Herman BUELENS Advocaat
ActiveHerman BUELENS Advocaat has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €16k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 48% of 12632 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency96▲+61
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 1.11 in 2024), and 44.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.2%
Return on assets
37.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-04-2026, 107 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
107 d early
2024
31 d early
2023
30 d late
2022
on the day
2021
2 d early
2020
23 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▲ 208%
2024 · €8k
2018: €-18k
2019: €-7k
2020: €-13k
2021: €-22k
2022: €-18k
2023: €-6k
2024: €8k
2018 → 2025
Total assets
€43k▲ 29.3%
2024 · €33k
2018: €23k
2019: €17k
2020: €19k
2021: €21k
2022: €21k
2023: €26k
2024: €33k
2018 → 2025
Net result
€16k▲ 16.6%
2024 · €14k
2018: €937
2019: €11k
2020: €-6k
2021: €-9k
2022: €4k
2023: €12k
2024: €14k
2018 → 2025
Working capital
€18k▲ 603%
2024 · €3k
2018: €-31k
2019: €-9k
2020: €-15k
2021: €-26k
2022: €-23k
2023: €-10k
2024: €3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-22k-€-18k▲ 19.7%€-6k▲ 66.5%€8k€24k▲ 208%
Operating result€-9k-€5k€15k▲ 222%€18k▲ 15.8%€22k▲ 27.5%
Net result€-9k-€4k€12k▲ 171%€14k▲ 14.3%€16k▲ 16.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 28% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€5k▼ 10.3%
Current assets
€37k▲ 37.8%
Equity and liabilities €43k
Equity
€24k▲ 208%
Debt
€19k▼ 24.6%
The debt ratio falls from 76.9% to 44.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€25k▲
2024 · €19k
Cash flow
€18k▲
2024 · €15k
Solvency
55.2%▲
2024 · 23.1%
Current ratio
1.96▲
2024 · 1.11
Quick ratio
1.96▲
2024 · 1.11
Debt / equity
0.81▼
2024 · 3.32
ROE
67.6%▼
2024 · 178.8%
ROA
37.3%▼
2024 · 41.4%
Interest coverage
90.39▲
2024 · 73.43
Debt
€19k▼
2024 · €25k
Debt ≤ 1 year
€19k▼
2024 · €25k
Income taxes
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€43k▲
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€6k€5k▼
Plant, machinery and equipment23€458€1k▲
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€3k€3k▼
Current assets29/58€27k€37k▲
Amounts receivable after more than one year29€7k€7k=
Other amounts receivable291€7k€7k=
Amounts receivable within one year40/41€3k€5k▲
Trade receivables40€0€1k▲
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€17k€26k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€33k€43k▲
Equity10/15€8k€24k▲
Contributions10/11€19k€19k=
Reserves13-€10k
Distributable reserves133-€10k
Profit (loss) carried forward14€-11k€-5k▲
Amounts payable17/49€25k€19k▼
Amounts payable within one year42/48€25k€19k▼
Trade debts44€0€2k▲
Suppliers440/4€0€2k▲
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€6k€4k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€18k€14k▼
Accrued charges and deferred income492/3€822€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€553€520▼
Gross operating margin9900€20k€25k▲
Operating profit (loss)9901€18k€22k▲
Financial income75/76B-€16
Recurring financial income75-€16
Financial charges65/66B€260€272▲
Recurring financial charges65€260€272▲
Profit (loss) for the period before taxes9903€17k€22k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€14k€16k▲
Profit (loss) for the period to be appropriated9905€14k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€5k▲
Profit (loss) brought forward from the previous period14P€-25k€-11k▲
Transfer to equity691/2-€10k
To other reserves6921-€10k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €16k ▲16.6%
Operating result €22k, net result €16k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verlatstraat 23-252000 AntwerpenGround area
2,918 m²
Building footprint
1,001 m²
Volume, LiDAR
6,275 m³
Parcel 11811L3656/00G002, Flanders · tallest building 18.0 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3656/00G002indicative | Flanders | 2,918 m² | 1 · 1,001 m² | 18.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,019 companies in sector 69101 we hold annual accounts for 9,028. 6,375 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2012
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.