HERMANS BENJAMIN
ActiveHERMANS BENJAMIN has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €87k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency8▼-92
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.81 against 4.84 in 2024), and 98.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.1%
Return on assets
49.1%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31487 sector peers (2025).
NBB · sector comparisonPosition among 31487 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
30 d early
2024
on the day
2023
1 d early
2022
on the day
2021
27 d late
2020
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€177k▲ 72.9%
2024 · €103k
2020: €29k
2021: €92k
2022: €170k
2023: €97k
2024: €103k
2020 → 2025
Net result
€87k▲ 1.5%
2024 · €86k
2020: €15k
2021: €47k
2022: €61k
2023: €60k
2024: €86k
2020 → 2025
Working capital
€-33k
2024 · €57k
2020: €17k
2021: €63k
2022: €124k
2023: €53k
2024: €57k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0
Equity€64k-€125k▲ 95.3%€62k▼ 50.2%€88k▲ 41.4%€2k▼ 97.7%
Operating result€60k-€80k▲ 33.0%€78k▼ 2.9%€111k▲ 42.2%€112k▲ 1.4%
Net result€47k-€61k▲ 29.8%€60k▼ 1.2%€86k▲ 42.8%€87k▲ 1.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177k
Fixed assets
€36k▲ 13.2%
Current assets
€142k▲ 99.2%
Equity and liabilities €177k
Equity
€2k▼ 97.7%
Debt
€175k▲ 1,092%
The debt ratio rises from 14.3% to 98.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€115k▲
2024 · €113k
Cash flow
€90k▲
2024 · €88k
Solvency
1.1%▼
2024 · 85.7%
Current ratio
0.81▼
2024 · 4.84
Quick ratio
0.81▼
2024 · 4.84
Debt / equity
87.73▲
2024 · 0.17
ROA
49.1%▼
2024 · 83.7%
Interest coverage
136.79▲
2024 · 110.89
Debt
€175k▲
2024 · €15k
Debt ≤ 1 year
€175k▲
2024 · €15k
Income taxes
€24k▲
2024 · €24k
A ratio outside any meaningful range has been withheld (balance sheet total €177k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€177k▲
Fixed assets21/28€31k€36k▲
Tangible fixed assets22/27€31k€36k▲
Land and buildings22€25k€27k▲
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24€2k€4k▲
Current assets29/58€71k€142k▲
Amounts receivable within one year40/41€20k€22k▲
Trade receivables40€20k€21k▲
Other amounts receivable41-€765
Cash at bank and in hand54/58€49k€118k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€103k€177k▲
Equity10/15€88k€2k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€86k-
Amounts payable17/49€15k€175k▲
Amounts payable within one year42/48€15k€175k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€10k€11k▲
Taxes450/3€10k€11k▲
Other amounts payable47/48€2k€162k▲
Accrued charges and deferred income492/3-€8
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€449€462▲
Gross operating margin9900€113k€116k▲
Operating profit (loss)9901€111k€112k▲
Financial income75/76B€5€52▲
Recurring financial income75€5€52▲
Financial charges65/66B€1k€842▼
Recurring financial charges65€1k€842▼
Profit (loss) for the period before taxes9903€110k€111k▲
Income taxes67/77€24k€24k▲
Profit (loss) for the period9904€86k€87k▲
Profit (loss) for the period to be appropriated9905€86k€87k▲
Appropriation of the result
Profit (loss) to be appropriated9906€146k€173k▲
Profit (loss) brought forward from the previous period14P€60k€86k▲
Profit to be distributed694/7€60k€173k▲
Return on contributions (dividend)694€60k€173k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €87k ▲1.5%
Operating result €112k, net result €87k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €125k ▲95.3%
3 profitable years in a row build equity to €125k.
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Servatiusstraat 413590 DiepenbeekGround area
863 m²
Building footprint
186 m²
Parcel 71011I2353/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
HERMANS BENJAMIN
since 20202.306.240.821
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71011I2353/00D000 | Flanders | 863 m² | 1 · 186 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 8,207 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-08-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.