HEROES EN C°
ActiveHEROES EN C° has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3.90M and a net result of €394k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 85% of 9039 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▼-2
Solvency100=
Growth68=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €350k at 30 days acceptable
Liquidity ample (current ratio 5.07 against 3.67 in 2023; short-term debt: 13.7% and cash: 40.2% of total assets), and 20.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
79.7%
Return on assets
8.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-06-2025, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
50 d early
2023
34 d early
2022
33 d early
2021
40 d early
2020
37 d early
2019
42 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Turnover
€4.19M▲ 4.6%
2018 · €4.01M
2018: €4.01M
2018 → 2019
EBIT margin
4.8%▼ 8.2pp
2018 · 13.0%
2018: 13.0%
2018 → 2019
Net result
€394k▼ 26.3%
2023 · €534k
2018: €368k
2019: €143k
2020: €262k
2021: €222k
2022: €562k
2023: €534k
2018 → 2024
Working capital
€2.73M▼ 4.3%
2023 · €2.85M
2018: €1.42M
2019: €1.32M
2020: €1.87M
2021: €2.12M
2022: €2.51M
2023: €2.85M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€3.22M-€3.44M▲ 6.9%€4.00M▲ 16.3%€4.22M▲ 5.5%€3.90M▼ 7.7%
Operating result€389k-€332k▼ 14.5%€773k▲ 132%€771k▼ 0.2%€557k▼ 27.7%
Net result€262k-€222k▼ 15.1%€562k▲ 153%€534k▼ 4.9%€394k▼ 26.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 28% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.89M
Fixed assets
€1.49M▼ 11.6%
Current assets
€3.40M▼ 13.3%
Equity and liabilities €4.89M
Equity
€3.90M▼ 7.7%
Debt
€994k▼ 28.3%
The debt ratio falls from 24.7% to 20.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€793k▼
2023 · €1.01M
Cash flow
€630k▼
2023 · €773k
Solvency
79.7%▲
2023 · 75.3%
Current ratio
5.07▲
2023 · 3.67
Quick ratio
4.57▲
2023 · 3.48
Debt / equity
0.26▼
2023 · 0.33
ROE
10.1%▼
2023 · 12.7%
ROA
8.1%▼
2023 · 9.5%
Interest coverage
27.11▼
2023 · 42.24
Debt
€994k▼
2023 · €1.39M
Debt ≤ 1 year
€670k▼
2023 · €1.07M
Debt > 1 year
€320k=
2023 · €320k
Income taxes
€180k▼
2023 · €214k
Staff costs
€498k▲
2023 · €465k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€5.61M€4.89M▼
Fixed assets21/28€1.69M€1.49M▼
Tangible fixed assets22/27€1.69M€1.49M▼
Land and buildings22€1.11M€1.11M▼
Plant, machinery and equipment23€138k€78k▼
Furniture and vehicles24€440k€305k▼
Financial fixed assets28€1k€4k▲
Current assets29/58€3.92M€3.40M▼
Stocks and contracts in progress3€201k€336k▲
Stocks30/36€201k€336k▲
Amounts receivable within one year40/41€431k€343k▼
Trade receivables40€273k€265k▼
Other amounts receivable41€159k€78k▼
Current investments50/53€1.31M€750k▼
Cash at bank and in hand54/58€1.98M€1.97M▼
Equity and liabilities
Total equity and liabilities10/49€5.61M€4.89M▼
Equity10/15€4.22M€3.90M▼
Contributions10/11€1.11M€1.11M=
Capital10€1.11M€1.11M=
Issued capital100€1.11M€1.11M=
Reserves13€3.11M€2.79M▼
Non-distributable reserves130/1€142k€142k=
Legal reserve130€142k€142k=
Tax-exempt reserves132€674k€674k=
Distributable reserves133€2.30M€1.97M▼
Amounts payable17/49€1.39M€994k▼
Amounts payable after more than one year17€320k€320k=
Other amounts payable178/9€320k€320k=
Amounts payable within one year42/48€1.07M€670k▼
Financial debts43-€369
Credit institutions430/8-€369
Trade debts44€611k€511k▼
Suppliers440/4€611k€511k▼
Taxes, remuneration and social security45€141k€140k▼
Taxes450/3€84k€84k▼
Remuneration and social security454/9€57k€56k▼
Other amounts payable47/48€315k€18k▼
Accrued charges and deferred income492/3-€5k
Income statement
Code20232024
Remuneration, social security and pensions62€465k€498k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€239k€236k▼
Other operating charges640/8€51k€62k▲
Gross operating margin9900€1.53M€1.35M▼
Operating profit (loss)9901€771k€557k▼
Financial income75/76B€1k€46k▲
Recurring financial income75€1k€46k▲
Financial charges65/66B€24k€29k▲
Recurring financial charges65€24k€29k▲
Profit (loss) for the period before taxes9903€748k€574k▼
Income taxes67/77€214k€180k▼
Profit (loss) for the period9904€534k€394k▼
Transfer to tax-exempt reserves689€211k-
Profit (loss) for the period to be appropriated9905€324k€394k▲
Appropriation of the result
Profit (loss) to be appropriated9906€324k€394k▲
Transfer from equity791/2-€1.03M
Transfer to equity691/2€324k€394k▲
To other reserves6921€324k€394k▲
Profit to be distributed694/7-€1.03M
Return on contributions (dividend)694-€1.03M
Social balance
Average headcount (FTE)90877.27.3▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €562k ▲153%
Operating result €773k, net result €562k, both a record.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €143k ▼61.3%
Net result drops to €143k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
22-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 1949
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat 243220 HolsbeekGround area
7,347 m²
Building footprint
1,818 m²
Volume, LiDAR
11,256 m³
Parcel 24103A0141/00B002, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Molenstraat 24, 3220 Holsbeek
since 19492.004.967.630
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24103A0141/00B002 | Flanders | 7,347 m² | 1 · 1,818 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 2,815 EUR awarded · 2,815 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 112 EUR |
| 2024 | 1 | 112 EUR | 450 EUR |
| 2023 | 2 | 2,400 EUR | 2,152 EUR |
| 2022 | 1 | 303 EUR | 101 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteHolsbeek2.004.967.630
Dual-learning approval
6 endedLegal Entity Identifier
967600DDNWWW8NO5AJ80
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ROGER STEEN & C°
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Of 689 companies in sector 46216 we hold annual accounts for 476. 309 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL
46216Wholesale of agricultural produce and animal feed, general range
49410Freight transport by road
43211General electrical installation work
47761Retail sale of flowers, plants, seeds and fertilisers
52483
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.