HERMANS
ActiveHERMANS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-12k) and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 403 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72
Solvency20
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.3; short-term debt: 63.8% and cash: 3.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.5%
Return on assets
2.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 403 sector peers (2025).
NBB · sector comparisonPosition among 403 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
88 d early
2024
11 d early
2023
6 d early
2022
3 d early
2021
7 d early
2020
31 d early
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-12k▲ 34.2%
2024 · €-19k
2018: €13k
2019: €4k
2020: €11k
2021: €-11k
2022: €-19k
2023: €-39k
2024: €-19k
2018 → 2025
Total assets
€226k
2024 · €0
2018: €172k
2019: €133k
2020: €127k
2021: €80k
2022: €68k
2023: €48k
2024: €0
2018 → 2025
Net result
€6k▼ 68.5%
2024 · €20k
2018: €-3k
2019: €-8k
2020: €7k
2021: €-22k
2022: €-8k
2023: €-21k
2024: €20k
2018 → 2025
Working capital
€-101k▼ 438%
2024 · €-19k
2018: €-58k
2019: €-75k
2020: €-51k
2021: €-50k
2022: €-56k
2023: €-71k
2024: €-19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-11k-€-19k▼ 72.7%€-39k▼ 111%€-19k▲ 52.0%€-12k▲ 34.2%
Operating result€-19k-€-9k▲ 52.2%€-20k▼ 122%€6k€10k▲ 72.9%
Net result€-22k-€-8k▲ 64.0%€-21k▼ 163%€20k€6k▼ 68.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 73% above 2024 and is the highest result in the available series.
Balance-sheet composition
Assets €226k
Fixed assets
€182k
Current assets
€43k
Key figures and ratios
EBITDA
€48k
Cash flow
€45k
Solvency
-5.5%
Current ratio
0.30
Quick ratio
0.11
Debt / equity
-19.30
ROA
2.8%
Interest coverage
13.42
Debt
€238k▲
2024 · €19k
Debt ≤ 1 year
€144k▲
2024 · €19k
Debt > 1 year
€94k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€0€226k▲
Fixed assets21/28-€182k
Tangible fixed assets22/27-€182k
Plant, machinery and equipment23-€169k
Furniture and vehicles24-€13k
Current assets29/58€0€43k▲
Stocks and contracts in progress3-€28k
Stocks30/36-€28k
Amounts receivable within one year40/41-€7k
Trade receivables40-€5k
Other amounts receivable41-€2k
Cash at bank and in hand54/58-€9k
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€0€226k▲
Equity10/15€-19k€-12k▲
Contributions10/11€19k€19k=
Reserves13€5k€5k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€-42k€-35k▲
Amounts payable17/49€19k€238k▲
Amounts payable after more than one year17-€94k
Financial debts170/4-€94k
Amounts payable within one year42/48€19k€144k▲
Current portion of amounts payable after more than one year42-€21k
Trade debts44-€104
Suppliers440/4-€104
Other amounts payable47/48€19k€123k▲
Income statement
Code20242025
Non-recurring operating income76A€34k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€38k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€12k-
Other operating charges640/8€11€542▲
Gross operating margin9900€18k€49k▲
Operating profit (loss)9901€6k€10k▲
Financial income75/76B€16k€93▼
Recurring financial income75€16k€93▼
Non-recurring financial income76B€16k€93▼
Financial charges65/66B€1k€4k▲
Recurring financial charges65€1k€4k▲
Non-recurring financial charges66B-€4k
Profit (loss) for the period before taxes9903€20k€6k▼
Profit (loss) for the period9904€20k€6k▼
Profit (loss) for the period to be appropriated9905€20k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-42k€-35k▲
Profit (loss) brought forward from the previous period14P€-62k€-42k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €20k
Net result €20k after 3 loss-making years.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-22k ▼429%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 59 days late
2019
27-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Burg. Henrylaan 1093650 Dilsen-StokkemGround area
876 m²
Building footprint
105 m²
Volume, LiDAR
716 m³
Parcel 72032B0239/00R002, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Algemeen schrijnwerk HERMANS Motorhomes
since 20132.217.407.330
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72032B0239/00R002 | Flanders | 876 m² | 1 · 105 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MONTACUIZ
BE 0760.513.256
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B INTERIOR
BE 0881.755.239
Messancy · Eq €12k
Ciclé
BE 1025.896.051
Moorslede · Eq €12k
RUBEX Co
BE 0473.370.787
Herzele · Eq €12k
A.SMART KITCHEN
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Sint-Truiden · Eq €10k
Of 619 companies in sector 31002 we hold annual accounts for 349. 118 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2013
Fiscal year end31-12
Activities, NACEBEL
31002Manufacture of furniture
16230Manufacture of other builders' carpentry and joinery
31004Manufacture of dining room, living room, bedroom and bathroom furniture
33170Repair, maintenance and installation of machinery and equipment
43230Insulation installation
43291Specialised construction activities
46711Wholesale of cars and light vans (up to 3.5 tonnes)
77110Renting and leasing of cars and light motor vehicles
77393Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.