Hera
ActiveSummary
Hera has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €291k and a net result of €33k. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 63% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability73▼-7
Solvency73▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days only on tighter terms
Liquidity ample (current ratio 3.1 against 2.63 in 2023; short-term debt: 12.9% and cash: 3.2% of total assets), but 52.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-11-2025, 119 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
119 d late
2023
84 d late
2022
12 d late
2021
37 d early
2020
19 d early
2019
4 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€291k▲ 12.5%
2023 · €259k
2018: €96klowest in 7 years
2019: €107k▲ +11.3% vs 2018
2020: €119k▲ +10.8% vs 2019
2021: €170k▲ +43.3% vs 2020
2022: €207k▲ +22.0% vs 2021
2023: €259k▲ +25.0% vs 2022
2024: €291k▲ +12.5% vs 2023highest in 7 years
2018 → 2024
Total assets
€608k▲ 2.9%
2023 · €591k
2018: €216klowest in 7 years
2019: €297k▲ +37.5% vs 2018
2020: €237k▼ -20.0% vs 2019
2021: €281k▲ +18.3% vs 2020
2022: €321k▲ +14.2% vs 2021
2023: €591k▲ +84.3% vs 2022
2024: €608k▲ +2.9% vs 2023highest in 7 years
2018 → 2024
Net result
€33k▼ 36.7%
2023 · €53k
2018: €25k
2019: €11k▼ -56.7% vs 2018lowest in 7 years
2020: €12k▲ +6.8% vs 2019
2021: €52k▲ +351% vs 2020
2022: €38k▼ -26.8% vs 2021
2023: €53k▲ +37.6% vs 2022highest in 7 years
2024: €33k▼ -36.7% vs 2023
2018 → 2024
Working capital
€165k▲ 22.3%
2023 · €135k
2018: €162k
2019: €167k▲ +3.6% vs 2018
2020: €101k▼ -39.7% vs 2019lowest in 7 years
2021: €147k▲ +45.2% vs 2020
2022: €181k▲ +23.3% vs 2021highest in 7 years
2023: €135k▼ -25.3% vs 2022
2024: €165k▲ +22.3% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€119k-€170k▲ 43.3%€207k▲ 22.0%€259k▲ 25.0%€291k▲ 12.5%
2020: €119klowest in 5 years
2021: €170k▲ +43.3% vs 2020
2022: €207k▲ +22.0% vs 2021
2023: €259k▲ +25.0% vs 2022
2024: €291k▲ +12.5% vs 2023highest in 5 years
Operating result€13k-€64k▲ 413%€44k▼ 32.3%€65k▲ 48.8%€44k▼ 31.9%
2020: €13klowest in 5 years
2021: €64k▲ +413% vs 2020
2022: €44k▼ -32.3% vs 2021
2023: €65k▲ +48.8% vs 2022highest in 5 years
2024: €44k▼ -31.9% vs 2023
Net result€12k-€52k▲ 351%€38k▼ 26.8%€53k▲ 37.6%€33k▼ 36.7%
2020: €12klowest in 5 years
2021: €52k▲ +351% vs 2020
2022: €38k▼ -26.8% vs 2021
2023: €53k▲ +37.6% vs 2022highest in 5 years
2024: €33k▼ -36.7% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 32% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €608k
Fixed assets
€365k ▼ 2.4%
Current assets
€243k ▲ 12.0%
Equity and liabilities €608k
Equity
€291k ▲ 12.5%
Debt
€317k ▼ 4.7%
Debt's share of the balance-sheet total falls from 56.2% to 52.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▼
2023 · €68k
Cash flow
€42k▼
2023 · €56k
Current ratio
3.10▲
2023 · 2.63
Quick ratio
0.49▲
2023 · 0.36
Debt to equity
1.09▼
2023 · 1.28
ROE
11.4%▼
2023 · 20.3%
ROA
5.5%▼
2023 · 8.9%
Interest coverage
5.71▼
2023 · 21.17
Debt ≤ 1 year
€79k▼
2023 · €83k
Debt > 1 year
€238k▼
2023 · €250k
Income taxes
€13k▼
2023 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 55 lines
Balance sheet
Code20232024
Assets
Total assets20/58€591k€608k▲
Fixed assets21/28€374k€365k▼
Intangible fixed assets21€499€184▼
Tangible fixed assets22/27€366k€357k▼
Land and buildings22€364k€356k▼
Plant, machinery and equipment23€1k€920▼
Furniture and vehicles24€619€163▼
Financial fixed assets28€8k€8k=
Current assets29/58€217k€243k▲
Stocks and contracts in progress3€188k€205k▲
Stocks30/36€188k€205k▲
Amounts receivable within one year40/41€8k€13k▲
Trade receivables40€3k€3k▲
