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HERIS

Active
Private limited companyfounded 20215 yrs activeBaliestraat(Mar) 3, 8510 Kortrijk, BelgiumKBO/BCE: BE 0769.917.308

HERIS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €-7k. Equity is shrinking by ~57% per year across the filed fiscal years. Its solvency ranks better than 71% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
57 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▼-66
Solvency84▲+3
Growth32=
Track record94
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.44 against 2.25 in 2024; short-term debt: 41.1% and cash: 7.2% of total assets), and 41.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
58.9%
Return on assets
-6.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
18 d early
2024
30 d early
2023
26 d late
2022
29 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€58k▼ 10.5%
2024 · €65k
2022: €602k 2023: €242k 2024: €65k
2022 → 2025
Total assets
€99k▼ 15.6%
2024 · €117k
2022: €3.58M 2023: €463k 2024: €117k
2022 → 2025
Net result
€-7k
2024 · €23k
2022: €552k 2023: €35k 2024: €23k
2022 → 2025
Working capital
€58k▼ 10.5%
2024 · €65k
2022: €993k 2023: €262k 2024: €65k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€602k-€242k▼ 59.8%€65k▼ 73.1%€58k▼ 10.5%
Operating result€795k-€90k▼ 88.7%€32k▼ 64.1%€-4k
Net result€552k-€35k▼ 93.7%€23k▼ 34.0%€-7k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-250k€0€250k€500k€750kOperating result 2022: €795k€795kNet result 2022: €552k€552kOperating result 2023: €90k€90kNet result 2023: €35k€35kOperating result 2024: €32k€32kNet result 2024: €23k€23kOperating result 2025: €-4k€-4kNet result 2025: €-7k€-7k2022202320242025
The operating result turns negative in 2025: a loss of €4k after €32k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €99k
Equity €58k▼ 10.5%
Debt €41k▼ 21.9%
The debt ratio falls from 44.4% to 41.1%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Solvency
58.9%
2024 · 55.6%
Current ratio
2.44
2024 · 2.25
Quick ratio
0.22
2024 · 0.52
Debt / equity
0.70
2024 · 0.80
ROE
-11.7%
2024 · 35.2%
ROA
-6.9%
2024 · 19.6%
Debt
€41k
2024 · €52k
Debt ≤ 1 year
€41k
2024 · €52k
Income taxes
€0
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€117k€99k
Current assets29/58€117k€99k
Stocks and contracts in progress3€90k€90k
Stocks30/36€90k€90k
Amounts receivable within one year40/41€1k€2k
Trade receivables40€0-
Other amounts receivable41€1k€2k
Cash at bank and in hand54/58€26k€7k
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€117k€99k
Equity10/15€65k€58k
Contributions10/11€50k€50k=
Profit (loss) carried forward14€15k€8k
Amounts payable17/49€52k€41k
Amounts payable within one year42/48€52k€41k
Trade debts44€2k€617
Suppliers440/4€2k€617
Taxes, remuneration and social security45€19k€8k
Taxes450/3€19k€8k
Other amounts payable47/48€31k€32k
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Other operating charges640/8€1k€897
Gross operating margin9900€33k€-3k
Operating profit (loss)9901€32k€-4k
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€3k
Recurring financial charges65€2k€3k
Profit (loss) for the period before taxes9903€31k€-7k
Income taxes67/77€8k€0
Profit (loss) for the period9904€23k€-7k
Profit (loss) for the period to be appropriated9905€23k€-7k
Appropriation of the result
Profit (loss) to be appropriated9906€215k€8k
Profit (loss) brought forward from the previous period14P€192k€15k
Profit to be distributed694/7€200k€0
Return on contributions (dividend)694€200k€0
Social balance
Average headcount (FTE)9087-0.0

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Weakest financial yearnet €-7k ▼130%
Net result drops to €-7k, the lowest in the series.
01-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
29-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
317 m²
Building footprint
3,343 m²
Parcel 34026A0737/00G008, Flanders. Linked by address, not a title deed.
1 establishment unit
HERIS
Baliestraat(Mar) 3, 8510 KortrijkReal estate development
since 20212.318.422.239
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34026A0737/00G008 Flanders 317 m² 1 · 3,343 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,750 companies in sector 68310 we hold annual accounts for 6,908. 4,974 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded21-06-2021
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.