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HEPIRCO

Active
Private limited company·Algemene bouw van residentiële gebouwen· 4 yrs active
Duifhuisstraat 42 ·3800 Sint-Truiden, Belgium
KBO/BCE: BE 0786.848.360
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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of HEPIRCO is 2.4% (moderate). The 2024 annual accounts show equity of €44k and a net result of €10k. Its solvency ranks better than 85% of 3827 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 85% of 3827 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.4% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€10k-66.4%
Working capital€37k+9.8%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 28-05-2025 with the NBB · fiscal year 2024 · micro
€0€20k€40kOperating result 2023: €46k€46kNet result 2023: €30k€30kOperating result 2024: €17k€17kNet result 2024: €10k€10k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 71.9% 39.4%
better than 85% of 3827 sector peers
Net result €10k €9k
better than 51% of 3824 sector peers
Equity €44k €29k
better than 64% of 3832 sector peers
Gross operating margin €21k €26k
better than 44% of 3822 sector peers
Total assets €62k €85k
better than 38% of 3828 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€10k
-66.4% far above sector median
Total assets
€62k
-0.9% -64% vs sector
Equity
€44k
+30.2% -54% vs sector
Working capital
€37k
+9.8% -56% vs sector
Income taxes
€6k
-52.0% far above sector median
Debt
€17k
-38.5% -68% vs sector
Debt ≤ 1y
€17k
-38.5% -68% vs sector
Current ratio
3.15
+42.9% +45% vs sector
Quick ratio
3.15
+42.9% +45% vs sector
Solvency
71.9%
+31.4% +33% vs sector
Debt / equity
0.39
-52.7% -70% vs sector
ROE
23.2%
-74.2% far above sector median
ROA
16.6%
-66.1% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA-
Net profit€10k
Cash flow-
Staff costs-
Income taxes€6k
Dividends-
Total assets€62k
Equity€44k
Debt€17k
of which ≤ 1y€17k
of which > 1y-
Working capital€37k
Employees (FTE)-
Ratios (computed)
2024
Current ratio3.15
Quick ratio3.15
Working capital ratio60.6%
Solvency71.9%
Debt / equity0.39
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA16.6%
ROE23.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€62k
Fixed assets 21/28€7k
Financial fixed assets 28€7k
Current assets 29/58€55k
Amounts receivable within one year 40/41€25k
Cash & bank 54/58€27k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€62k
Equity 10/15€44k
Contributions / capital 10/11€4k
Reserves 13€41k
Amounts payable 17/49€17k
Amounts payable within one year 42/48€17k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€21k
Operating result 9901€17k
Financial income 75€503
Financial charges 65€1k
Result before taxes 9903€17k
Income taxes 67/77€6k
Net result for the period 9904€10k
Result to be appropriated 9905€10k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
85 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
HEPIRCO
Duifhuisstraat 42, 3800 Sint-TruidenAlgemene bouw van residentiële gebouwen
since 20222.332.147.343
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area513 m²
Buildings1
Building footprint82 m²
Volume (LiDAR)76 m³
Tallest building6.5 m

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71352C0692/00S000 Flanders 513 m² 1 · 82 m² 6.5 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health85Profitability100Solvency100Growth52Stability94
86 / 100

Exceptional profile, strong across almost every axis.

Health 85
Profitability 100
Solvency 100
Growth 52
Stability 94

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.

Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Plaatsen van vloer- en wandtegels43331Plaatsen van vloer- en wandtegels43331Plaatsen van vloerbedekking en wandbekleding van hout43332Plaatsen van vloerbedekking en wandbekleding van hout43332Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Handelsbemiddeling in hout en bouwmaterialen46130Handelsbemiddeling in de groothandel in hout en bouwmaterialen46130Handelsbemiddeling gespecialiseerd in andere goederen46180Handelsbemiddeling in de groothandel in andere specifieke goederen46180
Primary activity highlighted.
Names & trade names
Legal nameNL HEPIRCO
Registered office
Duifhuisstraat 42
3800 Sint-Truiden, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.