Other amounts receivable41€5k€11k▲
Cash at bank and in hand54/58€16k€19k▲
Deferred charges and accrued income490/1€6k€6k▼
Equity and liabilities
Total equity and liabilities10/49€591k€608k▲
Equity10/15€259k€291k▲
Contributions10/11€19k€19k=
Reserves13€166k€198k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€164k€196k▲
Profit (loss) carried forward14€75k€75k=
Amounts payable17/49€332k€317k▼
Amounts payable after more than one year17€250k€238k▼
Financial debts170/4€250k€238k▼
Amounts payable within one year42/48€83k€79k▼
Current portion of amounts payable after more than one year42€11k€12k▲
Trade debts44€18k€15k▼
Suppliers440/4€18k€15k▼
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€10k€9k▼
Other amounts payable47/48€43k€43k▼
Accrued charges and deferred income492/3-€280
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€9k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-45k€12k▲
Other operating charges640/8€3k€5k▲
Non-recurring operating charges66A€4k-
Gross operating margin9900€30k€70k▲
Operating profit (loss)9901€65k€44k▼
Financial income75/76B€12k€12k▼
Recurring financial income75€12k€12k▼
Financial charges65/66B€3k€9k▲
Recurring financial charges65€3k€9k▲
Profit (loss) for the period before taxes9903€74k€47k▼
Income taxes67/77€21k€13k▼
Profit (loss) for the period9904€53k€33k▼
Profit (loss) for the period to be appropriated9905€53k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€127k€108k▼
Profit (loss) brought forward from the previous period14P€75k€75k=
Transfer to equity691/2€52k€32k▼
To other reserves6921€52k€32k▼
Profit to be distributed694/7€800€833▲
Return on contributions (dividend)694€800€833▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €5k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €885 | €970 | €1k | €3k | €9k | ▲ 193% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €30k | €30k | €-45k | €12k | ▲ 126% |
| Other operating charges640/8 | - | €1k | €713 | €3k | €5k | ▲ 95.3% |
| Non-recurring operating charges66A | - | - | - | €4k | - | - |
| Gross operating margin9900 | €19k | €96k | €76k | €30k | €70k | ▲ 137% |
| Operating profit (loss)9901 | €13k | €64k | €44k | €65k | €44k | ▼ 31.9% |
| Financial income75/76B | - | €10k | €11k | €12k | €12k | ▼ 0.4% |
| Recurring financial income75 | €6k | €10k | €11k | €12k | €12k | ▼ 0.4% |
| Financial charges65/66B | - | €2k | €2k | €3k | €9k | ▲ 191% |
| Recurring financial charges65 | €3k | €2k | €2k | €3k | €9k | ▲ 191% |
| Profit (loss) for the period before taxes9903 | €15k | €72k | €53k | €74k | €47k | ▼ 36.5% |
| Income taxes67/77 | €4k | €20k | €15k | €21k | €13k | ▼ 36.1% |
| Profit (loss) for the period9904 | €12k | €52k | €38k | €53k | €33k | ▼ 36.7% |
| Profit (loss) for the period to be appropriated9905 | €12k | €52k | €38k | €53k | €33k | ▼ 36.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €237k | €281k | €321k | €591k | €608k | ▲ 2.9% |
| Fixed assets21/28 | €73k | €75k | €74k | €374k | €365k | ▼ 2.4% |
| Intangible fixed assets21 | €1k | €1k | €814 | €499 | €184 | ▼ 63.2% |
| Tangible fixed assets22/27 | €64k | €66k | €66k | €366k | €357k | ▼ 2.4% |
| Land and buildings22 | - | €64k | €63k | €364k | €356k | ▼ 2.2% |
| Plant, machinery and equipment23 | - | €1k | €1k | €1k | €920 | ▼ 30.7% |
| Furniture and vehicles24 | - | €466 | €1k | €619 | €163 | ▼ 73.6% |
| Financial fixed assets28 | €8k | €8k | €8k | €8k | €8k | = |
| Current assets29/58 | €164k | €206k | €247k | €217k | €243k | ▲ 12.0% |
| Stocks and contracts in progress3 | €117k | €68k | €100k | €188k | €205k | ▲ 9.2% |
| Stocks30/36 | - | €68k | €100k | €188k | €205k | ▲ 9.2% |
