Hermans-Stulens

Active

Private limited companyfounded 2013active for 13 yearsBilzersteenweg 62, 3770 Riemst, BelgiumKBO/BCE: BE 0525.657.846

Summary

Hermans-Stulens has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €310,212 and a net result of €24,315. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 40% of 41 sector peers (NACE 08, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

Hermans-StulensActiveChecked score 91/100

Risk analysis Report Compare

Activity

Other mining and quarrying

NACE 08112

2 sites

Size

€771,265total assets 2025

Equity: €310,212
Profit: €24,315

Turnover not published (abbreviated or micro format)

Financial health

91 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

HMCDirector · permanent representative Marc Hermans
Sandra Stulens BVDirector
HCM BVDirector

2025 accounts 1 day early2 of 5 deeds summarised

Why 91raises risk1 of the last 3 latelowers riskSize: total assets €771,265Founded in 2013Liquidity: current ratio 1.52, cash €146,906Show the evidence

Checked score

Score 2025

91 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 35% of its sector peers (NACE 08, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 65-29

equity 40.2% of total assets

Liquidity 44-15

short-term debt 58.0% · cash 19.0%

Profitability 73-15

return on assets 3.2%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (115 companies, NACE 08, micro)

Last 24 months 11-2024: 1.4% 12-2024: 1.4%● unchanged vs 11-2024 01-2025: 1.3%▼ -0.1 percentage points vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.3%● unchanged vs 05-2025 07-2025: 1.4%▲ +0.1 percentage points vs 06-2025 08-2025: 1.9%▲ +0.5 percentage points vs 07-2025 09-2025: 2.1%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 0.2%▼ -1.9 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.3%▲ +0.1 percentage points vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €25,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.52, compared with 3.08 in 2024, above the usual 1.5; short-term debt: 58% and cash: 19% of total assets), but 59.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 08, micro): better than 44% on solvency, 32% on liquidity, 54% on profitability and 12% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Size: total assets €771,265

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

1 of the last 3 late

NBB · filings

Founded in 2013

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 1.52, cash €146,906

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

1 day early

2024

61 days late

2023

30 days late

2022

60 days late

2021

30 days late

2020

25 days late

2019

61 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 38 days after the deadline; the sector median (NACE 08) for financial year 2024 is 21 days before the deadline, and 30% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
13-01-2026 Resignation: Marc Hermans (director)Appointment: HCM BV (director) ·…
30-09-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Caution: Result fell in 2025from €94,308 to €24,315 ▼ 74.2% View
Board changedlatest change 13-01-2026 · 3 in office 1 joined · 1 left View
Total assets 20256 financial years filed €771,265 View

By topic

Financials

Financial year: 2025
Total assets: €771,265
Profit: €24,315
Solvency: 40.2%

Total assets▲ 25.4%

Net result

20182025

Go to Financials

Board & ownership

Board: 3 members

HMCDirector
Sandra Stulens BVDirector
HCM BVDirector

Go to Board & ownership

Network & group

Connected companies: 3

Go to Network & group

Timeline

Events: 19
Since: 2015
Next accounts: by 31-07-2027

31-12-2024Back to profit
30-08-2024Annual accounts filed
22-12-2023Reappointments: Sandra Stulens bv (director) and HERMANS…

Go to Timeline

Company details

Sites: 2

Legal form: Private limited company
Activity: Other mining and quarryingNACE 08112
Founded: 02-04-2013
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 26

Purpose: “Winning van bouw- en siersteen; Winning van kalksteen,gips,krijt en leisteen; Winning van…” (deed in Dutch)

Go to Articles of association

Key facts about Hermans-Stulens

What is the company number of Hermans-Stulens?: 0525.657.846. In Belgium the VAT number is the company number with BE in front: BE 0525.657.846.
Where is Hermans-Stulens based?: The registered office is at Bilzersteenweg 62, 3770 Riemst.Company details
What does Hermans-Stulens do?: According to the KBO register, the main activity is other mining and quarrying (NACE 08112).
What is the legal form of Hermans-Stulens?: Private limited company (BV).
When was Hermans-Stulens founded?: On 02-04-2013.
Is Hermans-Stulens still active?: Yes, Hermans-Stulens is an active enterprise in the KBO register.
How many employees does Hermans-Stulens have?: On average 0.2 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of Hermans-Stulens?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Hermans-Stulens profitable?: In financial year 2025, Hermans-Stulens made a profit of €24,315.
Where can I find the annual accounts of Hermans-Stulens?: Hermans-Stulens filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Hermans-Stulens due?: By 31-07-2027, for financial year 2026.Timeline

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Overview