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heritage houses

Active
Public limited companyfounded 2003active for 23 yearsDe Crayerstraat 5, 1000 Brussel, BelgiumKBO/BCE: BE 0859.609.050
Summary

heritage houses has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1.1m) and a net result of -€392,269. Equity fluctuates too strongly from year to year to read a trend from it. The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 10-07-2003 Normal situation
Activity
“Toutes opérations immobilières,tant en Belgique qu'à l'étranger,pour compte propre ou pour compte de tiers…” (deed in French)From the articles, 14 activitiesNo NACE code in the KBO yet
Establishment unit
2.134.132.434 1180 Ukkel, since 10-07-2003
Financial year end
31 December
Peppol
Reachable since 27-11-2025

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€323,152
▲ 413%
Turnover
≈ €760,000
estimated
Loss
€392,269
▲ 4.3%
Equity
-€1.1m
▼ 59.1%
Total assets
€10.0m
▲ 26.2%
  • Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityNegative equity -€1.1mLiquidity: current ratio 52.75, cash €69,969lowers riskSize: total assets €10.0mFigures for financial year 2025 (filed on 22-06-2026)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 24% of medium-sized companies without a NACE code
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 14-3
equity -10.5% of total assets
Liquidity 51+1
short-term debt 0.3% · cash 0.7%
Profitability 33+7
return on assets -3.9%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.6% 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.7%▲ +0.1 percentage points vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.8%▲ +0.1 percentage points vs 05-2025 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025 08-2025: 1.0%▲ +0.1 percentage points vs 07-2025 09-2025: 1.0%● unchanged vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.1%▲ +0.1 percentage points vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026highest value 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.0%▼ -0.1 percentage points vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 0.2%▼ -0.8 percentage points vs 06-2026lowest value 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is ample, with a current ratio of 52.75 (1.97 in 2024), above the usual 1.5. Short-term debt is 0.3% and cash 0.7% of total assets. However, equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, medium-sized). It does better than 3% of them on solvency, 63% on liquidity, 27% on profitability and 4% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €10.0m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€1.1m
NBB · annual accounts
raises risk · Liquidity: current ratio 52.75, cash €69,969
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 22-06-2026)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€1.1m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
49 days early
2024
2 days early
2023
41 days early
2022
21 days late
2021
47 days early
2020
52 days early
2019
59 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 33 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 June (4 of the last 5 accounts filed within 38 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€1.1m View
  • Risk: 4 loss-making years in a rowloss in financial year 2025 -€392,269 View
  • Caution: Equity fell in 2025from -€663,495 to -€1.1m ▼ 59.1% View

Recent changes

  1. · Gazette deed Resignation: DE BORCHGRAVE D'ALTENA-MERGHELYNCK Aurore (director)Appointment: VAN OUTRYVE D'YDEWALLE Antoine (sole director)
  2. · Gazette deed Registered office moved from Uccle to BruxellesNew seat: Rue de Crayer 5, à 1000 Bruxelles · Previous seat: Avenue Joseph Jongen 16, à 1180 Uccle · Resignations: Michel Kruch (director) and Véronique Kruch (director)
  3. · Gazette deed Incorporation
All 18 events

Key facts about heritage houses

What is the company number of heritage houses?
The company number of heritage houses is 0859.609.050. The VAT number is the same number with BE in front: BE 0859.609.050.
Where is heritage houses based?
The registered office is at De Crayerstraat 5, 1000 Brussel.Company details
What is the legal form of heritage houses?
The legal form of heritage houses is Public limited company (NV).
When was heritage houses founded?
heritage houses was founded on 10-07-2003.
Is heritage houses still active?
Yes, heritage houses is an active enterprise in the KBO register.
What is the turnover of heritage houses?
The turnover in financial year 2025 is ≈ €760,000. This figure is estimated from the gross margin of €323,152 and 2,281 comparable companies of the same size. It probably lies between €460,000 and €1.3m. It is a rough estimate.Financials
Is heritage houses profitable?
In financial year 2025, heritage houses made a loss of €392,269.
Where can I find the annual accounts of heritage houses?
heritage houses filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of heritage houses due?
heritage houses must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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