Hermann Sylvain
ActiveHermann Sylvain has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €476k and a net result of €44k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 48% of 309 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
69
/ 100
Healthy▼ -4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-4
Solvency68▲+14
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.11 in 2024), and 60.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.7%
Return on assets
3.7%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-02-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
3 d early
2023
4 d late
2022
26 d late
2021
78 d early
2020
65 d early
2019
77 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€44k▼ 6.7%
2024 · €48k
2019: €28k
2020: €25k
2021: €22k
2022: €27k
2023: €48k
2024: €48k
2019 → 2025
Working capital
€174k▲ 103%
2024 · €85k
2019: €-105k
2020: €-94k
2021: €-102k
2022: €-48k
2023: €-31k
2024: €85k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€355k-€381k▲ 7.5%€414k▲ 8.5%€461k▲ 11.5%€476k▲ 3.1%
Operating result€33k-€41k▲ 21.3%€77k▲ 89.2%€103k▲ 34.3%€87k▼ 15.6%
Net result€22k-€27k▲ 22.4%€48k▲ 78.2%€48k▼ 0.2%€44k▼ 6.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.20M
Fixed assets
€481k▼ 10.8%
Current assets
€718k▼ 18.4%
Equity and liabilities €1.20M
Equity
€476k▲ 3.1%
Debt
€723k▼ 24.5%
The debt ratio falls from 67.5% to 60.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€231k▼
2024 · €261k
Cash flow
€189k▼
2024 · €206k
Solvency
39.7%▲
2024 · 32.5%
Current ratio
1.32▲
2024 · 1.11
Quick ratio
0.73▲
2024 · 0.66
Debt / equity
1.52▼
2024 · 2.07
ROE
9.3%▼
2024 · 10.3%
ROA
3.7%▲
2024 · 3.3%
Interest coverage
8.00▲
2024 · 7.51
Debt
€723k▼
2024 · €957k
Debt ≤ 1 year
€544k▼
2024 · €794k
Debt > 1 year
€164k▲
2024 · €162k
Income taxes
€14k▼
2024 · €21k
Staff costs
€105k▼
2024 · €121k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.42M€1.20M▼
Fixed assets21/28€539k€481k▼
Tangible fixed assets22/27€539k€480k▼
Land and buildings22€270k€240k▼
Plant, machinery and equipment23€125k€89k▼
Furniture and vehicles24€41k€23k▼
Leasing and similar rights25€103k€129k▲
Financial fixed assets28€50€50=
Current assets29/58€879k€718k▼
Stocks and contracts in progress3€357k€322k▼
Stocks30/36€296k€322k▲
Contracts in progress37€61k-
Amounts receivable within one year40/41€462k€171k▼
Trade receivables40€393k€140k▼
Other amounts receivable41€69k€31k▼
Cash at bank and in hand54/58€44k€207k▲
Deferred charges and accrued income490/1€17k€17k▲
Equity and liabilities
Total equity and liabilities10/49€1.42M€1.20M▼
Equity10/15€461k€476k▲
Contributions10/11€19k€19k=
Reserves13€113k€113k=
Distributable reserves133€113k€113k=
Profit (loss) carried forward14€330k€344k▲
Amounts payable17/49€957k€723k▼
Amounts payable after more than one year17€162k€164k▲
Financial debts170/4€162k€164k▲
Amounts payable within one year42/48€794k€544k▼
Current portion of amounts payable after more than one year42€89k€82k▼
Financial debts43€145k€100k▼
Credit institutions430/8€145k€100k▼
Trade debts44€539k€318k▼
Suppliers440/4€539k€318k▼
Taxes, remuneration and social security45€21k€16k▼
Taxes450/3€12k€8k▼
Remuneration and social security454/9€9k€8k▼
Other amounts payable47/48-€28k
Accrued charges and deferred income492/3€473€14k▲
Income statement
Code20242025
Remuneration, social security and pensions62€121k€105k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€158k€144k▼
Other operating charges640/8€12k€8k▼
Gross operating margin9900€394k€345k▼
Operating profit (loss)9901€103k€87k▼
Financial income75/76B€0€86▲
Recurring financial income75€0€86▲
Financial charges65/66B€35k€29k▼
Recurring financial charges65€35k€29k▼
Profit (loss) for the period before taxes9903€68k€58k▼
Income taxes67/77€21k€14k▼
Profit (loss) for the period9904€48k€44k▼
Profit (loss) for the period to be appropriated9905€48k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€360k€374k▲
Profit (loss) brought forward from the previous period14P€312k€330k▲
Transfer from equity791/2-€30k
Transfer to equity691/2€30k€30k=
To other reserves6921€30k€30k=
Profit to be distributed694/7-€30k
Return on contributions (dividend)694-€30k
Social balance
Average headcount (FTE)90873.42.5▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 12 days late
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
04-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 4 days late
2023
31-05
Financial
Highest result since 2019net €48k ▲78.2%
Net result €48k, the highest in the series.
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 26 days late
2021
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
31-05
Financial
Weakest financial yearnet €22k ▼11.1%
Net result drops to €22k, the lowest in the series; recovery starts the following year.
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
19-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
11-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
17-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Virton · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zon.Ind. de Ruette-Latour,Ruette 006760 Virton1 establishment unit
Hermann Sylvain sprl
since 20052.148.809.623
Similar companies · same sector, comparable size
HUYBRECHTS METAALWERKEN
BE 0860.243.411
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ROD IN
BE 0416.093.277
Zelzate · Eq €471k
Ateliers LAMBREGTS
BE 0415.142.380
Liège · Eq €481k
B & F ALUWERKEN
BE 0866.495.654
Holsbeek · Eq €482k
WUYTS
BE 0455.611.770
Zandhoven · Eq €465k
Of 904 companies in sector 25120 we hold annual accounts for 673. 528 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2005
Fiscal year end30-06
Activities, NACEBEL
25120Manufacture of fabricated metal products, except machinery and equipment
28120Manufacture of machinery and equipment not elsewhere classified
33120Repair and maintenance of machinery
46610Wholesale trade
46820Wholesale trade
46831Wholesale of construction materials, general range
51532
77310Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filings
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.