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Heritage Estate

Active
Private limited companyfounded 2020active for 5 yearsKBO/BCE: BE 0760.560.568
Summary

The computed 12-month bankruptcy probability of Heritage Estate is 15.8% (high). The 2024 annual accounts show negative equity (-€79,442) and a net result of €2,827. Equity has been shrinking by about 14% per year since 2021. Its solvency ranks better than 15% of 15,439 sector peers (NACE 46, financial year 2024). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 26-12-2020 Normal situation
Legal form
Private limited company
Activity
Wholesale of other food products NACE 46389and 1 other
Establishment unit
2.313.006.966 1050 Elsene, since 26-12-2020
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Financial position

16 Critical Checked score 2024
Bankruptcy probabilitywithin 12 months
15.8%
Annual accounts 2024
Gross margin
€22,383
▲ 12.1%
Turnover
≈ €370,000
estimated
Profit
€2,827
Equity
-€79,442
▲ 3.4%
Total assets
€315,121
▼ 6.7%
  • Negative equity on 31-12-2024
  • 2025 accounts not filed, 95 days past the deadline
Score breakdownraises risk3 changes of registered office in 24 monthsFigures for financial year 2024 (filed on 26-08-2025)1 financial year not filed after the legal deadline; last filed accounts filed 25 days late; 1 of the last 3 accounts lateLiquidity: current ratio 0.01, cash €511, halvedShow the evidence

Checked score

Score 2024
16 / 100
Critical
Probability in this band: over 15.0%
Financially stronger than 31% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2023
Weak
Solvency 0-1
equity -25.2% of total assets
Liquidity 35-7
short-term debt 35.0% · cash 0.2%
Profitability 45+11
return on assets 0.9%
Bankruptcy probability within 12 months
15.8% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 6 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 12-2024: 1.9% 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 1.9%● unchanged vs 02-2025lowest value 04-2025: 1.9%● unchanged vs 03-2025 05-2025: 4.7%▲ +2.8 percentage points vs 04-2025 06-2025: 4.9%▲ +0.2 percentage points vs 05-2025 07-2025: 5.0%▲ +0.1 percentage points vs 06-2025 08-2025: 5.3%▲ +0.3 percentage points vs 07-2025 09-2025: 4.7%▼ -0.6 percentage points vs 08-2025 10-2025: 4.7%● unchanged vs 09-2025 11-2025: 10.3%▲ +5.6 percentage points vs 10-2025 12-2025: 10.1%▼ -0.2 percentage points vs 11-2025 01-2026: 10.3%▲ +0.2 percentage points vs 12-2025 02-2026: 10.3%● unchanged vs 01-2026 03-2026: 10.1%▼ -0.2 percentage points vs 02-2026 04-2026: 10.1%● unchanged vs 03-2026 05-2026: 10.2%▲ +0.1 percentage points vs 04-2026 06-2026: 10.2%● unchanged vs 05-2026 07-2026: 10.0%▼ -0.2 percentage points vs 06-2026 08-2026: 10.7%▲ +0.7 percentage points vs 07-2026 09-2026: 11.7%▲ +1.0 percentage point vs 08-2026 10-2026: 15.8%▲ +4.1 percentage points vs 09-2026highest value 11-2026: 15.8%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.01 (0.13 in 2023), below 1. Short-term debt is 35% and cash 0.2% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 6% of them on solvency, 32% on liquidity, 36% on profitability and 51% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Seven signals.
raises risk
raises risk · 3 changes of registered office in 24 months
Belgian Official Gazette
raises risk · Figures for financial year 2024 (filed on 26-08-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 25 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Liquidity: current ratio 0.01, cash €511, halved
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 15439 sector peers (2024).
NBB · sector comparison
Position among 15439 sector peers
Solvency
better than 15%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 95 days later.
NBB · 4 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline03-11-2026 today
raises risk · 2024 accounts filed 25 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
25 days late
2023
31 days late
2022
30 days late
2021
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 29 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2024 -€79,442 View
  • Caution: Less equity than 93% of companies in wholesale tradesector median €56,414 · 15,474 companies -€79,442 View
  • Caution: Board changedlatest change 22-05-2026 · 1 in office 1 joined · 1 left View

Recent changes

  1. · Gazette deed Registered office moved from Hoves to IxellesNew seat: Place du Chatelain, 23 à 1050 Ixelles · Previous seat: 7830 Hoves, Rue de la Patrouille 21 · Resignation: David LANDAU (director)
  2. · Gazette deed Registered office moved from Ath to HovesNew seat: Rue de la Patrouille 21 à 7830 Hoves · Previous seat: Rue des Journliers, 7 à 7822 Ath
  3. · Gazette deed Resignation: Julien DE DOBBELEER (director)
All 13 events

Comparable companies

These companies have the same main activity as Heritage Estate: wholesale of other food products (NACE 46389). They are comparable in size and age: total assets between €243,000 and €338,000, founded between 2019 and 2022.

CompanyTotal assetsGross margin
Heritage Estate€315,121€22,383
AFRGO Zaventem€337,700€16,026
SPEENGHAR FOODS Anderlecht€243,127€26,065
Importaciones Latinoamericanas Sint-Agatha-Berchem€252,162€17,231
Oppong Trading Antwerpen€280,581€19,579
BEPURE Dendermonde€335,683€41,267
NAROBEL Antwerpen€291,439€12,352
Full comparison

Key facts about Heritage Estate

What is the company number of Heritage Estate?
The company number of Heritage Estate is 0760.560.568. The VAT number is the same number with BE in front: BE 0760.560.568.
What does Heritage Estate do?
According to the KBO register, the main activity is wholesale of other food products (NACE 46389).
What is the legal form of Heritage Estate?
The legal form of Heritage Estate is Private limited company (BV).
When was Heritage Estate founded?
Heritage Estate was founded on 26-12-2020.
Is Heritage Estate still active?
Yes, Heritage Estate is an active enterprise in the KBO register.Company details
What is the turnover of Heritage Estate?
The turnover in financial year 2024 is ≈ €370,000. This figure is estimated from the gross margin of €22,383 and 48 comparable companies (NACE 463). It probably lies between €170,000 and €600,000. It is a rough estimate.Financials
Is Heritage Estate profitable?
In financial year 2024, Heritage Estate made a profit of €2,827.
Where can I find the annual accounts of Heritage Estate?
Heritage Estate filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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