HERMANS - VDM

Active

Private limited companyfounded 20242 yrs activeTemsesteenweg(BOR) 36, 2880 Bornem, BelgiumKBO/BCE: BE 1013.632.479

Summary

HERMANS - VDM has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,495 and a net result of €7,451. Its solvency ranks better than 22% of 38840 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

HERMANS - VDMActiveChecked score 92/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€74,733total assets 2025

Equity: €13,495
Profit: €7,451

Turnover not published (abridged schema)

Financial health

92 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Accounts 165 d early1 of 2 deeds read

Why 92- Founded in 2024+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 0.68, cash €14,244+ Size: total assets €74,733Show the evidence

Checked score

Score 2025

92 / 100

Excellent

Probability in this band: under 0.55%

Better than 46% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 43+3

equity 18.1% of total assets

Liquidity 45+4

short-term debt 56.9% · cash 19.1%

Profitability 81=

return on assets 10.0%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,265 companies)

Last 24 months 10-2025: 0.1%lowest value 11-2025: 0.1%● 0.0% vs 10-2025lowest value 12-2025: 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.1%● 0.0% vs 12-2025lowest value 02-2026: 0.1%● 0.0% vs 01-2026lowest value 03-2026: 0.1%▲ +32.3% vs 02-2026 04-2026: 0.1%▲ +13.4% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▲ +3.2% vs 05-2026 07-2026: 0.1%▼ -1.0% vs 06-2026 08-2026: 0.1%▼ -1.1% vs 07-2026 09-2026: 0.1%▲ +7.4% vs 08-2026 10-2026: 0.1%▲ +9.9% vs 09-2026highest value

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Liquidity: current ratio 0.68, cash €14,244 lowers the probability
Size: total assets €74,733 lowers the probability for this profile
Founded in 2024 raises the probability for this profile

Credit up to €1,000 at 30 days acceptable

Liquidity short (current ratio 0.68 against 0.62 in 2024; short-term debt: 56.9% and cash: 19.1% of total assets), and 81.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 22%, liquidity 24%, profitability 48%, growth against the median 91%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 0.68, cash €14,244

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: total assets €74,733

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 38840 sector peers (2025).

NBB · sector comparison

Position among 38840 sector peers

Solvency

better than 22%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-02-2026, 165 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

165 d early

2024

149 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 157 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

06-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

16-02-26 Annual accounts filedfiscal year 2025 · micro…
19-12-25 Purpose · Statutes amendmentName change
04-03-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Caution: Among the weakest 20% on equitysector median €78,214 · 38,873 companies €13,495 View
Total assets 20252 fiscal years filed €74,733 View
Active since 2024founded 16-09-2024 2 years View