Equity
€47,803 from €253,284 in 2014
Equity fell by 81% in 11 years.
HERMAN DOSSCHE
Lifetime
20 annual accounts with figures on one time axis, 38 filings since 1988peak €135,520 (2010)
€2,219▲ 143%
lowest -€53,401 (2019)
-€8,761▲ €20,517
peak €253,284 (2014)
€47,803▼ 15.5%
€41,336▼ 14.9%
peak 0.5 FTE (2008)
-not published
Board1 name since 1988
1 directorDOSSCHE Herman
Documentsfilings and deeds
18-09-202649 days late
2025micro format
Gross margin from €914 to €2,219Loss of €8,761Equity from €56,564 to €47,803
Key points
from the 2025 annual accountsChecked score
85
Excellent
Financially stronger than 35% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.5%▲ +0.2 percentage points vs 07-2025
09-2025: 0.3%▼ -0.2 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.4%▲ +0.1 percentage points vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.7%▲ +0.3 percentage points vs 07-2026
09-2026: 0.7%● unchanged vs 08-2026highest value
10-2026: 0.3%▼ -0.4 percentage points vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 49 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €89,139
Founded in 1988
Liquidity: current ratio 1.29, cash €29,783
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 47% of them on solvency, 65% on liquidity, 10% on profitability and 20% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as HERMAN DOSSCHE has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of HERMAN DOSSCHE itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for HERMAN DOSSCHE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.29 (1.31 in 2024), below the usual 1.5. Short-term debt is 46.4% and cash 33.4% of total assets. 46.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€8,761
raises risk · 2025 accounts filed 49 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
49 days late
2024
25 days late
2023
117 days early
2022
72 days late
2021
78 days late
2020
72 days late
2019
49 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 33 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
First establishment
Duinparklaan 99, Koksijde
Incorporation
published on 26-04-1988 · Gazette deed
Official details
Source: KBO- Status
- Active since 30-03-1988Normal situation
- Activity
- No activity registered in the KBO
- Joint committee
- 330Health institutions and services · annual accounts 2022
- Establishment unit
- 2.051.974.2268670 Koksijde, since 19-03-1991
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on HERMAN DOSSCHE
HERMAN DOSSCHE files the micro format. That format states no turnover. The gross margin fell from €53,325 in 2006 to €2,219 in 2025.
The balance sheet grew most from 2009 to 2011 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HERMAN DOSSCHE
- What is the company number of HERMAN DOSSCHE?
- The company number of HERMAN DOSSCHE is 0433.868.726. The VAT number is the same number with BE in front: BE 0433.868.726.
- Where is HERMAN DOSSCHE based?
- The registered office is at Duinparklaan 99, 8670 Koksijde.Company details
- What is the legal form of HERMAN DOSSCHE?
- HERMAN DOSSCHE is a private limited company (pre-2019) (BVBA).
- When was HERMAN DOSSCHE founded?
- HERMAN DOSSCHE was founded on 30-03-1988.
- Is HERMAN DOSSCHE still active?
- Yes, HERMAN DOSSCHE is an active enterprise in the KBO register.
- How many employees does HERMAN DOSSCHE have?
- HERMAN DOSSCHE had an average of 0.4 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
- Which joint committee does HERMAN DOSSCHE fall under?
- In its 2022 annual accounts, HERMAN DOSSCHE states joint committee 330 (Health institutions and services).
- What is the turnover of HERMAN DOSSCHE?
- The turnover in financial year 2025 is ≈ €17,000. This figure is estimated from the gross margin of €2,219 and 6,304 comparable companies of the same size. It probably lies between €7,800 and €41,000. It is a rough estimate.
- Is HERMAN DOSSCHE profitable?
- In financial year 2025, HERMAN DOSSCHE made a loss of €8,761.
- Where can I find the annual accounts of HERMAN DOSSCHE?
- HERMAN DOSSCHE filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HERMAN DOSSCHE due?
- HERMAN DOSSCHE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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