HERON
ActiveSummary
HERON has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €31k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency28▼-71
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.9%
Return on assets
45.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
71 d early
2024
15 d early
2023
21 d early
2022
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 98.1%
2024 · €103k
2022: €17k
2023: €65k
2024: €103k
2022 → 2025
Total assets
€68k▼ 51.3%
2024 · €140k
2022: €41k
2023: €112k
2024: €140k
2022 → 2025
Net result
€31k▼ 17.7%
2024 · €38k
2022: €15k
2023: €49k
2024: €38k
2022 → 2025
Working capital
€-17k
2024 · €89k
2022: €17k
2023: €65k
2024: €89k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€17k-€65k▲ 290%€103k▲ 57.6%€2k▼ 98.1%
Operating result€19k-€64k▲ 239%€52k▼ 18.9%€46k▼ 11.8%
Net result€15k-€49k▲ 230%€38k▼ 22.5%€31k▼ 17.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€20k ▲ 40.3%
Current assets
€48k ▼ 61.9%
Equity and liabilities €68k
Equity
€2k ▼ 98.1%
Debt
€66k ▲ 81.1%
Debt's share of the balance-sheet total rises from 26.1% to 97.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€50k▼
2024 · €52k
Cash flow
€35k▼
2024 · €38k
Current ratio
0.73▼
2024 · 3.44
Debt to equity
32.96▲
2024 · 0.35
ROA
45.7%▲
2024 · 27.0%
Interest coverage
14.34▼
2024 · 36.72
Debt ≤ 1 year
€65k▲
2024 · €36k
Income taxes
€11k▼
2024 · €13k
A ratio outside any meaningful range has been withheld (balance sheet total €68k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€140k€68k▼
Fixed assets21/28€14k€20k▲
Tangible fixed assets22/27€14k€20k▲
Furniture and vehicles24€9k€15k▲
Other tangible fixed assets26€5k€5k▼
Current assets29/58€125k€48k▼
Amounts receivable within one year40/41€12k€23k▲
Trade receivables40€12k€16k▲
Other amounts receivable41-€7k
Cash at bank and in hand54/58€113k€25k▼
Deferred charges and accrued income490/1€161€0▼
Equity and liabilities
Total equity and liabilities10/49€140k€68k▼
Equity10/15€103k€2k▼
Contributions10/11€2k€2k=
Reserves13€101k€0▼
Distributable reserves133€101k€0▼
Profit (loss) carried forward14-€0
Amounts payable17/49€36k€66k▲
Amounts payable within one year42/48€36k€65k▲
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Taxes, remuneration and social security45€20k€10k▼
Taxes450/3€20k€8k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€15k€50k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€229€4k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€54k€52k▼
Operating profit (loss)9901€52k€46k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€50k€42k▼
Income taxes67/77€13k€11k▼
Profit (loss) for the period9904€38k€31k▼
Profit (loss) for the period to be appropriated9905€38k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€31k▼
Transfer from equity791/2-€101k
Transfer to equity691/2€38k€0▼
To other reserves6921€38k€0▼
Profit to be distributed694/7-€132k
Return on contributions (dividend)694-€132k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €103k ▲57.6%
3 profitable years in a row build equity to €103k.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €49k ▲230%
Operating result €64k, net result €49k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Damplein 162060 AntwerpenGround area
271 m²
Building footprint
266 m²
Volume, LiDAR
4,468 m³
Parcel 11807G0262/00W003, Flanders · tallest building 20.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
HERON
since 20222.334.316.777
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G0262/00W003 | Flanders | 271 m² | 1 · 266 m² | 20.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0672.946.903
Boortmeerbeek · Eq €2,000
FRDT
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Wezembeek-Oppem · Eq €2,000
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 8,239 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.