HERMANS KRIS
ActiveHERMANS KRIS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €768k and a net result of €-101k. Equity is shrinking by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 38% of 7673 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency52▲+14
Growth32=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.87 against 1.06 in 2024), and 65.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €768k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-05-2026, 77 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
77 d early
2024
23 d early
2023
42 d early
2022
13 d early
2021
6 d early
2020
11 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€768k▲ 52.6%
2024 · €503k
2018: €865k
2019: €930k
2020: €851k
2021: €853k
2022: €673k
2023: €635k
2024: €503k
2018 → 2025
Total assets
€2.21M▲ 8.0%
2024 · €2.05M
2018: €2.21M
2019: €2.86M
2020: €2.94M
2021: €2.68M
2022: €2.53M
2023: €2.32M
2024: €2.05M
2018 → 2025
Net result
€-101k▲ 23.5%
2024 · €-132k
2018: €50k
2019: €65k
2020: €-79k
2021: €3k
2022: €-181k
2023: €-38k
2024: €-132k
2018 → 2025
Working capital
€-70k
2024 · €29k
2018: €149k
2019: €425k
2020: €316k
2021: €309k
2022: €118k
2023: €175k
2024: €29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€853k-€673k▼ 21.2%€635k▼ 5.6%€503k▼ 20.8%€768k▲ 52.6%
Operating result€40k-€-140k€5k€-96k€-65k▲ 32.9%
Net result€3k-€-181k€-38k▲ 79.1%€-132k▼ 250%€-101k▲ 23.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €65k in 2025 against €96k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.21M
Fixed assets
€1.74M▲ 15.2%
Current assets
€471k▼ 12.1%
Equity and liabilities €2.21M
Equity
€768k▲ 52.6%
Debt
€1.44M▼ 6.5%
The debt ratio falls from 75.4% to 65.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€132k▲
2024 · €100k
Cash flow
€95k▲
2024 · €64k
Solvency
34.8%▲
2024 · 24.6%
Current ratio
0.87▼
2024 · 1.06
Quick ratio
0.73▼
2024 · 0.87
Debt / equity
1.88▼
2024 · 3.06
ROE
-13.1%▲
2024 · -26.2%
ROA
-4.6%▲
2024 · -6.5%
Interest coverage
3.16▲
2024 · 2.50
Debt
€1.44M▼
2024 · €1.54M
Debt ≤ 1 year
€540k▲
2024 · €506k
Debt > 1 year
€897k▼
2024 · €1.03M
Income taxes
€0▼
2024 · €6
Staff costs
€703k▼
2024 · €717k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.05M€2.21M▲
Fixed assets21/28€1.51M€1.74M▲
Tangible fixed assets22/27€1.51M€1.74M▲
Land and buildings22€1.09M€1.41M▲
Plant, machinery and equipment23€15k€20k▲
Furniture and vehicles24€63k€80k▲
Leasing and similar rights25€343k€230k▼
Current assets29/58€536k€471k▼
Stocks and contracts in progress3€96k€76k▼
Stocks30/36€96k€76k▼
Amounts receivable within one year40/41€364k€326k▼
Trade receivables40€364k€326k▼
Cash at bank and in hand54/58€5k€23k▲
Deferred charges and accrued income490/1€71k€46k▼
Equity and liabilities
Total equity and liabilities10/49€2.05M€2.21M▲
Equity10/15€503k€768k▲
Contributions10/11€481k€481k=
Revaluation surpluses12-€366k
Reserves13€14k€14k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€9k€-92k▼
Amounts payable17/49€1.54M€1.44M▼
Amounts payable after more than one year17€1.03M€897k▼
Financial debts170/4€1.03M€897k▼
Amounts payable within one year42/48€506k€540k▲
Current portion of amounts payable after more than one year42€172k€166k▼
Trade debts44€182k€235k▲
Suppliers440/4€182k€235k▲
Taxes, remuneration and social security45€81k€95k▲
Taxes450/3€21k€20k▼
Remuneration and social security454/9€60k€75k▲
Other amounts payable47/48€71k€44k▼
Accrued charges and deferred income492/3€9k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€717k€703k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€196k€196k▲
Other operating charges640/8€20k€20k▲
Gross operating margin9900€836k€855k▲
Operating profit (loss)9901€-96k€-65k▲
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€40k€42k▲
Recurring financial charges65€40k€42k▲
Profit (loss) for the period before taxes9903€-132k€-101k▲
Income taxes67/77€6€0▼
Profit (loss) for the period9904€-132k€-101k▲
Profit (loss) for the period to be appropriated9905€-132k€-101k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-92k▼
Profit (loss) brought forward from the previous period14P€141k€9k▼
Social balance
Average headcount (FTE)908711.311.0▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-181k ▼7191%
Net result drops to €-181k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Highest result since 2018net €65k ▲28.9%
Net result €65k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
16-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 108 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zutendaal · 2 establishment units since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pastoorsstraat 83690 ZutendaalGround area
6,329 m²
Building footprint
1,043 m²
Volume, LiDAR
2,152 m³
2 parcels, Flanders · tallest building 16.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Pastoorsstraat 8, 3690 Zutendaal
since 20002.115.816.656
HERMANS KRIS
since 20212.324.468.111
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71305F1352/00B020 | Flanders | 5,395 m² | 1 · 885 m² | 16.6 m |
| 71582D0080/00F000 | Flanders | 934 m² | 1 · 158 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0894.590.913
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ESD SOLUTIONS
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Houthalen-Helchteren · Eq €765k
VANDERSMISSEN TIM
BE 0894.051.572
Heusden-Zolder · Eq €764k
DEWART Pascal
BE 0881.376.246
Orp-Jauche · Eq €764k
Of 8,399 companies in sector 43120 we hold annual accounts for 3,204. 1,868 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2000
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
45112
49410Freight transport by road
43990Other specialised construction activities
43999Specialised construction activities
45250
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
90201Performing arts by independent artists
92311
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.