Heroma
ActiveSummary
Heroma has been active since 1968 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2024 annual accounts show equity of €432,768 and a net result of -€3,424. Equity remains stable across the filed fiscal years (±0.2% per year). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability18=
Solvency99▼-1
Growth52=
Track record92
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.3 in 2023; short-term debt: 26.3% and cash: 0.2% of total assets), and 26.3% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
73.7%
Return on assets
-0.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-10-2025, 88 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
88 d late
2023
121 d late
2022
102 d late
2021
78 d late
2020
88 d late
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 100 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€432,768▼ 0.8%
2023 · €436,192
Total assets
€587,443▲ 1.0%
2023 · €581,787
Net result
-€3,424▼ 5.9%
2023 · -€3,235
Working capital
€40,120▼ 7.5%
2023 · €43,385
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€3,730▼ 233%-€708▲ 81.0%-€1,005▼ 41.9%-€3,462▼ 244%-€3,502▼ 1.1%
Net result-€1,548€1,337-€695-€3,235▼ 365%-€3,424▼ 5.9%
Equity€438,784▼ 0.4%€440,122▲ 0.3%€439,426▼ 0.2%€436,192▼ 0.7%€432,768▼ 0.8%
Total assets€567,122▲ 0.4%€573,410▲ 1.1%€578,041▲ 0.8%€581,787▲ 0.6%€587,443▲ 1.0%
Debt€128,338▲ 3.0%€133,289▲ 3.9%€138,615▲ 4.0%€145,595▲ 5.0%€154,676▲ 6.2%
Working capital€44,545▼ 2.3%€46,360▲ 4.1%€46,142▼ 0.5%€43,385▼ 6.0%€40,120▼ 7.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,502 in 2024 against €3,462 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €587,443
Fixed assets
€392,647 =
Current assets
€194,796 ▲ 3.1%
Equity and liabilities €587,443
Equity
€432,768 ▼ 0.8%
Debt
€154,676 ▲ 6.2%
Debt's share of the balance-sheet total rises from 25.0% to 26.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€3,343▼
2023 · -€2,985
Cash flow
-€3,265▼
2023 · -€2,757
Current ratio
1.26▼
2023 · 1.30
Debt to equity
0.36▲
2023 · 0.33
ROE
-0.8%▼
2023 · -0.7%
ROA
-0.6%▼
2023 · -0.6%
Interest coverage
-0.60▼
2023 · -0.57
Debt ≤ 1 year
€154,676▲
2023 · €145,595
Income taxes
€1
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €478 | €478 | €478 | €478 | €159 | ▼ 66.6% |
| Other operating charges640/8 | - | €500 | €510 | €556 | €584 | ▲ 4.9% |
| Gross operating margin9900 | -€2,757 | €269 | -€18 | -€2,428 | -€2,759 | ▼ 13.6% |
| Operating profit (loss)9901 | -€3,730 | -€708 | -€1,005 | -€3,462 | -€3,502 | ▼ 1.1% |
| Financial income75/76B | - | €6,898 | €5,357 | €5,481 | €5,663 | ▲ 3.3% |
| Recurring financial income75 | €3,381 | €6,898 | €5,357 | €5,481 | €5,663 | ▲ 3.3% |
| Financial charges65/66B | - | €4,853 | €5,047 | €5,253 | €5,585 | ▲ 6.3% |
| Recurring financial charges65 | €1,200 | €4,853 | €5,047 | €5,253 | €5,585 | ▲ 6.3% |
| Profit (loss) for the period before taxes9903 | -€1,548 | €1,337 | -€695 | -€3,235 | -€3,424 | ▼ 5.8% |
| Income taxes67/77 | - | - | - | - | €1 | - |
| Profit (loss) for the period9904 | -€1,548 | €1,337 | -€695 | -€3,235 | -€3,424 | ▼ 5.9% |
| Profit (loss) for the period to be appropriated9905 | -€1,548 | €1,337 | -€695 | -€3,235 | -€3,424 | ▼ 5.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €567,122 | €573,410 | €578,041 | €581,787 | €587,443 | ▲ 1.0% |
| Fixed assets21/28 | €394,239 | €393,762 | €393,284 | €392,806 | €392,647 | = |
| Tangible fixed assets22/27 | €1,592 | €1,114 | €637 | €159 | - | - |
