Registered office · since 2026 1043660216
- ConstructIQ Registered office · since 2026 1043496108
- Prestige Projects Registered office · since 2026 1043495811
- Vertex Builders Registered office · since 2026 1043496207
- ARCHONIX Registered office · since 2026 1042424158
- sala enterprise Registered office · since 2026 1042423960
- KOBEL CONSTRUCTION Registered office · since 2026 1042286576
- KarunTech Registered office · since 2026 1042078126
- Viridia Construct Registered office · since 2026 1040312627
- NovaGreenWorks Registered office · since 2026 1040312726
Connections & network
1 current directorThe network starts from the directors of HERVAL CONSTRUCT. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
03-04
Gazette deed
IncorporationStarting capital €5,000 · Appointment: HERTIG Valentin Ionut (director) · Founder14 points ▸
- Founder, HERTIG Valentin Ionut (oprichter,comparant)
- Incorporation, “HERVAL CONSTRUCT” (deed in Dutch)
- Founding capital, €5,000
- Other provision, 25-03-2025, mentioned 2 times in the deed
- Other provision, “aansprakelijkheid oprichters bij faillissement, faillissement binnen drie jaar na oprichting” (deed in Dutch)
- Other provision, “vaststelling statuten, statuten luiden als volgt” (deed in Dutch)
- Capital
- Other provision, “aanname overgangsbepalingen, comparant neemt eenparig overgangsbepalingen” (deed in Dutch)
- Registered office clause, “1731 ZELLIK (Asse), Z.3 Doornveld 150” (deed in Dutch)
- Other provision, /, “website en e-mailadres” (deed in Dutch)
- Board rule, 1, “vergadering” (deed in Dutch)
- Director appointment, HERTIG Valentin Ionut (director (not named in the articles))
- The act holds 2 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 202511 activities
- Alle vastgoedverrichtingen,met inbegrip van de aankoop en verkoop,de ruil,de verhuring en onderverhuring,de afwerking,de uitbating van vastgoedkantoren,de verkaveling en aanleg van parken of industriezones,voor kleine industrie of woningen;
- Alle bouw-,voltooings,installatie,verbeterings,onderhouds,bewakings,of montagewerken die betrekking hebben op:
- Alle bouwwerken in het algemeen,van metselwerk,beton of gecombineerde en prefabmaterialen;
- De plaatsing van deuren,plinten,ramen rolluiken,tussenwanden en verlaagde plafonds,glaswerken,schilder – en behangwerken,loodgieters – en elektriciteitswerken,waarbij deze opsomming niet volledig is,alsook de verkoop en plaatsing van ingerichte keukens,wandkasten en meubels;
- Elektriciteit of elektronica,hoog-of laagspanning,regeling,telefonie en telegrafie;
- Slotenmakerij,brandkasten en het openen van deuren en brandkasten;
- Loodgieterij en zinkwaren:daklijsten,sanitaire installaties,dakbedekking(roofing,leien,dakpannen,koper,zink,p.v.c.);
- Alle rioleringswerken;
- De plaatsing van tegels,glas,spiegels en andere doorschijnende of transparante materialen
- Installatie en onderhoud van centrale verwarming:gas,stookolie,kolen,elektriciteit of een andere energie of brandstof,of een ander product of vervangproduct;
- Airconditioning,temperatuurregeling,onderhoud en reparatie van alle soorten branders,elektrische huishoudapparaten,televisie;
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1021.778.895
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23095B0028/00F002 | Flanders | 1,283 m² | 1 · 1,283 m² | 9.5 m · 2 |
| 52382A0206/00P007 | Wallonia | 328 m² | 1 · 126 m² | 15.6 m · 4 |