Financials
- Fiscal year
- 2025
- Total assets
- €660,820
- Profit
- €4,997
- Solvency
- 71.8%
Total assets▼ 6.7%
Net result
20192025
HERMANNE
ActiveSummary
HERMANNE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €474,446 and a net result of €4,997. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 78% of 5730 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Wholesale trade
NACE 46842NACE 46742NACE 51542
1 site
Size
€660,820total assets 2025
- Staff
- 3 FTE
- Equity
- €474,446
- Profit
- €4,997
Structure
Accounts 74 d early0 of 3 deeds read
Why 92+ Founded in 2007+ Equity €474,446 (71.8% of total assets)+ Figures for FY 2025 (filed 19-11-2025)+ Legal form Public limited companyShow the evidence
Checked score
Score 2025
92
/ 100
Excellent
Probability in this band: under 0.55%
Better than 54% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
97+6
equity 71.8% of total assets
Liquidity
43+6
short-term debt 28.1% · cash 3.5%
Profitability
70+1
return on assets 0.8%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%▲ +35.4% vs 11-2024highest value
01-2025: 0.1%▼ -44.6% vs 12-2024
02-2025: 0.1%● 0.0% vs 01-2025
03-2025: 0.1%● 0.0% vs 02-2025
04-2025: 0.1%● 0.0% vs 03-2025
05-2025: 0.1%● 0.0% vs 04-2025
06-2025: 0.1%● 0.0% vs 05-2025
07-2025: 0.1%● 0.0% vs 06-2025
08-2025: 0.1%▲ +4.1% vs 07-2025
09-2025: 0.1%▼ -1.6% vs 08-2025
10-2025: 0.1%▲ +9.5% vs 09-2025
11-2025: 0.1%▼ -7.2% vs 10-2025
12-2025: 0.1%▼ -14.8% vs 11-2025lowest value
01-2026: 0.1%● 0.0% vs 12-2025lowest value
02-2026: 0.1%● 0.0% vs 01-2026lowest value
03-2026: 0.1%● 0.0% vs 02-2026lowest value
04-2026: 0.1%▲ +2.8% vs 03-2026
05-2026: 0.1%● 0.0% vs 04-2026
06-2026: 0.1%● 0.0% vs 05-2026
07-2026: 0.1%● 0.0% vs 06-2026
08-2026: 0.1%● 0.0% vs 07-2026
09-2026: 0.1%▼ -1.8% vs 08-2026
10-2026: 0.1%▲ +13.6% vs 09-2026
- Founded in 2007 lowers the probability for this profile
- Equity €474,446 (71.8% of total assets) lowers the probability
- Figures for FY 2025 (filed 19-11-2025) lowers the probability
- Legal form Public limited company lowers the probability
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 3.35 against 2.76 in 2024; short-term debt: 28.1% and cash: 3.5% of total assets), and 28.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 76%, liquidity 41%, profitability 53%, growth against the median 45%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-11-2025, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
45 d early
2023
58 d early
2022
41 d early
2021
26 d early
2020
27 d early
2019
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 17 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Annual accounts filedfiscal year 2024 · full…
- Annual accounts filedfiscal year 2023 · full…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2017
- Next accounts
- by 31-01-2027
- 18-11-2025Annual accounts filed
- 17-12-2024Annual accounts filed
- 04-12-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Wholesale tradeNACE 46842
- Founded
- 09-02-2007
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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