| Amounts receivable within one year40/41 | €8k | €8k | €6k | €8k | €13k | ▲ 75.3% |
| Trade receivables40 | - | - | €150 | €3k | €3k | ▲ 1.9% |
| Other amounts receivable41 | - | €8k | €6k | €5k | €11k | ▲ 114% |
| Cash at bank and in hand54/58 | €39k | €114k | €136k | €16k | €19k | ▲ 22.5% |
| Deferred charges and accrued income490/1 | - | €16k | €5k | €6k | €6k | ▼ 5.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €237k | €281k | €321k | €591k | €608k | ▲ 2.9% |
| Equity10/15 | €119k | €170k | €207k | €259k | €291k | ▲ 12.5% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €24k | €76k | €114k | €166k | €198k | ▲ 19.6% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €75k | €112k | €164k | €196k | ▲ 19.8% |
| Profit (loss) carried forward14 | €76k | €75k | €75k | €75k | €75k | = |
| Amounts payable17/49 | €119k | €111k | €113k | €332k | €317k | ▼ 4.7% |
| Amounts payable after more than one year17 | €56k | €51k | €47k | €250k | €238k | ▼ 4.7% |
| Financial debts170/4 | - | €51k | €47k | €250k | €238k | ▼ 4.7% |
| Amounts payable within one year42/48 | €63k | €59k | €66k | €83k | €79k | ▼ 4.8% |
| Current portion of amounts payable after more than one year42 | - | €4k | €4k | €11k | €12k | ▲ 3.1% |
| Trade debts44 | €8k | €9k | €14k | €18k | €15k | ▼ 16.7% |
| Suppliers440/4 | - | €9k | €14k | €18k | €15k | ▼ 16.7% |
| Taxes, remuneration and social security45 | - | €10k | €7k | €10k | €9k | ▼ 11.0% |
| Taxes450/3 | - | €10k | €7k | €10k | €9k | ▼ 11.0% |
| Other amounts payable47/48 | - | €37k | €41k | €43k | €43k | ▼ 0.3% |
| Accrued charges and deferred income492/3 | - | - | - | - | €280 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12k | €52k | €38k | €53k | €33k | ▼ 36.7% |
| + Depreciation and write-downs630 | €885 | €970 | €1k | €3k | €9k | ▲ 193% |
| Operating cash flow (approximation) | €12k | €53k | €40k | €56k | €42k | ▼ 23.8% |
| Investment in fixed assets (approximation) | - | €-3k | €-659 | €-303k | €0 | ▲ 100% |
| Change in cash | - | €76k | €21k | €-120k | €4k | ▲ 103% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 119 days late
2024
23-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 84 days late
2023
31-12
Financial
Highest result since 2018net €53k ▲37.6%
Operating result €65k, net result €53k, both a record.
12-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 12 days late
2022
31-12
Financial
Equity above €200kEq €207k ▲22%
5 profitable years in a row build equity to €207k.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €170k ▲43.3%
4 profitable years in a row build equity to €170k.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
31-12
Financial
Weakest financial yearnet €11k ▼56.7%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €107k ▲11.3%
2 profitable years in a row build equity to €107k.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bredene · 1 establishment unit since 2015
Ground area
368 m²
Building footprint
248 m²
Volume, LiDAR
4,920 m³
2 parcels, Flanders · tallest building 31.7 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
Hera
since 20152.244.814.679
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35302C1307/00C000 | Flanders | 215 m² | 1 · 95 m² | 14.5 m · 4 fl. |
| 35013A1596/00Z020 | Flanders | 154 m² | 1 · 154 m² | 31.7 m · 10 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,502 companies in sector 47716 we hold annual accounts for 2,440. 1,656 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-08-2015
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Scores and ratios are computed by Checked and are not a credit decision.