Heremans
ActiveSummary
Heremans has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€94,604) and a net result of -€10,282. Equity is shrinking by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 10% of 11472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability19▼-2
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.6 against 0.65 in 2024; short-term debt: 166.3% and cash: 85.2% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-66.3%
Return on assets
-7.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€94,604
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
20 d early
2023
16 d early
2022
2 d late
2021
8 d late
2020
26 d early
2019
18 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€94,604▼ 12.2%
2024 · -€84,321
Total assets
€142,742▼ 7.1%
2024 · €153,700
Net result
-€10,282▲ 1.0%
2024 · -€10,390
Working capital
-€94,604▼ 12.2%
2024 · -€84,321
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€14,353▼ 13.7%-€9,268▲ 35.4%-€13,792▼ 48.8%-€10,094▲ 26.8%-€10,059▲ 0.4%
Net result-€15,330below the sector's middle half▼ 12.3%-€9,580below the sector's middle half▲ 37.5%-€16,156below the sector's middle half▼ 68.6%-€10,390below the sector's middle half▲ 35.7%-€10,282below the sector's middle half▲ 1.0%
Equity-€48,195below the sector's middle half▼ 46.6%-€57,775below the sector's middle half▼ 19.9%-€73,931below the sector's middle half▼ 28.0%-€84,321below the sector's middle half▼ 14.1%-€94,604below the sector's middle half▼ 12.2%
Total assets€191,965within the sector's middle half▼ 3.5%€183,004within the sector's middle half▼ 4.7%€166,083within the sector's middle half▼ 9.2%€153,700within the sector's middle half▼ 7.5%€142,742within the sector's middle half▼ 7.1%
Debt€240,160▲ 3.6%€240,779▲ 0.3%€240,014▼ 0.3%€238,022▼ 0.8%€237,346▼ 0.3%
Working capital-€48,195▼ 46.6%-€57,775▼ 19.9%-€73,931▼ 28.0%-€84,321▼ 14.1%-€94,604▼ 12.2%
Solvency-25.1%below the sector's middle half▼ 8.6pp-31.6%below the sector's middle half▼ 6.5pp-44.5%below the sector's middle half▼ 12.9pp-54.9%below the sector's middle half▼ 10.3pp-66.3%below the sector's middle half▼ 11.4pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10,059 in 2025 against €10,094 in 2024; the loss shrinks.
Key figures and ratios
Current ratio
0.60▼
2024 · 0.65
Quick ratio
0.54▼
2024 · 0.58
Debt to equity
-2.51▲
2024 · -2.82
ROA
-7.2%▼
2024 · -6.8%
Debt ≤ 1 year
€237,346▼
2024 · €238,022
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,338 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 90% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a small loss
2.5%
went bankrupt
5.6%
stopped otherwise
90%
still going
A further 1.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,338 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | -€68 | - | - | - | - | - |
| Other operating charges640/8 | €1,835 | €1,079 | €2,271 | €1,230 | €956 | ▼ 22.3% |
| Gross operating margin9900 | -€12,587 | -€8,189 | -€11,521 | -€8,864 | -€9,103 | ▼ 2.7% |
| Operating profit (loss)9901 | -€14,353 | -€9,268 | -€13,792 | -€10,094 | -€10,059 | ▲ 0.4% |
| Financial income75/76B | €0 | €273 | €0 | €0 | €50 | ▲ 11,273% |
| Recurring financial income75 | €0 | €273 | €0 | €0 | €50 | ▲ 11,273% |
| Financial charges65/66B | €976 | €584 | €2,364 | €296 | €273 | ▼ 7.8% |
| Recurring financial charges65 | €976 | €584 | €289 | €296 | €273 | ▼ 7.8% |
| Non-recurring financial charges66B | - | - | €2,075 | - | - | - |
| Profit (loss) for the period before taxes9903 | -€15,330 | -€9,580 | -€16,156 | -€10,390 | -€10,282 | ▲ 1.0% |
| Profit (loss) for the period9904 | -€15,330 | -€9,580 | -€16,156 | -€10,390 | -€10,282 | ▲ 1.0% |
| Profit (loss) for the period to be appropriated9905 | -€15,330 | -€9,580 | -€16,156 | -€10,390 | -€10,282 | ▲ 1.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €191,965 | €183,004 | €166,083 | €153,700 | €142,742 | ▼ 7.1% |
| Current assets29/58 | €191,965 | €183,004 | €166,083 | €153,700 | €142,742 | ▼ 7.1% |
| Stocks and contracts in progress3 | €15,598 | €16,019 | €15,560 | €15,611 | €15,467 | ▼ 0.9% |
| Stocks30/36 | €15,598 | €16,019 | €15,560 | €15,611 | €15,467 | ▼ 0.9% |
| Amounts receivable within one year40/41 | €7,175 | €5,508 | €4,795 | €5,195 | €5,694 | ▲ 9.6% |
| Trade receivables40 | €3,873 | €2,156 | €2,632 | €1,485 | €1,485 | = |
| Other amounts receivable41 | €3,302 | €3,352 | €2,163 | €3,709 | €4,209 | ▲ 13.5% |
| Cash at bank and in hand54/58 | €169,192 | €161,478 | €145,729 | €132,895 | €121,581 | ▼ 8.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €191,965 | €183,004 | €166,083 | €153,700 | €142,742 | ▼ 7.1% |
| Equity10/15 | -€48,195 | -€57,775 | -€73,931 | -€84,321 | -€94,604 | ▼ 12.2% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€66,795 | -€76,375 | -€92,531 | -€102,921 | -€113,204 | ▼ 10.0% |
| Amounts payable17/49 | €240,160 | €240,779 | €240,014 | €238,022 | €237,346 | ▼ 0.3% |
| Amounts payable within one year42/48 | €240,160 | €240,779 | €240,014 | €238,022 | €237,346 | ▼ 0.3% |
| Trade debts44 | €2,333 | €2,095 | €2,182 | €1,576 | €1,391 | ▼ 11.7% |
| Suppliers440/4 | €2,333 | €2,095 | €2,182 | €1,576 | €1,391 | ▼ 11.7% |
| Other amounts payable47/48 | €237,827 | €238,684 | €237,832 | €236,446 | €235,955 | ▼ 0.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€15,330 | -€9,580 | -€16,156 | -€10,390 | -€10,282 | ▲ 1.0% |
| Operating cash flow (approximation) | -€15,330 | -€9,580 | -€16,156 | -€10,390 | -€10,282 | ▲ 1.0% |
| Change in cash | - | -€7,714 | -€15,749 | -€12,834 | -€11,314 | ▲ 11.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 18 days late
2019
31-12
Financial
Back to profitnet €7,613
Net result €7,613 after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 23 days late
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2015
Ground area
2,323 m²
Building footprint
790 m²
Volume, LiDAR
2,800 m³
Parcel 12006D0675/00C002, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Heremans
since 20152.239.592.319
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12006D0675/00C002 | Flanders | 2,323 m² | 1 · 790 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,129 companies in sector 46711 we hold annual accounts for 1,130. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-02-2015
Fiscal year end31-12
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
66220Insurance agents and brokers
95314Bodywork repair (including spraying and painting)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0598933131
Also
9925:BE0598933131
Registered
24-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.