Hermie Consult
ActiveHermie Consult has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €14k. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 14% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73=
Solvency32▼-37
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 71.24; short-term debt: 0.8% and cash: 1.1% of total assets), but 93.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.5%
Return on assets
3.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 31616 sector peers (2025).
NBB · sector comparisonPosition among 31616 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
28 d early
2024
31 d early
2023
26 d early
2022
21 d late
2021
39 d early
2020
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▼ 85.3%
2024 · €183k
2020: €24k
2021: €93k
2022: €159k
2023: €168k
2024: €183k
2020 → 2025
Total assets
€412k▼ 1.8%
2024 · €419k
2020: €203k
2021: €265k
2022: €325k
2023: €435k
2024: €419k
2020 → 2025
Net result
€14k▼ 7.9%
2024 · €15k
2020: €19k
2021: €69k
2022: €66k
2023: €8k
2024: €15k
2020 → 2025
Working capital
€226k▼ 1.5%
2024 · €229k
2020: €16k
2021: €50k
2022: €120k
2023: €236k
2024: €229k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€93k-€159k▲ 70.9%€168k▲ 5.2%€183k▲ 9.0%€27k▼ 85.3%
Operating result€88k-€89k▲ 0.7%€14k▼ 84.0%€12k▼ 14.7%€13k▲ 8.1%
Net result€69k-€66k▼ 4.6%€8k▼ 87.5%€15k▲ 82.3%€14k▼ 7.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €412k
Fixed assets
€183k▼ 2.9%
Current assets
€229k▼ 0.9%
Equity and liabilities €412k
Equity
€27k▼ 85.3%
Debt
€385k▲ 62.9%
The debt ratio rises from 56.4% to 93.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €18k
Cash flow
€19k▼
2024 · €21k
Solvency
6.5%▼
2024 · 43.6%
Current ratio
71.24
Quick ratio
71.24
Debt / equity
14.36▲
2024 · 1.29
ROE
51.9%▲
2024 · 8.3%
ROA
3.4%▼
2024 · 3.6%
Interest coverage
7.99▼
2024 · 12.62
Debt
€385k▲
2024 · €236k
Debt ≤ 1 year
€3k▲
2024 · €2k
Debt > 1 year
€382k▲
2024 · €234k
Income taxes
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€419k€412k▼
Fixed assets21/28€188k€183k▼
Tangible fixed assets22/27€26k€20k▼
Land and buildings22€24k€20k▼
Plant, machinery and equipment23€791€212▼
Furniture and vehicles24€826€319▼
Financial fixed assets28€163k€163k=
Current assets29/58€231k€229k▼
Amounts receivable after more than one year29€210k€210k=
Other amounts receivable291€210k€210k=
Amounts receivable within one year40/41€5k€6k▲
Other amounts receivable41€5k€6k▲
Cash at bank and in hand54/58€6k€5k▼
Deferred charges and accrued income490/1€10k€8k▼
Equity and liabilities
Total equity and liabilities10/49€419k€412k▼
Equity10/15€183k€27k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€178k€22k▼
Amounts payable17/49€236k€385k▲
Amounts payable after more than one year17€234k€382k▲
Financial debts170/4€234k€382k▲
Amounts payable within one year42/48€2k€3k▲
Trade debts44€33€34▲
Suppliers440/4€33€34▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€578€593▲
Gross operating margin9900€19k€19k▲
Operating profit (loss)9901€12k€13k▲
Financial income75/76B€10k€8k▼
Recurring financial income75€10k€8k▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€21k€19k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€15k€14k▼
Profit (loss) for the period to be appropriated9905€15k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€178k€192k▲
Profit (loss) brought forward from the previous period14P€163k€178k▲
Profit to be distributed694/7-€170k
Return on contributions (dividend)694-€170k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 5current ratio 129.99
Current ratio from 24.05 to 129.99; short-term debt falls from €10k to €2k.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €8k ▼87.5%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 13.06
Current ratio from 3.84 to 13.06; short-term debt falls from €17k to €10k.
31-12
Financial
Equity above €150kEq €159k ▲70.9%
3 profitable years in a row build equity to €159k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €69k ▲266%
Net result €69k, the highest in the series.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Torhoutsesteenweg 668210 ZedelgemGround area
8,141 m²
Building footprint
407 m²
Volume, LiDAR
3,282 m³
Parcel 31040B0806/00H000, Flanders · tallest building 13.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Hermie Consult
since 20192.295.603.285
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31040B0806/00H000 | Flanders | 8,141 m² | 1 · 407 m² | 13.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,568. 33,488 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.