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HERMAN autobanden

Active
Public limited companyfounded 1990active for 35 yearsZwaaikomstraat 14, 8800 Roeselare, BelgiumKBO/BCE: BE 0442.830.437
Summary

HERMAN autobanden has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €176,544 and a net result of -€123,449. Equity has been growing by about 3.2% per year since 2018. Its solvency ranks better than 42% of 9,845 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 27-12-1990 Normal situation
Activity
Wholesale of motor vehicle parts and accessories NACE 46720and 1 other
Establishment unit
2.051.608.693 8800 Roeselare, since 19-02-1991
Financial year end
31 December
Peppol
Reachable since 14-10-2026

Board and ownership

Board

Financial position

85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
-€60,580
Loss
€123,449
▲ 557%
Equity
€176,544
▼ 41.2%
Total assets
€503,396
▼ 19.9%
Turnover not published (abbreviated format)
Score breakdownraises riskLoss of €123,449, the second in a row (financial year 2025)lowers riskSize: total assets €503,396Founded in 1990Liquidity: current ratio 2.34, cash €88,074Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 34% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Weak
Solvency 60-13
equity 35.1% of total assets
Liquidity 69+8
short-term debt 15.3% · cash 17.5%
Profitability 0-30
return on assets -24.5%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.3%▲ +0.2 percentage points vs 05-2026highest value 07-2026: 0.3%● unchanged vs 06-2026highest value 08-2026: 0.3%● unchanged vs 07-2026highest value 09-2026: 0.3%● unchanged vs 08-2026highest value 10-2026: 0.3%● unchanged vs 09-2026highest value 11-2026: 0.3%● unchanged vs 10-2026highest value
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.34 (3.17 in 2024), above the usual 1.5. Short-term debt is 15.3% and cash 17.5% of total assets. However, 64.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 44% of them on solvency, 74% on liquidity, 6% on profitability and 12% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €123,449, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €503,396
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1990
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 2.34, cash €88,074
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€123,449
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
71 days early
2024
65 days early
2023
34 days early
2022
62 days early
2021
74 days early
2020
67 days early
2019
65 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 63 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 May (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from -€18,782 to -€123,449 ▼ 557% View
  • Caution: Lower net result than 94% of companies in wholesale tradesector median €26,857 · 9,824 companies -€123,449 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€123,449 View
  • Board changedlatest change 22-07-2026 · 2 in office 1 joined · 1 left View

Recent changes

  1. · Gazette deed Appointment: DHOTON (director)Permanent representative: Tony Dhoop · Resignation: Marc Herman (director)
  2. · Gazette deed Change of role: HERMAN Marc Jozef Jan Marie, from director to niet statutaire enige bestuurderResignation: HERMAN Roger (director)
  3. · Gazette deed Reappointments: Marc Heman (director) and Roger Herman (director)
All 17 events

Comparable companies

These companies have the same main activity as HERMAN autobanden: wholesale of motor vehicle parts and accessories (NACE 46720). They are comparable in size and age: total assets between €358,000 and €742,000, founded between 1976 and 2006.

CompanyTotal assetsGross margin
HERMAN autobanden Roeselare€503,396-€60,580
VANDEWAETERE TRADING Ardooie€624,594-€53,028
B-ALIVE Jabbeke€741,739-€4,501
Bandenspecialist Kicken België Geel€591,731-€54,045
VALFSAN INTERNATIONAL Heusden-Zolder€403,605-€25,189
BILOMSETNINGEN Ranst€358,432€2,999
KOMACO Kortenberg€663,601-€52,156
Full comparison

Key facts about HERMAN autobanden

What is the company number of HERMAN autobanden?
The company number of HERMAN autobanden is 0442.830.437. The VAT number is the same number with BE in front: BE 0442.830.437.
Where is HERMAN autobanden based?
The registered office is at Zwaaikomstraat 14, 8800 Roeselare.Company details
What does HERMAN autobanden do?
According to the KBO register, the main activity is wholesale of motor vehicle parts and accessories (NACE 46720).
What is the legal form of HERMAN autobanden?
The legal form of HERMAN autobanden is Public limited company (NV).
When was HERMAN autobanden founded?
HERMAN autobanden was founded on 27-12-1990.
Is HERMAN autobanden still active?
Yes, HERMAN autobanden is an active enterprise in the KBO register.
What is the turnover of HERMAN autobanden?
The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
Is HERMAN autobanden profitable?
In financial year 2025, HERMAN autobanden made a loss of €123,449.
Where can I find the annual accounts of HERMAN autobanden?
HERMAN autobanden filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HERMAN autobanden due?
HERMAN autobanden must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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