Hermans Vitello
ActiveHermans Vitello has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.09M and a net result of €225k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 42% of 1727 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+1
Solvency61▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity short (current ratio 0.21 against 0.48 in 2024; short-term debt: 21.7% and cash: 1.6% of total assets), and 64.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.5%
Return on assets
7.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
127 d early
2024
105 d early
2023
71 d early
2022
48 d early
2021
89 d early
2020
25 d late
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.09M▲ 25.9%
2024 · €870k
2018: €386k
2019: €407k
2020: €450k
2021: €532k
2022: €575k
2023: €666k
2024: €870k
2018 → 2025
Total assets
€3.08M▲ 0.6%
2024 · €3.06M
2018: €1.96M
2019: €2.05M
2020: €2.79M
2021: €2.91M
2022: €2.98M
2023: €3.08M
2024: €3.06M
2018 → 2025
Net result
€225k▲ 10.8%
2024 · €203k
2018: €17k
2019: €21k
2020: €43k
2021: €82k
2022: €44k
2023: €106k
2024: €203k
2018 → 2025
Working capital
€-531k▼ 35.7%
2024 · €-391k
2018: €-79k
2019: €-153k
2020: €-374k
2021: €-401k
2022: €-428k
2023: €-452k
2024: €-391k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€532k-€575k▲ 8.2%€666k▲ 15.8%€870k▲ 30.5%€1.09M▲ 25.9%
Operating result€130k-€91k▼ 30.1%€213k▲ 135%€383k▲ 79.9%€400k▲ 4.3%
Net result€82k-€44k▼ 46.5%€106k▲ 142%€203k▲ 92.2%€225k▲ 10.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.08M
Fixed assets
€2.94M▲ 8.9%
Current assets
€137k▼ 61.7%
Equity and liabilities €3.08M
Equity
€1.09M▲ 25.9%
Debt
€1.99M▼ 9.4%
The debt ratio falls from 71.6% to 64.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€632k▲
2024 · €597k
Cash flow
€457k▲
2024 · €417k
Solvency
35.5%▲
2024 · 28.4%
Current ratio
0.21▼
2024 · 0.48
Quick ratio
0.19▼
2024 · 0.47
Debt / equity
1.81▼
2024 · 2.52
ROE
20.6%▼
2024 · 23.4%
ROA
7.3%▲
2024 · 6.6%
Interest coverage
8.36▲
2024 · 6.92
Debt
€1.99M▼
2024 · €2.19M
Debt ≤ 1 year
€668k▼
2024 · €749k
Debt > 1 year
€1.32M▼
2024 · €1.44M
Income taxes
€99k▲
2024 · €93k
Staff costs
€37k▲
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.06M€3.08M▲
Fixed assets21/28€2.70M€2.94M▲
Intangible fixed assets21€2k€0▼
Tangible fixed assets22/27€2.50M€2.74M▲
Land and buildings22€2.07M€2.20M▲
Plant, machinery and equipment23€94k€80k▼
Furniture and vehicles24€54k€91k▲
Leasing and similar rights25€59k€186k▲
Other tangible fixed assets26€227k€190k▼
Financial fixed assets28€200k€200k=
Current assets29/58€358k€137k▼
Amounts receivable after more than one year29€6k€6k=
Other amounts receivable291€6k€6k=
Stocks and contracts in progress3€9k€9k=
Stocks30/36€9k€9k=
Amounts receivable within one year40/41€186k€70k▼
Trade receivables40€170k€65k▼
Other amounts receivable41€15k€5k▼
Cash at bank and in hand54/58€155k€49k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€3.06M€3.08M▲
Equity10/15€870k€1.09M▲
Contributions10/11€340k€340k=
Reserves13€529k€754k▲
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€528k€753k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€2.19M€1.99M▼
Amounts payable after more than one year17€1.44M€1.32M▼
Financial debts170/4€1.44M€1.32M▼
Amounts payable within one year42/48€749k€668k▼
Current portion of amounts payable after more than one year42€260k€227k▼
Financial debts43€110k€70k▼
Credit institutions430/8€110k€70k▼
Trade debts44€330k€303k▼
Suppliers440/4€330k€303k▼
Taxes, remuneration and social security45€25k€45k▲
Taxes450/3€19k€35k▲
Remuneration and social security454/9€6k€10k▲
Other amounts payable47/48€24k€23k▼
Income statement
Code20242025
Non-recurring operating income76A€38k€10k▼
Remuneration, social security and pensions62€31k€37k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€214k€232k▲
Other operating charges640/8€12k€39k▲
Gross operating margin9900€640k€708k▲
Operating profit (loss)9901€383k€400k▲
Financial income75/76B€0€87▲
Recurring financial income75€0€87▲
Financial charges65/66B€86k€76k▼
Recurring financial charges65€86k€76k▼
Profit (loss) for the period before taxes9903€297k€324k▲
Income taxes67/77€93k€99k▲
Profit (loss) for the period9904€203k€225k▲
Profit (loss) for the period to be appropriated9905€203k€225k▲
Appropriation of the result
Profit (loss) to be appropriated9906€203k€225k▲
Transfer to equity691/2€203k€225k▲
To other reserves6921€203k€225k▲
Profit to be distributed694/7€0-
Directors or managers695€0-
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €225k ▲10.8%
Operating result €400k, net result €225k, both a record.
31-12
Financial
Equity above €1MEq €1.09M ▲25.9%
8 profitable years in a row build equity to €1.09M.
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €500kEq €532k ▲18.1%
4 profitable years in a row build equity to €532k.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 53 days late
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Straaleind 172460 KasterleeGround area
1,966 m²
Building footprint
212 m²
Volume, LiDAR
1,080 m³
Parcel 13017A0434/00E000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HERMANS VITELLO
since 20162.250.336.652
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13017A0434/00E000 | Flanders | 1,966 m² | 1 · 212 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKasterlee2.250.336.652
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Of 608 companies in sector 01471 we hold annual accounts for 216. 172 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2016
Fiscal year end31-12
Activities, NACEBEL
01420Raising of other cattle and buffaloes
01471Crop and animal production, hunting and related service activities
01410Raising of dairy cattle
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.