Summary
HERBOS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €540k and a net result of €92k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 84% of 9863 sector peers (fiscal year 2024). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-08-2025, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
6 d late
2023
8 d late
2022
14 d early
2021
19 d early
2020
3 d early
2019
8 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€540k▼ 19.8%
2023 · €673k
Net result
€92k▼ 0.6%
2023 · €93k
Total assets
€623k▼ 15.4%
2023 · €736k
Solvency
86.7%▼ 4.8pp
2023 · 91.4%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€86k▲ 0.2%€91k▲ 5.8%€89k▼ 2.3%€132k▲ 49.4%€129k▼ 2.2%
Net result€60k▼ 3.9%€64k▲ 6.5%€62k▼ 2.8%€93k▲ 49.1%€92k▼ 0.6%
Equity€459k▲ 14.6%€522k▲ 13.6%€582k▲ 11.6%€673k▲ 15.6%€540k▼ 19.8%
Total assets€560k▲ 16.1%€659k▲ 17.6%€700k▲ 6.3%€736k▲ 5.2%€623k▼ 15.4%
Debt€101k▲ 23.3%€137k▲ 36.2%€118k▼ 14.1%€63k▼ 46.5%€83k▲ 31.9%
Working capital€341k▲ 31.7%€438k▲ 28.7%€485k▲ 10.7%€594k▲ 22.4%€467k▼ 21.3%
Solvency82.0%▼ 1.1pp79.2%▼ 2.8pp83.2%▲ 4.0pp91.4%▲ 8.3pp86.7%▼ 4.8pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 2% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €623k
Fixed assets
€91k ▼ 7.8%
Current assets
€532k ▼ 16.5%
Equity and liabilities €623k
Equity
€540k ▼ 19.8%
Debt
€83k ▲ 31.9%
Debt's share of the balance-sheet total rises from 8.6% to 13.3%. Equity is lower and debt is higher.
Key figures and ratios
ROE
17.1%▲
2023 · 13.8%
ROA
14.8%▲
2023 · 12.6%
Debt ≤ 1 year
€65k▲
2023 · €44k
Income taxes
€38k▲
2023 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19k | €21k | €23k | €18k | €12k | ▼ 34.1% |
| Other operating charges640/8 | - | €1k | €1k | €2k | €2k | ▼ 5.0% |
| Gross operating margin9900 | €106k | €113k | €113k | €153k | €144k | ▼ 6.1% |
| Operating profit (loss)9901 | €86k | €91k | €89k | €132k | €129k | ▼ 2.2% |
| Financial income75/76B | - | €1 | €0 | €0 | €2k | - |
| Recurring financial income75 | €1k | €1 | €0 | €0 | €2k | - |
| Financial charges65/66B | - | €2k | €2k | €2k | €1k | ▼ 45.5% |
| Recurring financial charges65 | €3k | €2k | €2k | €2k | €1k | ▼ 45.5% |
| Profit (loss) for the period before taxes9903 | €84k | €88k | €86k | €130k | €130k | ▼ 0.2% |
| Income taxes67/77 | €24k | €25k | €24k | €37k | €38k | ▲ 0.7% |
| Profit (loss) for the period9904 | €60k | €64k | €62k | €93k | €92k | ▼ 0.6% |
| Profit (loss) for the period to be appropriated9905 | €60k | €64k | €62k | €93k | €92k | ▼ 0.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €560k | €659k | €700k | €736k | €623k | ▼ 15.4% |
| Fixed assets21/28 | €144k | €132k | €116k | €98k | €91k | ▼ 7.8% |
| Tangible fixed assets22/27 | €144k | €132k | €116k | €98k | €91k | ▼ 7.8% |
| Land and buildings22 | - | €103k | €95k | €86k | €77k | ▼ 10.0% |
| Plant, machinery and equipment23 | - | €15k | €10k | €7k | €5k | ▼ 36.7% |
| Furniture and vehicles24 | - | €14k | €6k | €276 | €4k | ▲ 1,415% |
| Other tangible fixed assets26 | - | - | €5k | €5k | €5k | ▼ 6.5% |
| Current assets29/58 | €415k | €526k | €584k | €638k | €532k | ▼ 16.5% |
| Amounts receivable within one year40/41 | €40k | €40k | €43k | €43k | €24k | ▼ 45.4% |
| Trade receivables40 | - | €40k | €43k | €43k | €24k | ▼ 45.4% |
| Current investments50/53 | €254k | €325k | €343k | €391k | €415k | ▲ 6.1% |
| Cash at bank and in hand54/58 | €119k | €159k | €195k | €201k | €91k | ▼ 54.7% |