| Land and buildings22 | - | €1,114 | €637 | €159 | - | - |
| Financial fixed assets28 | €392,647 | €392,647 | €392,647 | €392,647 | €392,647 | = |
| Current assets29/58 | €172,883 | €179,649 | €184,757 | €188,980 | €194,796 | ▲ 3.1% |
| Amounts receivable within one year40/41 | €171,988 | €178,886 | €182,743 | €188,224 | €193,885 | ▲ 3.0% |
| Other amounts receivable41 | - | €178,886 | €182,743 | €188,224 | €193,885 | ▲ 3.0% |
| Cash at bank and in hand54/58 | €896 | €763 | €2,014 | €757 | €911 | ▲ 20.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €567,122 | €573,410 | €578,041 | €581,787 | €587,443 | ▲ 1.0% |
| Equity10/15 | €438,784 | €440,122 | €439,426 | €436,192 | €432,768 | ▼ 0.8% |
| Contributions10/11 | - | €911,500 | €911,500 | €911,500 | €911,500 | = |
| Reserves13 | €39 | €39 | €39 | €39 | €39 | = |
| Non-distributable reserves130/1 | - | €39 | €39 | €39 | €39 | = |
| Reserves not available under the articles1311 | - | €39 | €39 | €39 | €39 | = |
| Profit (loss) carried forward14 | -€472,755 | -€471,418 | -€472,113 | -€475,348 | -€478,772 | ▼ 0.7% |
| Amounts payable17/49 | €128,338 | €133,289 | €138,615 | €145,595 | €154,676 | ▲ 6.2% |
| Amounts payable within one year42/48 | €128,338 | €133,289 | €138,615 | €145,595 | €154,676 | ▲ 6.2% |
| Trade debts44 | €396 | - | - | - | - | - |
| Advances received on contracts in progress46 | - | - | - | €1,138 | - | - |
| Other amounts payable47/48 | - | €133,289 | €138,615 | €144,457 | €154,676 | ▲ 7.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,548 | €1,337 | -€695 | -€3,235 | -€3,424 | ▼ 5.9% |
| + Depreciation and write-downs630 | €478 | €478 | €478 | €478 | €159 | ▼ 66.6% |
| Operating cash flow (approximation) | -€1,071 | €1,815 | -€218 | -€2,757 | -€3,265 | ▼ 18.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€133 | €1,252 | -€1,258 | €155 | ▲ 112% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 88 days late
2024
31-12
Financial
Weakest financial yearnet -€3,424
Net result drops to -€3,424, the lowest in the series.
29-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 121 days late
14-10
KBO administration
UBO non-compliance
event 02-10-2024
2023
10-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 102 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 78 days late
2021
31-12
Financial
Back to profitnet €1,337
Net result €1,337 after one loss-making year.
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 88 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 122 days late
2019
31-12
Financial
Highest result since 2018net €8,747 ▲10.7%
Net result €8,747, the highest in the series.
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 92 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 58 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 58 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1961
Ground area
1,487 m²
Building footprint
248 m²
Volume, LiDAR
779 m³
Parcel 11343A0598/00R032, Flanders · tallest building 4.8 m, ±1 floor. Linked by address, not a title deed.
12
companies at this address
See who is registered here
1 establishment unit
Lakborslei 74, 2100 Antwerpen
since 19612.004.724.140
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11343A0598/00R032 | Flanders | 1,487 m² | 1 · 248 m² | 4.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded01-01-1968
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.