Equity
€229,576 ▲ 121%
Equity rose in 2025 from €103,791 to €229,576.
HERITAGE
Lifetime
19 annual accounts with figures on one time axis, 24 filings since 2002peak €178,035 (2025)
€178,035▲ €178,435
lowest -€21,881 (2011)
€125,785▲ €127,345
peak €229,576 (2025)
€229,576▲ 121%
€2,356▼ 96.8%
Board6 names since 2022
4 directorsSOM BEHEERSMAATSCHAPPIJ and 3 others
Owners3 names in the annual accounts
100%BELéPOQUE
Documentsfilings and deeds
13-07-202618 days before the deadline
2025abbreviated format
Gross margin from -€399 to €178,035Back to profit: €125,785Equity from €103,791 to €229,576Debts from €72,632 to €2,356
Key points
from the 2025 annual accountsLiquidity
94.01 was 0.06 in 2024
Short-term debts fell from €72,582 to €1,474.
At the same address
31 companies
Checked score
89
Excellent
Financially stronger than 76% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.3%
01-2025: 1.4%▲ +0.1 percentage points vs 12-2024
02-2025: 1.4%● unchanged vs 01-2025
03-2025: 1.4%● unchanged vs 02-2025
04-2025: 1.4%● unchanged vs 03-2025
05-2025: 1.6%▲ +0.2 percentage points vs 04-2025
06-2025: 2.0%▲ +0.4 percentage points vs 05-2025
07-2025: 2.1%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 1.3%▼ -0.8 percentage points vs 07-2025
09-2025: 1.3%● unchanged vs 08-2025
10-2025: 1.3%● unchanged vs 09-2025
11-2025: 0.4%▼ -0.9 percentage points vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.5%▲ +0.1 percentage points vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.3%▼ -0.2 percentage points vs 07-2026lowest value
09-2026: 0.3%● unchanged vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 94.01, cash €133
lowers risk
Size: total assets €276,994
Founded in 2002
Figures for financial year 2025 (filed on 13-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 39% on liquidity, 90% on profitability and 94% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as HERITAGE has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of HERITAGE itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for HERITAGE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 94.01 (0.06 in 2024), above the usual 1.5. Short-term debt is 0.5% and cash 0% of total assets. 17.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €229,576
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 days early
2024
17 days early
2023
5 days early
2022
52 days early
2021
61 days early
2020
36 days early
2019
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 32 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
KP
KERKHOFS Patrick
Director, since 10-12-2024
SP
SYEN Patrick
Director, since 10-12-2024
- BELéPOQUE 100%score 94equity €109,935 (2025) · annual accounts 2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0476603560
Registered office moved to Hasselt
New registered office: Het Dorlik 16, 3500 Hasselt · Resignations: VANDEBEEK Rudi (manager) and BERGHS Anick (manager) · Appointments: SOM BEHEERSMAATSCHAPPIJ (director) and VERCAMMEN IVO (director) · Gazette deed
First establishment
Het Dorlik 16, Hasselt
Incorporation
published on 23-01-2002 · Gazette deed
Official details
Source: KBO- Status
- Active since 09-01-2002Normal situation
- Registered office
- 32 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- “Het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende…” (deed in Dutch)From the articles, 54 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.101.779.0733500 Hasselt, since 14-05-2002
- Financial year end
- 31 December
- Peppol
- Reachable since 09-09-2025
Annual accounts 2025
- ≈ €450,000estimated
- €276,994▲ 57.0%
- Filing
- Filed on 13-07-2026, 18 days before the end of the filing period
Insights on HERITAGE
HERITAGE files the abbreviated format. That format states no turnover. The gross margin rose from €41,940 in 2007 to €178,035 in 2025.
BELéPOQUE holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HERITAGE
- What is the company number of HERITAGE?
- The company number of HERITAGE is 0476.603.560. The VAT number is the same number with BE in front: BE 0476.603.560.
- Where is HERITAGE based?
- The registered office is at Het Dorlik 16, 3500 Hasselt.Company details
- What is the legal form of HERITAGE?
- HERITAGE is a private limited company (BV).
- When was HERITAGE founded?
- HERITAGE was founded on 09-01-2002.
- Is HERITAGE still active?
- Yes, HERITAGE is an active enterprise in the KBO register.
- What is the turnover of HERITAGE?
- The turnover in financial year 2025 is ≈ €450,000. This figure is estimated from the gross margin of €178,035 and 1,647 comparable companies of the same size. It probably lies between €280,000 and €850,000. It is a rough estimate.Financials
- Is HERITAGE profitable?
- In financial year 2025, HERITAGE made a profit of €125,785.
- Where can I find the annual accounts of HERITAGE?
- HERITAGE filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HERITAGE due?
- HERITAGE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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