| Deferred charges and accrued income490/1 | - | €2k | €2k | €2k | €2k | ▲ 0.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €560k | €659k | €700k | €736k | €623k | ▼ 15.4% |
| Equity10/15 | €459k | €522k | €582k | €673k | €540k | ▼ 19.8% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €413k | €477k | €539k | €632k | €500k | ▼ 20.8% |
| Non-distributable reserves130/1 | - | €2k | €2k | €0 | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €0 | - | - |
| Tax-exempt reserves132 | - | €56k | €56k | €56k | €56k | = |
| Distributable reserves133 | - | €419k | €481k | €576k | €444k | ▼ 22.9% |
| Profit (loss) carried forward14 | €27k | €26k | €24k | €23k | €21k | ▼ 7.4% |
| Amounts payable17/49 | €101k | €137k | €118k | €63k | €83k | ▲ 31.9% |
| Amounts payable after more than one year17 | €0 | - | - | - | - | - |
| Amounts payable within one year42/48 | €75k | €88k | €98k | €44k | €65k | ▲ 48.4% |
| Current portion of amounts payable after more than one year42 | - | €0 | - | - | - | - |
| Financial debts43 | - | €50 | €50 | €359 | €0 | ▼ 100% |
| Credit institutions430/8 | - | €50 | €50 | €359 | €0 | ▼ 100% |
| Trade debts44 | €6k | €17k | €26k | €3k | €27k | ▲ 764% |
| Suppliers440/4 | - | €17k | €26k | €3k | €27k | ▲ 764% |
| Taxes, remuneration and social security45 | - | €19k | €16k | €27k | €22k | ▼ 20.3% |
| Taxes450/3 | - | €17k | €14k | €25k | €22k | ▼ 13.4% |
| Remuneration and social security454/9 | - | €2k | €2k | €2k | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €52k | €56k | €13k | €16k | ▲ 26.2% |
| Accrued charges and deferred income492/3 | - | €49k | €19k | €19k | €18k | ▼ 5.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €60k | €64k | €62k | €93k | €92k | ▼ 0.6% |
| + Depreciation and write-downs630 | €19k | €21k | €23k | €18k | €12k | ▼ 34.1% |
| Operating cash flow (approximation) | €79k | €85k | €85k | €111k | €104k | ▼ 6.1% |
| Investment in fixed assets (approximation) | - | €-9k | €-7k | €-747 | €-4k | ▼ 495% |
| Change in cash | - | €40k | €36k | €6k | €-110k | ▼ 1,984% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-12
Financial
Highest result since 2018net €93k ▲49.1%
Operating result €132k, net result €93k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 14.59
Current ratio from 5.93 to 14.59; short-term debt falls from €98k to €44k.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €500kEq €522k ▲13.6%
4 profitable years in a row build equity to €522k.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
11-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2002
Ground area
573 m²
Building footprint
151 m²
Volume, LiDAR
947 m³
Parcel 12003B0108/00N000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HERBOS
since 20022.101.553.302
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12003B0108/00N000 | Flanders | 573 m² | 1 · 151 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900XUN7PP5FDXH391
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Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 13,582 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-12-2001
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
62200Computer consultancy and computer facilities management
77229Renting and leasing of other personal and household goods
85599Other education
93127Equestrian clubs
93199Other sports activities
Scores and ratios are computed by Checked and are not a credit decision.